① Food – S$439.87 This is about S$14.66 per day. I wouldn't recommend aggressively cutting food expenses. Instead, monitor unnecessary snacks, drinks and convenience purchases. ② Transport – S$236.56 This is 18.5% of your recorded spending. Check whether this includes occasional taxi or rid

Fixed expense :$450 Dividend :$68. 25 + $137. 50 = $205.75 Out of my pocket is $244.25

From December 2025 to October 2026, I saved $10,000. It took 48 weeks, and I crossed the mark this month. I did not turn into an extreme penny-pincher to get there, so here’s how it went. Step 1: Look at your spending first Before you try to “save more”, look at where your money really goes.

Q1: Additional $10 monthly to the account to fasten getting to $5000 W1: $159.18 W2: $31.03 W3: $33.21 W4: $500.32 + additional $10 (Amount deposit June : $733.74) W5: $69.98 W6: $72.93 W7: $52.51 W8: $651.90 + additional $10 W9 :$41.16 (Amount deposit July :$898.48) W10: $207.23 W

470.88 non-food 94.53 transport 736.56 food 130.09 work purchase 10 piggy bank 74.07 medical 177 cpf topup 10 donation Your September spending totals $1,703.13. What stands out Food is your biggest line. It works out to about $24.55 a day, and food plus non-food makes up 71% of the

Food and non-food make up over half your spending ($602.47 and $422.55), with work purchases and the CPF top-up not far behind. Piggy bank and gambling are tiny slices in comparison. Here's a summary of the spending breakdown (total: $1,782.86): Food – $602.47 (33.8%) — the single largest