Navigating the first few years of marriage financially can feel overwhelming, but it's also the ideal time to establish solid habits that will benefit you both long-term. From my experience, sitting down together to openly discuss money—and not just the big expenses like a home or honeymoon—can profoundly improve your relationship and reduce stress. One practical step I took as a newlywed was reviewing life insurance options to ensure that if anything unexpected happened, the surviving partner could maintain their lifestyle and fulfill future goals. Living benefits were a revelation to me, as they provide support during illness or disability, which many overlook initially. Including annuities in our retirement planning gave us peace of mind by offering income we couldn’t outlive, avoiding overreliance on Social Security alone. Beyond insurance and retirement, building wealth early matters. Instead of merely covering monthly bills, consider automating savings and investments to create a safety net and grow your assets. This mindset shift from spending to building a legacy transformed how we view money as a couple. Remember, financial alignment is a superpower in marriage. It strengthens your bond and helps create a legacy beyond shared love—a legacy of security and opportunity. If you're feeling unsure where to start, there are many advisors who can help craft a personalized plan focusing on income protection, retirement preparation, and wealth building together. In Financial Literacy Month, take this opportunity to not just celebrate your union emotionally but to empower it financially. After all, protecting your love means also protecting your future together.