437 followers

Follow

Follow

Follow

0 saved

2

10

Want better money habits? We all do…

Even money people need money people. Meet Gary.

He’s my personal financial advisor that keeps me in line and lucrative with the loot I’m generating (because baby I fight not to click that SHEIN and fashion nova cart button EVERYDAY!!)

I often share his posts/tips because he’s a great guy and advisor, and I believe more people would be financially better off with someone like him in their corner.

Want better money habits? Have goals for your green that you want to reach? Start by having a free talk with someone who’s main goal is to help you build financial success.

Click the 🔗 in my bio, tap the “Gain Value: Lock in your financial future” tab, and set up your free chat with Gary. It cost you nothing to learn something about how to move better with your money in this new year!

2025/1/10 Edited to

Want better money habits? Here are some strategies to transform your financial life: 1. Pay yourself first: Prioritize savings from your paycheck. 2. Increase your income: Explore side hustles or ask for raises. 3. Decrease liabilities: Pay down debts to improve cash flow. 4. Reduce fees and taxes: Look for ways to minimize costs and take advantage of tax deductions. 5. Take calculated risks: Be open to investing in opportunities that can yield higher returns. 6. Diversify your investments: Spread your portfolio to minimize risk. 7. Embrace money minimalism: Learn to live with less to save more. 8. Never stop learning: Educate yourself on financial literacy to make informed decisions. If you're unsure on where to start, consider booking a free consultation with a financial expert like Gary. His insights can guide you in shaping effective money habits for a prosperous future.

Related posts

💸 Rich Girl Habits That Cost $0

✨ Rich girl habits aren’t about spending more money—they’re about making smarter decisions with the money you already have. The habits that helped me save, invest, and stay focused on my goals didn’t cost me a thing. 💸💖 🎀 Check your accounts regularly 🎀 Stop impulse purchases 🎀 Invest in le

1404 likes

HEALTHY MONEY HABITS = FINANCIAL FREEDOM 💪

💰 6 Ways to Build Healthy Money Habits for Financial Freedom 💰 If financial freedom is your goal, it all starts with strong money habits! Here are 6 steps to help you get on the right track: 1️⃣ Create a budget and track your expenses – Knowing where your money goes is the foundation. 2️⃣ Li

1444 likes

9 Money-Draining Habits You Need to STOP!

Most people struggle financially, not because they don’t make enough, but because they let bad money habits drain their income. 🚨 ❌ Impulse buying ❌ Eating out too much ❌ Ignoring financial goals ❌ Paying full price for everything Start by cutting back on these habits, and you’ll see a HUG

1845 likes

Ten Habits I want to start this fall semester 💛🍓🫶🏻

As a College student I have learned a lot! I am going into my senior/junior year this August, and here are some habits that I practically need to put into my routine😀 In previous years, I have made a list and tried my best to keep to it. By year three, I have made progress! (Even though it

499 likes

hot girl habits 101🫧💋

Some things in your life should be non-negotiable and here are mine. 🦋Fitness: Not to be played with. Being a girly in health care, I see first hand everyday how much your health is important and how much your body is interconnected. One wrong move can literally be detrimental to 5 other syst

315 likes

How to Actually Get Good With Money

Let’s be honest—most of us never got a step-by-step guide on how to actually get good with money. We just kept hearing “save more,” “stop spending,” and “invest early” like that was enough. But what does that even look like in real life? So instead of just listing habits, I broke down the ac

1511 likes

Two women sit on a sidewalk, one holding a white bag, with text overlay "Small money habits that don't feel like saving | Tiny changes, real results." The image introduces the topic of easy money-saving strategies.

A blurred background with three text boxes outlining "3 habits that actually work": "Wait 24 hours Before buying anything non-essential," "The 1% rule," and "'Found money' rule." This image details practical financial tips.

A blurred background with text explaining "Why these don't feel hard": "No strict budgets," "No guilt spending," and "No tracking every dollar." It also includes a call to action: "Drop a 💵 if you want part 2."

