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There are five easy ways to save money that school age can do.

7/20 Edited to

... Read moreจากประสบการณ์ตรง การจัดทำบัญชีรายรับ-รายจ่ายเป็นเรื่องที่มีประโยชน์มากในชีวิตนักศึกษา ผมแนะนำให้ใช้แอปพลิเคชันฟรีหรือจดในโน้ตมือถือ ทุกบาททุกสตางค์ที่ใช้ ควรบันทึกทันที เพื่อวิเคราะห์และปรับเปลี่ยนพฤติกรรมการใช้เงินได้อย่างมีประสิทธิภาพ นอกจากนี้ การตั้งงบประมาณรายสัปดาห์จะช่วยให้ไม่ซื้อของฟุ่มเฟือยตามอารมณ์ ทริคที่ผมใช้คือ หากเห็นของที่อยากซื้อ ควรรออย่างน้อย 24 ชั่วโมงก่อนตัดสินใจ ซึ่งช่วยลดการซื้อของที่ไม่จำเป็นได้เยอะ ส่วนเรื่องอาหาร ผมเลือกทำอาหารเองสัปดาห์ละ 2-3 วัน ไม่เพียงแต่ช่วยประหยัดเงินแต่ยังทำให้ได้อาหารที่มีคุณภาพและสุขภาพดีขึ้นด้วย ในเรื่องรายได้เสริม ลองใช้เวลาว่างในการรับติวหนังสือ ขายของออนไลน์ หรือทำงานฟรีแลนซ์เล็ก ๆ ตามความถนัดของตัวเอง วิธีนี้นอกจากจะช่วยเพิ่มรายได้แล้วยังเป็นการพัฒนาทักษะและประสบการณ์ที่มีค่ามาก สุดท้าย ผมอยากแนะนำให้ทุกคนลองนำเทคนิคเหล่านี้ไปปรับใช้ดู รับรองว่าจะช่วยให้บริหารจัดการเงินได้ดีขึ้นและชีวิตในวัยเรียนไม่เครียดเรื่องเงินอีกต่อไปครับ

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