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Repeal Grievances with Pension and Tax Insurance, Eve 2025✨

Tax season is approaching.

Will you make a good pension insurance? ~

Pension insurance is a pretty tax-deductible option.

Want to know how much pension we can use?

= Full year revenue x 15%

If not to 200,000, take the calculated number.

If more than 200,000, seize 200,000 baht.

(Total PVD RMF Ghosh. Private teacher. Not more than 500,000)

But, uh, we need to see general insurance.

If General Insurance + Health (25,000)

And not more than 100,000 baht

Pension insurance will go to fill the general side first.

For example, general life insurance (life / accumulation) pays 35,000 baht per year and has health insurance paid 30,000 baht per year (health only lasts 25,000). So general insurance has already spent 60,000 baht. There is still 40,000 baht left. And if the pension is calculated, it can be used for 200,000 baht, then we can buy up to 240,000 baht. 😳

And then we keep paying.

Will you get a pension twist at 60?

Can say that definitely not hit

When we answer everything with an agent honestly,

Like the customer who gave the example

Insured since 2015 (before age 50)

This year, the pension has begun to be paid.

(Get paid at 55 years, but this plan is closed)

Waiting to receive money into the account notified when applying. 💰

Why do you have to take out pension insurance?

Because it's planning the money we're going to get after retirement.

- To pay for health insurance premiums.

- Invest.

- Spend it on a daily basis.

So even if your career has a pension,

Pension insurance in addition to reducing

It's like a little prize money that gets every year.

For using to do other things

If anyone is interested or would like to inquire about

Pension insurance, other insurance or tax matters

I can tell you. Ready to consult. 😘

P.S. This way, Red Camp ❤️ (AIA)

# Ploy, reader, love insurance # Pension insurance # Tax # Recap 2025 # Open statements

2025/12/19 Edited to

... Read moreประกันบำนาญไม่เพียงแต่ช่วยให้คุณได้รับเงินบำนาญหลังเกษียณ แต่ยังช่วยลดหย่อนภาษีได้อย่างมีประสิทธิภาพ ปัจจุบันกฎหมายภาษีอนุญาตให้ผู้มีรายได้ใช้สิทธิ์ลดหย่อนประกันบำนาญสูงสุดถึง 15% ของรายได้ต่อปี แต่ไม่เกิน 200,000 บาท และเมื่อรวมกับกองทุนสำรองเลี้ยงชีพ (PVD), กองทุนรวมเพื่อการเลี้ยงชีพ (RMF) และกองทุนอื่น ๆ สามารถลดหย่อนได้สูงสุดไม่เกิน 500,000 บาทต่อปี จากประสบการณ์ส่วนตัวที่ทำประกันกับ AIA มาตั้งแต่ปี 2558 พบว่า การวางแผนประกันอย่างถูกต้องช่วยให้รับเงินบำนาญได้ทันทีเมื่ออายุถึงเกณฑ์ และไม่ต้องกังวลว่าจะถูกตัดหรือเบี้ยวเงินบำนาญในอนาคต เพราะข้อมูลทุกอย่างได้รับการแจ้งและยืนยันกับบริษัทอย่างชัดเจน นอกจากนี้ถ้าคุณมีประกันชีวิตทั่วไปและประกันสุขภาพรวมกันไม่เกิน 100,000 บาท จะสามารถซื้อประกันบำนาญเพิ่มได้อีกตามสิทธิ์ที่คำนวณไว้ ทำให้สามารถใช้สิทธิ์ลดหย่อนได้สูงสุดถึง 240,000 บาทเลยทีเดียว สำหรับใครที่กำลังตัดสินใจว่าควรจะทำประกันบำนาญดีไหม แนะนำให้คิดถึงการวางแผนทางการเงินหลังเกษียณและประโยชน์ด้านภาษีควบคู่กันไป เพราะประกันบำนาญถือเป็นหนึ่งในเครื่องมือสำคัญสร้างความมั่นคงทางการเงินที่ช่วยให้เราไม่ต้องกังวลเรื่องค่าใช้จ่ายในวัยเกษียณ อีกทั้งยังช่วยให้เราสามารถนำเงินที่ได้ไปลงทุนหรือจ่ายเบี้ยประกันสุขภาพเพื่อดูแลสุขภาพในระยะยาวได้อีกด้วย ถ้ามีข้อสงสัยเพิ่มเติม หรืออยากรู้รายละเอียดเฉพาะเจาะจง สามารถสอบถามตัวแทนหรือผู้เชี่ยวชาญด้านประกันเพื่อวางแผนที่เหมาะสมกับไลฟ์สไตล์และรายได้ของแต่ละคน เพราะแต่ละแผนมีจุดเด่นและข้อจำกัดที่แตกต่างกัน การตัดสินใจที่มีข้อมูลครบถ้วนจะช่วยให้ได้รับประโยชน์สูงสุดจากประกันบำนาญและการลดหย่อนภาษีครับ

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