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Health insurance is closing.

The AIA now has an official announcement.

Whether to close the original health plan (this good)

Whoever has it, hold it tight. Don't let it off.

Who doesn't have it yet? Hurry and find it immediately.

* OPD is an outpatient. Go home to a doctor. *

Every plan doesn't have Copayment in the first year.

Copayment section in the renewal year

See if the security conditions are specified.

Let's see what each plan looks like.

1️⃣ H & S Extra closes sale January 21, 2026

It's a cost-splitting plan, but there's OPD to every plan.

It's OPD on a per-year basis, policy.

✅ Advantage

- There are all OPD plans on a per-year basis, policy.

- No, Clem has a refund.

- Join Vitality.

❎ cons.

- It's a cost-separated plan, so there may be a surplus in some categories.

2️⃣ H & S Closes Sale March 31, 2026

It's a cost-splitting plan. There's no OPD.

✅ Advantage

- Affordable premiums

- Join Vitality.

- Fits people who only want hospital treatment.

❎ cons.

- It's a cost-separated plan, so there may be a surplus in some categories.

3️⃣ Health Happy closes sale March 31, 2026

Health plans charter millions per policy year

Ready to double the cost of treatment if a serious disease is detected as prescribed.

There's a maximum plan-specific OPD.

✅ Advantage

- Million / year policing fee, no concern for treatment (4 plans, 1 million, 5 million, 15 million and 25 million)

- If one in six serious diseases is detected, the cost of treatment doubles the plan for three years (+ years detected).

- OPD in the maximum plan (25 million) 2,000 baht / time

- Join Vitality.

❎ cons.

- Room, doctor visits, fever, home medication, not paid.

4️⃣ Health Saver closes sale March 31, 2026

The plan separates treatment costs but focuses on surgery. There are OPDs in 2 plans (400,000 and 50,000).

✅ Advantage

- Surgical fee, doctor visit fee, actual fee / time, hundreds of thousands of baht (4 plans 200,000, 300,000, 400,000 and 50,000)

- 30 OPDs / policy year 1,000 Baht (plan 400,000) and 1,500 Baht (plan 500,000)

- Detect 1 in 6 serious diseases, double the cost of treatment for 3 years (+ years detected)

- Join Vitality.

❎ cons.

- The cost of treatment and the cost of homing drugs is limited.

5️⃣ Infinite Care 60 Million Plan Closed for Sale March 31, 2026

Premium treatment costs can be maintained abroad.

✅ Advantage

- Room fee 12,000 Baht / day

- The cost of treatment is 60 million.

- Continue to treat the accident within 30 days / time.

- Dental treatment costs from accidents are actually paid.

- OPD 40,000 Baht / policy year (combined with regenerative medicine fee not exceeding 40,000 Baht / policy year)

- Join Vitality.

❎ cons.

- General health checks, vaccinations, dental tests will only have a plan of 120 million.

The above is a rough pros / cons.

❤️ if anyone cares about which plan. Want to see the details.

Say hello to each other. ❤️

Or can comment on what plan you have

How do you feel about your health?

Ploy, this insurance-loving reader, is here to help with everyone's health insurance. 😍

# Ploy, reader, love insurance # Health insurance # Addicted to lemon8 trend # Trending # Welcome 2026

1/9 Edited to

... Read moreจากประกาศล่าสุดของ AIA เรื่องการปิดการขายแผนประกันสุขภาพที่หลายคนให้ความสนใจ เช่น แผน Health Happy และแผน H&S Extra ซึ่งจะปิดการขายในช่วงต้นปี 2569 นี้ การมีข้อมูลครบถ้วนเกี่ยวกับแต่ละแผนนับว่ามีความสำคัญอย่างยิ่งในการเลือกประกันสุขภาพที่ตอบโจทย์และคุ้มค่า สำหรับผู้ที่กำลังลังเลว่าจะเลือกแผนใด การเข้าใจถึงความครอบคลุมของแผน การมี OPD (ผู้ป่วยนอก) ที่รองรับการรักษา การเหมาจ่ายค่ารักษา หรือแม้แต่การเข้าเงื่อนไขเพื่อได้รับผลประโยชน์ในรูปแบบต่าง ๆ จะเป็นตัวช่วยชี้วัดประสิทธิภาพของแผนนั้นได้อย่างดี โดยเฉพาะแผนที่มีข้อดีอย่างการคืนเงินหากไม่มีการเคลม หรือแผนที่ให้ความคุ้มครองโรคร้ายแรงเพิ่มขึ้น จะช่วยสร้างความมั่นใจในการดูแลสุขภาพของตัวเองและครอบครัวมากขึ้น นอกจากนี้ ช่องทางการรับคำปรึกษาจากตัวแทนที่มีความเชี่ยวชาญ เช่น พลอย นักอ่านรักประกัน จะช่วยเสริมสร้างความชัดเจนและลดความสับสนเมื่อต้องเลือกซื้อประกันสุขภาพ รวมทั้งคำถามที่พบบ่อยอย่างการเปรียบเทียบระหว่างประกันสุขภาพกับประกันชีวิต หรือคำแนะนำในการเลือกประกันสุขภาพที่เหมาะสมกับอายุและสุขภาพของผู้ที่สนใจ เป็นอีกมุมมองที่ควรใส่ใจ สุดท้ายนี้ การเตรียมความพร้อมก่อนที่แผนจะปิดการขาย ถือเป็นโอกาสที่ดีที่จะได้วางแผนประกันสุขภาพอย่างรอบคอบ ไม่ว่าจะเป็นการสมัครก่อนหมดเขต หรือการเปรียบเทียบแผนอื่น ๆ ที่ยังเปิดขายอยู่ เพื่อให้การคุ้มครองสุขภาพในปี 2569 และต่อ ๆ ไปเป็นไปอย่างมั่นใจและพร้อมรับมือกับความไม่แน่นอนในอนาคต

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