What do the bankers want to say?

From the heart of many customers, many people who can't return to the branch often have problems like this, and this is what I want to say.

1. Credit card lost

⭐ Call Ayuti immediately! Call the bank where the card case is lost. Almost 100% will call 24 hours and wait to receive the new card.

2. There are many cards you carry in case it is not bad.

⭐ On the day of a bank problem, there was another bank card for death.

3. Do not bother when the account is locked

⭐ Many customers are unhappy with their account, which is often reasonable. If that person's account has a strange transaction, the officer will lock the account to safety from the slammer and have the account owner call to confirm that they have actually done the transaction (some will receive an email to the branch).

⭐ This is an important function of banks to protect their money.

4. Remember the code

⭐, the real thing about asking your parents is to remember the code, write it down, because of the problem, we can't access the money until we verify our identity at the bank.

5. Make a power of attorney when you think it is necessary

⭐ For those who see themselves as unable to make transactions on their own, such as old age, unable to travel, having to treat themselves at a hospital, often doing business flying outside the country. Making a power of attorney for someone we can trust is a choice on the day of withdrawal. Or if one day the illness comes up, the power of the person to withdraw money to pay for treatment.

6. Joint account

⭐ Before opening a joint account, you have to think a lot, because if one day there is a problem to do anything, you have to go to both people. Some people live in different countries. When the account is locked or in trouble, you can't access the money.

7. Update information frequently

⭐ phone number, email, mail address should always be updated to date or ensure access. When there is a problem, these channels can be used to confirm identity without going to the branch.

⭐ This problem is often encountered by people who have been to open abroad and then return to the country to confirm themselves. If you know that there is no chance to go back, it is recommended that all money be withdrawn and closed.

8. Online banking (application) is the most secure.

⭐ Having an app in hand is that we can always see our money in and out, prevent wigmers or strange transactions.

⭐ can do anything, such as confirm the transaction, change the account information, log / unlock the card immediately.

⭐ Or if anyone is inconvenient, can lift the ear to make a transaction

9. Keep some physical evidence.

⭐ When you have a problem, you can't return the branch. Having a document like an account book, a bank statement, you can have the account information to call the bank (but the Thai bank is good at saying the ID card number, you can access the account).

And everyone has ever encountered any problems with the bank? Can comment to you. I want to listen a lot.

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