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Health insurance is closing.

The AIA now has an official announcement.

Whether to close the original health plan (this good)

Whoever has it, hold it tight. Don't let it off.

Who doesn't have it yet? Hurry and find it immediately.

* OPD is an outpatient. Go home to a doctor. *

Every plan doesn't have Copayment in the first year.

Copayment section in the renewal year

See if the security conditions are specified.

Let's see what each plan looks like.

1️⃣ H & S Extra closes sale January 21, 2026

It's a cost-splitting plan, but there's OPD to every plan.

It's OPD on a per-year basis, policy.

✅ Advantage

- There are all OPD plans on a per-year basis, policy.

- No, Clem has a refund.

- Join Vitality.

❎ cons.

- It's a cost-separated plan, so there may be a surplus in some categories.

2️⃣ H & S Closes Sale March 31, 2026

It's a cost-splitting plan. There's no OPD.

✅ Advantage

- Affordable premiums

- Join Vitality.

- Fits people who only want hospital treatment.

❎ cons.

- It's a cost-separated plan, so there may be a surplus in some categories.

3️⃣ Health Happy closes sale March 31, 2026

Health plans charter millions per policy year

Ready to double the cost of treatment if a serious disease is detected as prescribed.

There's a maximum plan-specific OPD.

✅ Advantage

- Million / year policing fee, no concern for treatment (4 plans, 1 million, 5 million, 15 million and 25 million)

- If one in six serious diseases is detected, the cost of treatment doubles the plan for three years (+ years detected).

- OPD in the maximum plan (25 million) 2,000 baht / time

- Join Vitality.

❎ cons.

- Room, doctor visits, fever, home medication, not paid.

4️⃣ Health Saver closes sale March 31, 2026

The plan separates treatment costs but focuses on surgery. There are OPDs in 2 plans (400,000 and 50,000).

✅ Advantage

- Surgical fee, doctor visit fee, actual fee / time, hundreds of thousands of baht (4 plans 200,000, 300,000, 400,000 and 50,000)

- 30 OPDs / policy year 1,000 Baht (plan 400,000) and 1,500 Baht (plan 500,000)

- Detect 1 in 6 serious diseases, double the cost of treatment for 3 years (+ years detected)

- Join Vitality.

❎ cons.

- The cost of treatment and the cost of homing drugs is limited.

5️⃣ Infinite Care 60 Million Plan Closed for Sale March 31, 2026

Premium treatment costs can be maintained abroad.

✅ Advantage

- Room fee 12,000 Baht / day

- The cost of treatment is 60 million.

- Continue to treat the accident within 30 days / time.

- Dental treatment costs from accidents are actually paid.

- OPD 40,000 Baht / policy year (combined with regenerative medicine fee not exceeding 40,000 Baht / policy year)

- Join Vitality.

❎ cons.

- General health checks, vaccinations, dental tests will only have a plan of 120 million.

The above is a rough pros / cons.

❤️ if anyone cares about which plan. Want to see the details.

Say hello to each other. ❤️

Or can comment on what plan you have

How do you feel about your health?

Ploy, this insurance-loving reader, is here to help with everyone's health insurance. 😍

