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Free Pay App Review | Dual Use with 12-Month Budget

Restart: The first 3 months are wrinkled. 😅 This month starts over!

Share the free payment app we actually use.

That will make our budget very useful. 💰

Remember how we gave away the 12-month budget template?

Who doesn't have one yet? Click Read this post. 👉Free Template Giveaway, 12-Month Expenditure Income Budget

Honestly, we use it ourselves, too.

But after three months, see "Actual Expenses."

The numbers are not true. 🤦‍♀️ It's not true!

😱 cause: forget to write down!

I wrote it down for a few days and forgot. At the end of the month I was confused about where all the salaries had gone.

💡 April Start Over: Let's Get Back Serious Happy Money App

Why do we choose this app? Because:

✅ Write down the one deducted from the income in detail.

✅ clearly divided categories. There are a lot to choose from. Edit the name of the category itself.

✅ Automatic Monthly Summary → Do Not Calculate Yourself

✅ used with the Excel template we have. → Write down in the app → copy. Total put "12-month budget template."

IMPORTANT ✅ FREE! Plus, if logging in with SET, Members will keep the backup.

See the example from the screenshots. 👉 (swipe)

Find it at the App store: Happy Money App

🎯 Our goals this month:

❤ Daily payment

❤ Actual numbers in the end-of-month budget

❤ See clearly where the money goes (because I want to collect money to travel)

I don't know if I can do it for a month, but let's try it. 🤞

💬, my friends?

- What payment app are you using?

- Is there a trick to write down?

- How did you get the budget template?

Let's share!

# Big money story # Payment app # HappyMoneyApp # Office residents # Post receiving summer

4/1 Edited to

... Read moreในชีวิตประจำวันของหลายคน การบริหารค่าใช้จ่ายเป็นเรื่องท้าทายโดยเฉพาะถ้าไม่มีเครื่องมือช่วยจดบันทึกรายรับรายจ่ายอย่างสม่ำเสมอ ซึ่งส่วนตัวผมก็ไม่ต่างกันครับ เคยใช้วิธีจดด้วยมือหรือใส่ตัวเลขลงใน Excel เอง แต่ก็ลืมบ้าง ใส่ข้อมูลบ้างขาด จนทำให้ยอดรายจ่ายไม่ตรงกับความจริงและงบประมาณที่ตั้งไว้มีปัญหา เมื่อได้ลองใช้ Happy Money App พบว่าแอปนี้ตอบโจทย์มาก ๆ เพราะช่วยให้การจดบันทึกรายรับรายจ่ายทำได้ง่ายและสะดวกขึ้นมากโดยเฉพาะจุดเด่นเรื่องการแยกหมวดหมู่ที่ชัดเจน มีหมวดหมู่ให้เลือกหลากหลายและสามารถแก้ไขชื่อหมวดหมู่เองได้ด้วย ทำให้ผมสามารถจัดการค่าใช้จ่ายได้ตรงตามรูปแบบการใช้ชีวิตจริง เช่น แยกค่าอาหารมื้อปกติ อาหารว่าง หรือเครื่องดื่ม ที่บางทีเราสามารถเห็นภาพการใช้เงินได้ชัดขึ้นกว่าเดิม นอกจากนี้ การสรุปรายเดือนโดยอัตโนมัติของแอปยังช่วยลดภาระการคำนวณเองใน Excel ผมจึงใช้วิธีจดในแอปทุกวัน จากนั้นก็แค่คัดลอกยอดรวมรายหมวดหมู่มาใส่ในเทมเพลตงบประมาณ 12 เดือนที่เคยแจกไว้ ทำให้การวางแผนการเงินและติดตามผลเป็นไปอย่างราบรื่นและแม่นยำขึ้นมาก อีกข้อดีที่ประทับใจคือ เราไม่ต้องกังวลเรื่องข้อมูลจะหาย เพราะหากล็อกอินด้วยบัญชี SET Member ข้อมูลทั้งหมดจะถูกสำรองไว้บนคลาวด์ สามารถเข้าใช้งานได้ทุกที่ทุกเวลา สร้างความอุ่นใจในเรื่องความปลอดภัยของข้อมูลการเงินเรา สิ่งที่สำคัญที่สุดที่ผมได้เรียนรู้จากการใช้งานคือ การจดบันทึกอย่างสม่ำเสมอเป็นกุญแจสำคัญ แม้ในช่วงแรก ๆ จะรู้สึกเหนื่อยหรือขี้เกียจ แต่ถ้าเราทำให้เป็นนิสัย การติดตามค่าใช้จ่ายจะช่วยให้เรารู้ว่าจริง ๆ แล้วเงินของเราไปอยู่ที่ไหน และจะบริหารจัดการอย่างไรให้ประหยัดขึ้นหรือนำเงินไปใช้ในสิ่งที่สำคัญ เช่น การวางแผนท่องเที่ยวหรือออมเงินในระยะยาว สำหรับคนที่กำลังมองหาเครื่องมือช่วยจดรับจ่ายที่ใช้งานง่ายและฟรี Happy Money App เป็นตัวเลือกที่น่าสนใจมากครับ ลองดาวน์โหลดมาใช้และจับคู่กับเทมเพลตงบประมาณ 12 เดือนดู แล้วจะเห็นความเปลี่ยนแปลงในวิธีการจัดการเงินของคุณอย่างแน่นอน