Small money habits that don’t feel like saving

Saving money doesn’t have to feel extreme or stressful. These are small money habits that quietly help you save without changing your lifestyle overnight ✨ The best part? You don’t feel like you’re “on a budget.” You’re just making tiny, smarter decisions that add up over time. Start with o

17 likes

Home Habits I’m Still Learning in My 20s

I feel like there’s this silent pressure in your 20s to suddenly know how to run a perfect home..laundry always done, fridge always stocked, everything always aesthetic and organized ✨ But the real version? We’re all still winging it. Some weeks I’m that girl with a fresh bedspread, candles

1837 likes

40 habits that changed my mindset, routines & life

I used to think changing your life meant doing something dramatic. New routine. New personality. New year. New everything. But honestly… most of the things that changed my life were small. Going outside more. Sleeping enough. Reading instead of scrolling. Buying flowers. Protecting my

375 likes

5 Bad Money Habits to Leave Behind🤍

💸 Bad money habits? We’re leaving those behind. No more impulse spending, ignoring our budgets, or pretending our bank accounts will magically fix themselves. It’s time to be intentional, save smarter, and move like the financially savvy women we are! 💰✨ We’re building wealth, not just spendi

1241 likes

A kitchen counter features a black appliance, a wooden organizer filled with tea bags, and a small potted plant. Overlay text introduces the topic: '3 Money Habits That Quietly Change Everything✨'.

A person writes on a calendar, illustrating the habit of setting monthly spending themes like 'No-Spend November' or 'Travel Fund April' to make saving enjoyable and focused.

A hand holds a smartphone displaying an online shopping app with deals. Text describes 'The 24-Hour Rule': pausing 24 hours before buying items over $50 to curb impulse purchases.

3 Money Habits That Quietly Change Everything✨

💸 Little money habits that changed how I save (without feeling broke): 1️⃣ Monthly spending themes 2️⃣ The 24-hour rule 3️⃣ Paying myself every time I don’t buy something No crazy budgeting. No guilt. Just small shifts that make saving feel good. 🌿 Which one are you trying first? 👀👇 #money

1325 likes

A silver quilted purse with a chain strap on a patterned white fabric, filled with various US dollar bills (20s, 50s, 100s). Text overlay reads "bad habits that are keeping you +broke+" with a blue arrow pointing to the money.

A text box on a background of a silver purse and dollar bills, discussing the bad habit of being "TOO BUSY & TOO LAZY TO BUDGET" and emphasizing the importance of budgeting and comparing spending.

A text box on a background of a silver purse and dollar bills, addressing the bad habit of "ACCEPTANCE" and stressing the need for a positive mindset and a plan to change one's financial situation.

SMART girls don’t do these bad money habits 🫶💰

Here are some money habits that are likely keeping you broke. A lot of people say that they are either too lazy or too busy to do something. I definitely think that you need to budget. You need to breakdown your income into categories and budget yourself monthly and then compare how you actually

985 likes

Money Habits: What's REALLY holding you back✨

Ever feel like you’re just ‘bad with money’? You’re not alone—and, honestly, it’s usually not true! Most of us aren’t actually bad with money; we’re just working with habits we picked up, trying to juggle financial stress, or maybe missing some simple guidance. In this post, I’ll show you w

2263 likes

Prompts I use to build better money habits

#moneyhabits #chatgptideas #financialgoals #mindfulspending 1. Daily Money Habit Ideas “Give me simple daily habits to improve my money mindset and spending habits.” 2. Weekly Financial Check-in “Create a weekly checklist to help me stay on top of my finances.” 3. Impulse Spend

364 likes

Save Money Effortlessly with These 5 Simple Habits

Ever feel like saving money is all about saying ‘no’? It doesn’t have to be. These five habits make saving easier, with small changes that won’t cramp your style. Think of it as smart tweaks you can fit into your day-to-day—no giving up the things you love, just saving in ways that fe

1469 likes

A student's desk in a cafe with a laptop, water bottle, and study materials. Overlay text reads 'FRESHMAN YEAR Habits i'M DITCHING FOR SOPHOMORE YEAR', indicating a reflection on college habits.

freshman year habits im ditching 4 sophomore year

i have been reflecting on my first year of college and things i want to change moving forward. i know we all look back and think “oh i could have done better,” but it’s true, if i could redo my freshman year over again, i’d definitely change a few things. 1. not saving money - one & two

1339 likes

Money habits that will actually change your life 💸✨

These 5 habits helped me get my finances together—and I keep coming back to them. My favorite? Rounding up every purchase to the nearest $10 and saving the difference. It sounds small… but it adds up FAST. Example: Spend $92 → save $8 Do that every day = easy money stacking without even

53 likes

Healthy Habits That Make Me a Better….

