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How is the salary of $12,000 left?

Trick collected money for a salary of 12,000 baht.

Formula 50: 30: 20 (tailored to low income)

📌 50%: Required cost (6,000 baht)

✅ Room Rent / Water Fee / Travel Fee / Food

✅ focus on "essentials" first, not overspending.

📌 30%: Personal expenses (3,600 Baht)

✅ Eat, play, shopping a little.

✅ use "weekly budget" so that there is no more.

📌 20%: Savings & Emergency Fund (2,400 Baht)

✅ Deducted as soon as the salary enters (not left to collect)

✅ Store in a separate account or use automated savings methods.

Trick actually increases the chance to collect.

1. Automatic Immediate Savings Transfer - Cut the "Keep No Left" Problem

2. Use the separate envelope / account transfer app - make it clear.

3. Finding something to eat - just reducing 50-60 baht per cup of coffee will increase savings by hundreds per month.

4. If you get a bonus / OT → Keep at least 50% into the Emergency Fund

A small salary can be collected if "save before use."

Because "save later, never save."

# Not planned until # plannotpoor

# The current is strong # tikkviral # Current today, tiktok

2025/9/24 Edited to

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