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สติและสตางค์ By รภัสศา
สติและสตางค์ By รภัสศา

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Barely enough money to save...Why pay for insurance?🧐

Many people ask, why buy insurance when the savings are limited?..

To be honest, insurance is not "disposable," but "the armor is broken."

Let's look at three reasons why friends should have them.

1. Seriously ill, money does not disappear: Think about it. If you get sick in the hospital, the main expenses are hundreds of thousands, but if you have health insurance, the company pays all the money we save!

2. Hoops of the Back: If we are the pillar of the house, life insurance is "reserve money," so that our loved ones can go on comfortably on the day we are away.

3. Compulsory savings: Anyone who likes to accidentally spend out of money, savings insurance can help us. Like we have self-imposed savings discipline and complete the contract for a sum of money with interest (tax deductible)

In a nutshell: Insurance is not a curse, but a "plan not to stumble."

I want to check out where our lives lack armor, or I want to plan a simple tax plan. 😊

https://line.me/ti/p/~kopipapa

Rabhasa Full Loyal (Sa) Allianz Ayutthaya Life Insurance

Number: 083 891 6785

Website: https://www.prakan-untold.com

TICK: Consciousness and Satang By Rabhassa

https://www.tiktok.com / @ raphatsafinism

# Financial planning # Life insurance # Saving money # Financial adviser # Hedge

4 days agoEdited to

... Read moreจากประสบการณ์ส่วนตัว การมีประกันสุขภาพและประกันชีวิตถือเป็นสิ่งสำคัญที่ลงทุนเพื่อความมั่นคงในระยะยาว แม้เงินเก็บจะจำกัด การแบ่งเงินมาจ่ายค่าประกันเป็นการเตรียมพร้อมสำหรับเหตุการณ์ที่ไม่คาดฝัน เช่น การเจ็บป่วยหนักที่อาจมีค่าใช้จ่ายสูง หรือกรณีเราไม่อยู่ดูแลครอบครัว ประกันชีวิตจะช่วยเป็นเงินก้อนให้คนที่เรารักได้ใช้ชีวิตอย่างต่อเนื่อง นอกจากนี้ ประกันออมทรัพย์ยังทำหน้าที่เป็นวินัยการออมแบบบังคับ ที่ช่วยให้เราเก็บเงินได้อย่างเป็นระบบ และยังได้รับผลตอบแทนกับสิทธิ์ลดหย่อนภาษี ซึ่งทำให้เงินที่จ่ายค่าประกันไม่ได้สูญเปล่า แต่กลายเป็นเงินลงทุนที่มีผลประโยชน์ ผมแนะนำให้มองประกันเป็นเกราะป้องกันเงินเก็บ ไม่ใช่ค่าใช้จ่ายที่ต้องเสียไปเปล่าๆ เพราะเมื่อเกิดสถานการณ์ไม่คาดคิดขึ้น เงินก้อนจากประกันจะช่วยลดภาระทางการเงินของคุณได้จริง นี่แหละคือเหตุผลว่าทำไมควรมี "ค่าประกัน" แม้เงินเก็บอาจไม่มากนัก สุดท้าย การวางแผนการเงินและการเลือกซื้อประกันที่เหมาะสมกับไลฟ์สไตล์และภาระหน้าที่ของแต่ละคน จะช่วยให้เรามั่นใจในความมั่นคงของชีวิตและครอบครัวมากขึ้น ไม่ต้องตกใจหรือลังเลเมื่อเจอด่านค่าใช้จ่ายหนักที่ไม่คาดฝันเลยค่ะ

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A person's legs in athletic wear and socks rest on an 'alo' yoga mat, next to a laptop displaying a fitness video and headphones. The image is overlaid with text 'Rich Habits Part 14 alo Smart Saving through an HSA'.
A pink gradient square with text defining an HSA as a tax-advantaged savings account for high-deductible health plans. The background shows sliced lemons, a glass of water, and a green plant.
A pink gradient square with text explaining that HSA contributions are tax-deductible, grow tax-free, and can be withdrawn tax-free for qualified medical expenses. The background shows a bed with white pillows.
🚨Why You Need Emergency Health Money🚨
Explaining the Basics of Health Savings Accounts (HSAs): Let's dive into the essentials! - What is an HSA? A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals with high-deductible health plans (HDHPs) save for medical expenses. - Triple Tax Bene
Jordan Vaz

Jordan Vaz

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