Healthy habits that make me a better version of myself. There is more to come on this. I’m thinking maybe I should write a book?!? #habitbreaker #habits #celiac #Lemon8Diary #shareyourthoughts

73 likes

Habits to Level Up Your Life

✨ 20 Habits to Become “That Girl” in 2025 ✨ Here are 20 game-changing habits that will help you prioritize your well-being, build confidence, and create the life you’ve been dreaming of. 💡 Here’s your life-leveling cheat sheet: 1️⃣ Prioritize sleep – Netflix can wait. Your energy needs res

1500 likes

5 habits to make your money GROW✨🌿

not gonna lie, i used to treat money like it’d always come back 😭 but i hit that point where i realized discipline hits harder than another “get rich quick” plan. here’s 5 habits that made me take my money (and myself) serious fr 💰👇 1. i started tracking my money not with some crazy app — j

1100 likes

A hand holds a fan of US dollar bills, including twenties and hundreds, against a beige carpet. Overlay text reads "good money habits" with a pink arrow pointing right, introducing the topic of financial practices.

A pile of US dollar bills, including hundreds and twenties, rests on a beige carpet. Overlay text provides a reminder: "Small changes now lead to big changes later! Be consistent with your changes and progress!"

A pile of US dollar bills, including hundreds and twenties, is displayed on a beige carpet. Overlay text highlights "#1 Investing" and explains, "A little invested now can lead to a lot later due to compounding interest!"

3 good money habits RICH GIRLS have! 💁🏼‍♀️✨💵

Now is the time to start making little changes to have good money habits! Remember to stay consistent with following these habits, as small changes now can lead to massive changes later! 1- investing: put aside a little now & invest! Try to invest a little bit on a reoccurring basis. Over t

3287 likes

The image shows an open Bible and a tablet, with text overlays "Proverbs 31 woman" and "HOW THE BIBLE REMINDED ME TO SLOW DOWN," emphasizing spiritual reflection and slowing down.

An oil painting of a mother embracing a child, accompanied by the text "PROVERBS 31 WAS A CONVERSATION BETWEEN A MOTHER AND A SON," illustrating the origin of the Proverbs 31 passage.

A table titled "A VIRTUOUS WOMAN ACROSTIC" details Proverbs 31:10-31, with text "PROVERBS 31 WAS AN ACROSTIC POEM, DESIGNED TO AID MEMORIZATION," explaining its structure.

For those who want to do better but can’t

“Why can’t I just get it?” It’s a question I ask myself more often than I’d like to admit. God is shaping me into a woman I never thought I could be, and I love who He’s making me. But, I’ll be honest… there are days I just wish I could be that girl—confident, bold, successful… the Proverbs 31 w

11 likes

Simple Money Habits for Creators

Making money is one thing — keeping it is another. Simple habits make your income feel more stable and predictable over time. #moneyhabits #creatortips #moneyreset #habit #contentcreatortips

40 likes

Money habits checklist for stay-at-home moms

Saving as a stay-at-home mom looks different — and that’s okay 🤍 You don’t need extreme budgets. If you checked even one box, you’re already building better money habits 💸✨ 📌 Save this checklist 💵 Drop a 💵 if you want more #moneyhabits #lemon8challenge #asklemon8 #lemon8contest

7 likes

A hand holds the book 'Atomic Habits' by James Clear, rated 5/5. The cover features 'Tiny Changes, Remarkable Results' and indicates over 10 million copies sold. The book has numerous page markers.

An open book page titled 'YOUR HABITS CAN COMPOUND FOR YOU OR AGAINST YOU', showing a table with examples of Positive Compounding (Productivity, Knowledge, Relationships) and Negative Compounding (Stress, Negative thoughts, Outrage).

