Invest the S & P500 easily in dime!

How to invest with S & P500 easily in dime! Easy to do less than 3 minutes with 50 baht can be bought ⚠️

S & P500 Index Purchase Selection 📈📉

1. Return (Performances)

• All 4 funds are almost 100% the same because they invest in the entire S & P500.

• Only slightly different because of the structure / method of administration

2. Expense ratio

• Lowest: SPLG (0.02%)

• Very low: VOO, IVV (0.03%)

• Slightly higher: SPY (0.0945%)

3. Liquidity & Trading volume

• SPY has the highest liquidity in the world. Easy to trade. Suitable for short-term trading.

• IVV / VOO is also big and easy to trade (suitable for long investment)

• SPLG is smaller, but it grows fast. Fits DCA. Low unit price.

4. Structure

• SPY to Unit Investment Trust (UIT) → Limit the reinvestment of dividends (do not auto reinvest)

• IVV, VOO, SPLG are open-ended funds → more flexible in dividend management.

Q: If SPLG fee and unit price is cheaper, why do people still prefer to buy IVV with VOO in DCA investment?

1. Age and reliability differences

• VOO (Vanguard) and IVV (BlackRock) long-open with 400-440B USD level big AUM

• SPLG was recently rebranded from a much smaller S & P 500 fund, making AUM now ~ 35B USD, despite growing fast but still much smaller.

• Institutional and retail investors are therefore more confident in IVV / VOO because of the long track record.

2. Liquidity

• IVV / VOO → Easy Trading Volume Very High Trading Volume Narrow Spread

• SPLG → Smaller, even better liquidity, but still can't fight IVV / VOO

• For monthly DCA, the difference is not large, but if buying / selling large chunks (such as institutional investors), the difference value of the spread is effective.

3. Fund structure and managers

• Vanguard (VOO) → has the reputation of "low fee + transparent administration," making customers trust.

• BlackRock (IVV) → World's Largest ETF (iShares) is therefore frequently selected.

• State Street (SPLG) → Despite owning SPY, SPLG recently promoted Seriously.

4. Subject to ETF price per unit

But before the unit price, the ETF has an effect on the choice because it can't buy the stock (one unit at a time) → the low price SPLG has an advantage.

But the broker / app (such as Dime!, Robinhood, Fidelity, etc.) currently supports the purchase of fractional shares, allowing VOO / IVV to buy one at a time. It is no longer necessary to pay the full $550 per unit, so "cheap per unit price" is not a significant advantage as before.

5. Retroactive return

• The returns of SPLG, VOO, IVV are almost exactly the same (less than 0.01% difference per year because the fees are slightly different), so investors choose more confident and popular than choose because the costs are only 0.01% different.

So SPLG = Very good for beginners or craving the lowest fees, but still not as mass as VOO / IVV. If the long-term DCA really differs very little → choose a convenient one on the platform you use, and the cheapest commission will also be more important.

# Talk about money # Invest # Stock dime # dime # Trending