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With August coming to a close I like to review my budget to see: 1. What worked 2. What didn’t work 3. How to be more conscious of what I am spending So this is this months break down: Est. Income: $2200 Real Income: $ 2,611.88 Fixed Bills: Gym: $40 | $39.72 Discover: $80 | $79 Amazo
Faeryn Tuttle

Faeryn Tuttle

340 likes

A laptop displays the Xtiles interface, showcasing a personal goal-planning dashboard with progress bars, a calendar, and image tiles. The overlay text reads: "Use this Notion Alternative to Plan 2025 Goals."
The Xtiles interface on a laptop shows a detailed weekly planner for 2025, with monthly to-do lists and goals. The overlay text states: "Starting 2025 with a clear vision. Here's my year plan, all set to make this year my best yet!"
A laptop screen displays an Xtiles dashboard with a goals overview, progress trackers, a calendar, and inspirational images. The overlay text describes it as a "digital space where I can mix and match words, pics, to-do lists, and docs."
Use this Notion Alternative to plan 2025 Goals
It’s time to move on from Notion - it can get overwhelming, right? Sometimes it feels like more work than planning itself. The endless templates, constant tweaking... it’s just not the vibe when all you want is something simple and fun to plan your goals and create pretty spaces. That’s why I’m
Reverelia

Reverelia

42 likes

A laptop screen displays an Excel budget spreadsheet for August, showing columns for bill details, projected and actual totals, and previous month's totals. Overlay text reads "A How To Set up August (Spreadsheet)".
A laptop screen shows an Excel budget spreadsheet, highlighting the "Date Due", "Projected Totals", and "Actual Totals" columns with arrows and text, emphasizing starting with these column headings.
A laptop screen displays an Excel budget spreadsheet, highlighting the "Bill category", "Name of the bill", "Auto pay status", and "Prev month total" columns with arrows and text.
✨How to set up your monthly budget spreadsheet
💕 Want to get a grip on your budget? Here’s a simple and effective way I set up my Excel spreadsheet to keep track of my finances. Column Headings: 1. Budget Category 2. Bill Due Date 3. Bill Company 4. Projected Total 5. Actual Total 6. Autopay Status/Account 7. Previous Month’s
Emmaline Powell

Emmaline Powell

48 likes

HOW TO CREATE A BUDGET 📝
A budget provides you more control over your money. Without a clear view of how much you spend compared to how much you earn, creating attainable financial goals can feel overwhelming. Here's my 6 step process for creating a budget: 1. What to include? Start by writing down your regular
Emma 🐝

Emma 🐝

35 likes

𝙺𝚒𝚗𝚐 𝙾𝚏 𝚂𝚒𝚗𝚜 𝚂𝚎𝚛𝚒𝚎𝚜 𝙱𝚘𝚘𝚔 𝚁𝚎𝚟𝚒𝚎𝚠 👑.
I had finished this whole series in a month, A MONTH!! That’s how so invested I was reading this book and getting down to the nitty gritty😮‍💨😛. I can’t wait for the next book alreadyyyy “King of Gluttony” Maya and Sebastian🤔….I already know it’s about to be something with them two but I hope I
'ℒ𝒶𝓎 ℒ𝒶𝓎ꨄ

'ℒ𝒶𝓎 ℒ𝒶𝓎ꨄ

37 likes

Baddie on a budget LASH CLUSTERS 💕💋
✨ Affordable but cute You don’t need to spend $$$ to get that lash look — these hit different! ✨ Buildable volume Want soft fluttery? Add a few. Want more drama? Layer ’em up. ✨ Super easy to apply Even if you’re new to DIY lashes — don’t stress. ✨ Lightweight feel No heavy eyelid vibe
Neek the Leo ✨

Neek the Leo ✨

28 likes

Fifine Stream Deck Tech Review ✨🌱
✨ My New Favorite Desk Tool: Fifine Stream Deck Review! 🎮 Loves, I'm SO excited to share my latest desk addition that's completely leveled up my work AND gaming setup! 🌟 Say hello to the Fifine Stream Deck - my new productivity bestie that's giving expensive alternatives a run for th
Bri 🌱🍄✨