An open book page displays 'THE HABIT LOOP' diagram, illustrating the four stages: Cue, Craving, Response, and Reward, forming a continuous cycle with numbers 1, 2, 3, 4.

Atomic Habits Review + Takeaways.

My Main Takeaways: How to build good habits ⬇️ ✨Habit stacking - build new habits onto habits that you already do. Make these flow with your every day life. ✨Implementation intention: hold yourself accountable for following through with habits you want to create. By implementing specific inte

12 likes

A hand holds a fan of US dollar bills, including twenties and hundreds, against a light background. Overlay text reads 'bad money habits you need to break!' with a 'SWIPE' arrow, introducing financial advice.

A hand holds US dollar bills, with text boxes advising on 'Credit Card Balance.' The text warns about high interest rates, recommends paying in full, and budgeting to pay off debt.

A hand holds US dollar bills, with text boxes explaining 'Company Match.' The text details how 401k company matches are 'free money' that grows significantly over time.

Bad money habits you must break! ⛓️‍💥💰

It’s easy that get caught up in a loop of bad money habits! It’s hard to break habits too! Start today to recognize these habits and start making changes to fix them. 1 - credit card balance - make sure to pay your cards off in full, or you’ll be paying very high interest rates! If you have cre

636 likes

Money Habits as a Mom of 3!

To Spend or to Splurge? That is the question! Here are a few of my decisions on the matter: Cosmetics & Makeup 💄- SAVE! I utilize coupons, store savings, & dupes as much as possible! Hair Products 💇🏻‍♀️- {MOSTLY} SAVE! I do get my hair colored every few months - but in terms o

242 likes

Mastering your finances starts with three simple habits: track your spending, pay yourself first, and stick to a budget. These small changes help you take control of your money, save consistently, and reach your financial goals faster. Swipe to see how to start building better money habits today!

15 likes

A flat lay image featuring a piggy bank, coins, dollar bills, and a calculator, with the title "20 MONEY HABITS I WISH I STARTED SOONER" and the subtitle "that made saving feel easy."

20 Small Money Habits That Changed My Life

I used to think saving money was all about discipline… but the truth is: saving got easier when I built systems. These are the 20 money habits I started doing consistently—and they changed everything: less stress, fewer “where did my money go?” moments, and way more progress. 📌 Save this for

196 likes

6 Life Rules for Growth, Habits, and Mindset Shift

6 Rules That Changed Everything, Real Advice That Actually Works Most people scroll past stuff like this, but these 6 rules actually helped a lot of us turn things around. Not overnight, not perfect, but real progress. This post isn’t about being perfect, it’s about being honest with yours

130 likes

20 money habits that can make a huge difference

It’s the small things that add up. You don’t need to be a finance expert—just consistent. Start slow, stay mindful, and watch your money grow. #money #moneysavingtips #MoneyTips #moneyhacks #moneyideas

275 likes

A hand with pink manicured nails holds a thick stack of US dollar bills. Overlay text reads "11 Financial Habits You Need To Master" with a prompt to "read below" and the user handle "@lifewithiri".

11 Financial Habits To Master NOW ⬇️💰

1. Track your money First things first: track your money. This means knowing exactly how much money you’re bringing in, and how much money you’re spending. And I’m talking about getting real nitty gritty here. Get into the habit of tracking literally every dollar you make and spend. How much money

13.9K likes

Money Habits That’ll Transform Your Finances

Small money habits can lead to big changes in your financial future. Start by tracking your spending, cutting unnecessary expenses, and paying yourself first. These simple actions help you take control of your money and build toward financial freedom. Swipe to learn how to start building better hab

23 likes

A flat lay image showing a 'Credit Study Session' setup with a laptop displaying a credit report showing a 739 'Very Good' score. A notebook lists 'What I'm learning' about credit and 'What I'm building' for financial future, surrounded by motivational items like a mug, candles, and books.

