Recent stats on our TFR got me thinking about the root causes behind why so little Singaporeans think about starting a family. Housing, was one of the reasons I thought was an issue. I had also watched Patrick Boyle’s video on an analysis of the current state of the UK’s economy and its outlook

Hey my lemon8 community! It has been quite a while since I posted but I wanted to take some time off since returning back to SG from my study abroad semester. I was supposed to get back into posting again but I got caught up with running my small business. I made this post a while ago wi

As mentioned in my “What I’m Investing in 2026” post, I’ve started rotating a significant portion of my cash (previously parked in T-bills) and into precious metals. This isn’t a short-term trade and in fact, rooted in a deeper belief that the slow devaluation of the USD may mark the beginning of

After experiencing 2025, I think it’s safe to say many of us aren’t sure what to expect from the markets in 2026. 2025 showed us how volatile markets can get and many geopolitical tensions and movements from governments worldwide are impacting the financial markets like never before. 📈 With tha

I’d like to preface with saying that I don’t identify as a conservative or a communist 😃 nor am I supportive of what is represented in today’s world. I’m simply playing devil’s advocate for this post. Personally, I believe in communitarianism, though not in its entirety. I wanted to make this p

I’m sure you’ve heard of Emily Dickinson’s poem on hope. “Hope” is the thing with feathers That preaches in the soul And sings the tune without the words And never stops - at all I truly believe this but for a long time I’ve categorised myself as a pessimist because my initial reaction t

I was recently tasked to write a 25 page essay on Organizational Psychology on any topic of my choosing. My final essay was titled “Rewriting Workplace Norms: Contemporary Realities of Motivation, Leadership and Organizational Learning” and it was an exploration of how Gen Z are challenging workpla

Emerging markets is not a common topic for retail investors but recent geopolitical tensions have taught me that diversification matters. Not only diversification on the asset class front, but also diversification in market exposure. I have taken an interest in 2 countries (Vietnam & India) in

hey everyone! I thought I'd take a break from my usual educational, opinion based content and write one for recommendations! I'm sure that since you're on Lemon8, you are looking for authentic, longer-form content. Well, here are some of my favourite YouTubers that I watch! Instead

It seems to me that my entire educational journey in Singapore is much more about competing than learning and i’m sure many others feel the same. The truth is, Singapore’s meritoratic educational system rewards consistency over creativity and correct answers over thought provoking questions. 🗣️ Let

Everyone says to ‘live freely’ in your 20s — but what if what makes me the happiest is working hard? Reflecting on my 5 month exchange at Finland 🇫🇮, I have made several observations revolving around “What do you want to get out of life?”. 💼 Prior to living in Finland, I have always prided m

As a student, I’m constantly juggling two things: acing my classes and not missing out on growing my money. Sure, at a young age, I don’t have to worry about money that much right? I beg to differ. Students have limited time, money, and knowledge, yet ⏳ time value of money means starting early matt

Hey everyone! I’m back with a topic I’m passionate about - saving 📈! Many of my posts have touched on personal finance, but I wanted to share my master saving strategy that I’ve refined over the past 5 years. If you’re serious about building wealth, follow these steps and you can save 4 figures ann