Bri 🌱🍄✨

85 likes

Update: planner & Budget ✨ MARCH
#Lemon8Diary #lemon8diarychallenge #personalfinance I always try and update my planner and budget ahead of time. It just helps me become more prepared for the following month and I love getting an overview.🌿 planner from target ⭐️Overall rating: 5/5: It is perfect for me, not only d
Angel Jimenez

Angel Jimenez

308 likes

A calendar page with text overlays explaining how to use it for budgeting: "Use a calendar to plan your paycheck and never miss a bill!", "Highlight paydays", and "Place bills on days they are due." Various bills like Debt Payment, Chase, Youtube TV, and Playstation are noted on specific dates.
A calendar page showing bills due between August 2nd and 15th, with a green outline highlighting this period. Text states: "For the first paycheck of August I would pay everything due between 8/2 & 8/15." Bills like YMCA, Ally+HVAC, Ku Electric, Spotify, and Netflix are visible.
An open planner/calendar with text overlays: "Paycheck Budget Methods" and "How I use a calendar to help me with my bi-weekly paycheck budgeting." The calendar displays various bills and financial notes across different dates, illustrating the budgeting process.
📆Calendar Method: Budget my Paycheck
Check out this clear & easy way to use a calendar to budget your bi-weekly paychecks effectively. This method helps you map out when bills are due and which paycheck will cover them. Here’s how you can do it: Step 1: Grab a calendar—digital or paper, whichever you prefer. Start by marking do
Emmaline Powell

Emmaline Powell

44 likes

How To Create A Budget
#budgetingforbeginners #moneydiscipline #budgeting #moneyhabits #lemon8challenge
She Speak Cents

She Speak Cents

344 likes

An open planner displays the month of September with text overlays: 'First Paycheck of September' and 'How To Budget Bi-Weekly Paychecks.' A woman's face is visible in the bottom left corner, indicating the content creator.
An open planner shows the month of September with green highlighted squares indicating paydays. Text overlay reads: 'Step 1: Start by highlighting paydays. This is going to show you at a glance what days are between your checks so you can plan to pay bills accordingly.'
An open planner displays September dates with a pink box detailing a 'Paycheck Breakdown' for 8/30, listing various bills like Mortgage, Gym, HVAC, and Student Loan. The text overlay states: 'Step 2: Write down all your bills on their due dates.'
✨Payday Routine: Budget my Bi-Weekly Paycheck
Your First September Paycheck🍂 It’s the start of a new month, and that means it’s time to set up your budget for your first paycheck of September! Here’s a simple, stress-free way to use a calendar to effectively budget your bi-weekly paychecks. This method helps you map out when bills are due a
Emmaline Powell

Emmaline Powell

59 likes

A home office setup featuring a large monitor, an open laptop displaying a calendar, a blue water bottle, and a white desk lamp. Text overlays read 'Work essentials For Organization as a corporate HR girlie' and 'my home office'.
A close-up of a laptop screen showing the Outlook email interface with various folders like 'Inbox', 'Sent Items', and custom folders such as 'Accommodation/Leave'. An arrow points to the folder list with the text 'Create folders'.
A laptop screen displaying the OneNote application with notebooks, pages, and subpages organized for HR topics like 'Investigations' and 'Employee changes'. An arrow indicates the structure with text 'Create folders and make subpages'.
Organization tools i use as a HR professional
In the Human Resources field, it’s crucial to have an organization system to keep you on track. Here are the tools i use to keep me organized throughout the week. 1. Email organization: i use outlook as a work email. Outlook has many features such as the ability to create folders, color code mee
Kathryn 🌹

Kathryn 🌹

122 likes

This Is Seriously How I Pay My Mortgage Monthly ⬇️
What if the same Christmas decorations sitting around your house could help PAY for Christmas this year? 🎄✨ I know… sounds wild. But that’s exactly what I do. I walk around my home, scan the things we already own, film a few quick clips, upload them to Amazon… and every month I make 1–2k do
TannerClemensCo

TannerClemensCo

21 likes

💵 Budget Creation Tips 💸
Here are 10 ways you can create a budget 1. Maximize Your Income: Let's start by turbocharging your total monthly income from all sources, including your salary, freelance gigs, and any sweet passive income streams. 2. Dominate Your Expenses: Keep a hawk-eye on all your spending for a mo
Shannon Yeh

Shannon Yeh

19 likes

Paycheck Budget Review
#gettoknowme #budgetplaner #budgetout #budgetnotepad #budgetbypaycheck
That Budget Babe

That Budget Babe

13 likes

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