Credit Study Session ✨💳 Building Better Habits Daily

Late night study sessions are starting to change my entire mindset about money, discipline, and financial freedom 💕✨ I’m learning that: ✔ utilization matters ✔ payment timing matters ✔ inquiries affect your score ✔ consistency beats perfection ✔ financial literacy creates freedom Good cr

39 likes

HABITS FOR MENTAL HEALTH

for me wellness is about balance, about listening to and respecting my body, making healthy choices because i love myself, not forcing myself to be “good” out of a rooted belief that i am bad, it’s about accepting all the sides of myself and loving each and every one. It’s about progress, growth, l

47 likes

HABITS THAT PAY OFF FOREVER 🎀

Mentally | Emotionally | Physically 💕 Start today! ✨ ☁️ - A strong mentality helps you stay resilient through challenges, make thoughtful decisions, and maintain focus on long-term goals. It leads to consistent personal growth, improved emotional health, and a greater ability to adapt and thr

1505 likes

A pink polka-dotted wallet lies on a grey surface with various US dollar bills fanned out behind it. Overlay text reads: 'How To Build MONEY HABITS That Truly Suit Your Goals'.

A pink polka-dotted wallet and US dollar bills are shown. Overlay text states: 'YOUR GOALS = YOUR HABITS Let's build a plan that fits YOU, not what the internet says.' A money bag icon and arrow are also present.

A pink polka-dotted wallet and US dollar bills are displayed. Overlay text outlines 'STEP 1 DEFINE YOUR GOALS' with questions like 'What Are You Saving For?' and 'WRITE IT DOWN. GOALS THAT AREN'T CLEAR ARE JUST DREAMS.'

Stop Copying Everyone Else’s Money Habits 👀💸

Tired of budgeting advice that doesn’t fit your life? 😩 Let’s be real—your money habits should match YOUR goals, not what some random finance guru says. 💡✨ Here’s how to make it happen: ✅ Get clear on what you actually want (saving, investing, debt-free?) ✅ Track where your money is really goi

410 likes

A hand holds several colorful 'Money Monsters' books and an activity book, with the text 'FINANCIAL LITERACY for children' at the top. The books feature cartoon monster characters and are from the Consumer Financial Protection Bureau.

An open 'Money Monsters' storybook displays a page about borrowing, featuring monster characters Gibbins and Foop with a bicycle. The surrounding text promotes a free children's book series teaching money skills through relatable stories.

An open 'Money Monsters' activity book shows two pages. One activity asks about ice cream spending by monsters, and the other asks to identify free park activities. The text highlights a free companion book with fun activities for kids.

start healthy money habits young!

If you’ve ever tried to explain “savings” vs. “wants” to a 3 year old having a tantrum in the toy aisle, you know it’s not exactly fun. That’s where the Money Monsters come in. A FREE book series created by the Consumer Financial Protection Bureau that makes money lessons kid friendly, story dr

38 likes

NINE TiPS 💸 for Better Savings 🤑 Habits

#money💸💰🤑 #lemon8challenge #lemon8 #financialfreedom #moneyhabits

8 likes

The image displays stacks of US dollar bills with the title '11 FINANCIAL HABITS YOU NEED TO MASTER' and a 'Swipe' prompt, indicating a list of financial tips.

11 Financial Habits You Need To Master⬇️💵💰

💸 Track your money First things first: track your money. This means knowing exactly how much money you're bringing in, and how much money you're spending. And I'm talking about getting real nitty gritty here. Get into the habit of tracking literally every dollar you make and spend. How

891 likes

Life Cheat Codes for Better Habits and Growth

Life Cheat Codes You Never Hear, Everyday Tips That Actually Change Your Life Some days feel heavier than they should, and having simple cheat codes makes everything easier to handle. These are everyday steps that help you feel more steady, more clear, and more in control without needing per

91 likes

6 Habits To Help Stay on Track With Your Finances

Want to start your day feeling focused, empowered, and financially grounded? 💪🏻 These 6 quick morning money habits can shift your mindset, sharpen your goals, and help you actually stick to your budget. Here’s how to turn your mornings into money magic: ☀️ 1. Check Your Account Balances Ta

38 likes

12 Financial Habits You Need to Master

1. Create a Budget Creating a budget is the foundation of financial success. It helps you track where your money is going and ensures that you’re spending within your means. To create an effective budget, start by listing your monthly income, then outline your fixed and variable expenses. Alloca

4085 likes

See more