# Ploy, reader, love insurance # Health insurance # Addicted to lemon8 trend # Trending # Welcome 2026

1/9 Edited to

... Read moreจากกระแส “ประกันสุขภาพ AIA เหมาจ่าย” กับคำถามเรื่อง “ปี 2569 แผนไหนปิดการขาย” เราอยากสรุปเพิ่มแบบอ่านแล้วเอาไปเช็กของตัวเองได้เลย เพราะหลายคนเห็นคำว่า “ปิดการขาย” แล้วตกใจ คิดว่าแผนจะหายไปทันทีหรือเคลมไม่ได้ ซึ่งจริง ๆ ไม่ได้เป็นแบบนั้นค่ะ 1) ปิดการขาย = ส่งใบคำขอใหม่ไม่ได้ แต่คนที่มีกรมธรรม์อยู่ยังคุ้มครองตามเงื่อนไขเดิม ถ้าคุณถือแผนเดิมอยู่แล้ว โดยทั่วไปยังต่ออายุได้ตามปกติ (ตราบใดที่ยังเข้าเงื่อนไขการต่ออายุของบริษัท) และการเคลมยังทำได้เหมือนเดิม สิ่งที่ควรทำคือ “เก็บเล่มกรมธรรม์/ไฟล์กรมธรรม์” ให้ครบ เพราะรายละเอียดสิทธิประโยชน์และข้อยกเว้นจะอยู่ในนั้นทั้งหมด 2) เช็กตัวเองว่าอยู่กลุ่มไหน: เหมาจ่าย vs แยกค่าใช้จ่าย - เหมาจ่าย (วงเงินรวมต่อปี/ต่อครั้ง): จุดแข็งคือบริหารความเสี่ยงง่าย เวลาเจอค่ารักษาก้อนใหญ่ไม่ต้องไล่ดูหมวดยิบย่อย เหมาะกับคนอยากลดความกังวลเรื่องบิลโรงพยาบาล - แยกค่าใช้จ่าย: เบี้ยบางครั้งเข้าถึงง่ายกว่า แต่ต้องระวัง “ชนเพดาน” รายหมวด เช่น ค่าห้อง ค่ายา ค่าหมอ เพราะบางเคสอาจมีส่วนเกินต้องจ่ายเอง 3) เรื่อง OPD (ผู้ป่วยนอก) ที่หลายคนค้นหา OPD คือไปหาหมอ รับยา แล้วกลับบ้าน ไม่ได้นอนโรงพยาบาล จุดนี้เป็นตัวตัดสินใจสำคัญมาก เพราะคนทำงานออฟฟิศ/ภูมิแพ้/ไมเกรน/กรดไหลย้อนจะใช้บ่อย แนะนำให้เช็กว่า - OPD ให้แบบ “ต่อครั้ง” หรือ “วงเงินต่อปีกรมธรรม์” - จำกัดจำนวนครั้ง/ปีไหม - คุ้มครองค่ายา/ค่าตรวจแล็บรวมอยู่ในวงเงินหรือแยก 4) Copayment ในปีต่ออายุควรทำความเข้าใจล่วงหน้า หลายคนถามว่า “ปีแรกไม่มี Copayment แล้วปีถัดไปล่ะ?” ตรงนี้ต้องกลับไปดูเงื่อนไขตามแนวทางที่กำหนดไว้ (เช่น กรณีเข้าเงื่อนไขที่เกี่ยวกับการเคลม/ความถี่การเคลม) วิธีที่เราใช้คือทำตารางง่าย ๆ ว่า ปีนี้เราใช้ OPD/IPD บ่อยแค่ไหน และมีโรคประจำตัวหรือไม่ เพื่อประเมินความเหมาะสมของแผนและงบเบี้ยระยะยาว 5) ถ้ากำลังจะซื้อ/ย้ายแผนก่อนเดดไลน์ ควรเตรียมอะไรบ้าง - ประวัติสุขภาพ/การรักษาย้อนหลัง (โรคที่เคยเป็น ยาที่กินประจำ) - งบเบี้ยต่อปีที่ “จ่ายไหวจริง” เพราะประกันสุขภาพคือเกมระยะยาว - เป้าหมายหลัก: เน้น IPD อย่างเดียว หรืออยากมี OPD ด้วย - ถ่ายรูปหน้ากรมธรรม์/เลขที่กรมธรรม์เก็บไว้ เผื่อค้นหา “เล่มกรมธรรม์ AIA” และตรวจสิทธิ์ได้เร็ว 6) คำถามยอดฮิต: ผ่อนประกัน AIA 0% ปี 2569 ได้ไหม? กรณีผ่อน 0% หรือแบ่งชำระ มักขึ้นอยู่กับช่วงโปรโมชัน/ช่องทางชำระ/บัตรที่ร่วมรายการ แนะนำให้เช็กกับผู้ให้บริการหรือผู้ดูแลกรมธรรม์ก่อนทุกครั้ง และอย่าดูแค่ “ผ่อนสบาย” ให้ดู “ยอดรวมทั้งปี” ด้วยว่าเหมาะกับกระแสเงินสดเราไหม สุดท้าย ถ้าคุณมีแผนที่กำลังจะปิดการขายอยู่แล้ว เราเชียร์ให้ “อ่านเล่มกรมธรรม์” อย่างน้อย 3 จุด: วงเงินคุ้มครอง, ข้อยกเว้น, และเงื่อนไขการต่ออายุ/การร่วมจ่าย จะได้ไม่ตื่นตระหนกเวลาเห็นข่าว และตัดสินใจได้ตรงกับสุขภาพและงบของตัวเองค่ะ

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A woman with curly hair sits on a bed, looking thoughtfully while holding a pen and notebook. Text overlay 'PICK YOUR PATH, BADDIE' explains choosing health insurance for its profitability, flexibility, and opportunities.
A woman looks at her phone while studying at a desk with a laptop and notebooks. Text overlay 'FIND YOUR KIND OF COURSE' describes choosing a self-paced course with built-in breaks for Texas's 40-hour requirement.
Becoming An Insurance Baddie…in Texas🤘🏾
I’m on a mission to become a licensed health insurance agent— and yes, I’m making it cute and intentional. I wanted a career where I could: 🍋 help people 🍋 make real money 🍋 still live a soft life. So I chose to get licensed in health insurance, with the goal of becoming a broker who helps f
a neurospicy girl + her ipad🎀

a neurospicy girl + her ipad🎀

65 likes

An advertisement for Nuriya Insurance Agency LLC, offering Commercial Auto, General Liability, and Business Protection insurance. It highlights reliable coverage, competitive rates, and personalized service for various industries, with a call to action to get a free quote.
Commercial Auto Insurance
#everyone #Texas #florida
user4049074297870

user4049074297870

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Salary Knowledge for health insurance career path💵
Let me know in the comments, how much u make w/ doing health insurance? #lemon8contest #AskLemon8
Nicky Hargrove

Nicky Hargrove

10 likes

Got Health Insurance ?
Here’s what to do👆🏿 #insurancebenefits #healthmanagement #agent #free contact me ☎️💻 #viral
Don Cash

Don Cash

2 likes

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