400K debt but got a house! How do we do?✨

🏡 shared the experience of buying a house with a debt in Buro of 400,000 baht.

First of all, to be honest,

This debt stems from our helping the family to finally become a burden that we and our husbands have to bear.

The point of feeling "can't do it anymore" is

We pay 20,000 + baht per month (excluding other debts in Buro).

It's getting heavier, and we both really want to have our own space.

💭 The beginning of the decision.

The first thing we think about is

👉 want to move out of the same house.

But the big problem is,

👉 We have over 400,000 baht in Buro.

The solution we thought about was

"Combine the debt into one and find a way to start again."

And one of the most interesting approaches

👉 an agency that helps "close the debt first" and then pay off as a home.

⚠️ The alarm from those around you.

Many people remind us that

"Are you okay? The burden is heavy."

But in our corner,

It's a chance to "fall out of the same cycle."

So we decided

👉 risk, but let's try.

🔎 Start looking for an agency (very seriously)

We greeted almost every page.

Send the buro. Send the salary slip.

And wait...

I didn't expect anyone to help.

Because our debt is pretty high.

But finally...

✨, the agency came back and offered him a home for a few projects.

🏠 Compare the agency (very important!)

🟢 you.

* Closed to 300,000 Baht

* FREE ALL COST

* Explain it in detail. Clear.

* Have a home to choose from and be honest

🟡, you two.

* Closed about 150,000 baht

* There must be a "joint borrower."

* Said to finish the story in a month

* ❗ But the cost is unclear.

At first we were very interested in the second.

Because "speak well, look attentive and respond quickly."

🔵, third.

* Hand House 2

* Kind owner, ready to help

But we cut it off because

👉 want a first hand house.

⚡ peak point (almost missed)

We decided on the second one.

Because I feel like I should get home early.

But there are strange signs like

* Details are unclear.

* Figures are uncertain.

* Conditions keep changing

And finally...

❗ It takes "three co-borrowers."

Which does not match the first conversation

At that time I started thinking

"Or we won't really get home."

🌟 the most important turning point.

All of a sudden, Agent One is back.

Along with...

✅ the "pre-bank" result.

✅ and confirm that we recovered through

That time was like...

It's over. No more hesitation.

✅ Our summary.

We choose

👉, Agent 1.

Because

* Clear information

* Figures are straightforward.

* There are actual pre-approval results.

After that,

We went to the stage.

👉 "Close debt + file serious home loan."

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