Five things to know, is insurance protected in war?

Five things to know, is insurance protected in war ❓🚨?

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📌 in the wake of the unrest and clashes along the Thai-Cambodian border, many began to question, "If injured or killed in this event, will the insurance pay?" This article outlines how each insurance provides coverage in the case of war or hostilities.

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🛡️ 1. Life insurance (main contract)

In case of death, war death protection, paid by insurance capital in a policy, even if it is an actual war, or a war-like unrest, the insured will be covered by insurance capital.

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🏥 2.Health insurance (OHS / NHS and others)

Medical expenses from war events, not covered, not covered by war sickness or injury, clearly stated in the general exception.

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🤕 3. Personal accident insurance (PA)

It does not protect injuries, disabilities or deaths from war, even if caused by explosive force or the actions of a conflict partner, as an exception clearly stated in the contract.

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📄 4.Accident Additional Contracts (AI / ADD / ADB / RCC)

Only the general insured, if they are non-combatant citizens, are entitled to claim those who do not serve as soldiers, police or volunteers in war. Additional exceptions are listed in the RCC.

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⚠️ 5. Exception cases, the company may pay in exceptional cases.

Some insurers may consider paying an "Ex-Gratia" claim even outside the coverage of the contract. To alleviate the insured family, the notice from each company must be followed up again.

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# Life insurance # Health insurance # Accident insurance # War # Thailand, this love is calm but not cowardly# Thailand, Cambodia # Thailand # Thailand, this love is calm but not cowardly