Automatically translated.View original post

น้องเนย🍒🩷

71 followers

Follow

Follow

Follow

1 saved

3

Saving money for the future🥰

🪙 A simple savings formula.

Savings before using 10-20% of income

Separate savings accounts, not mixed accounts

Save as soon as the money enters.

Let's start with the number, not pressure yourself.

2025/12/25 Edited to

Related posts

The 50/30/20 Rule For Saving $$$

Take control of your finances with the 50/30/20 RULE! It's simple yet powerful: 50% for your NEEDS - rent, groceries, transportation, and insurance. 30% for SAVINGS - build your future with retirement funds, investments, and an emergency fund. 20% for your WANTS - enjoy life with dining out

424 likes

The 50/20/30 rule for saving $✨🍋

Take control of your finances with the 50/30/20 rule! 📝 It’s simple yet powerful: 💡 50% for your NEEDS – rent, groceries, transportation, and insurance. 💡 30% for SAVINGS – build your future with retirement funds, investments, and an emergency fund. 💡 20% for your WANTS – enjoy life with dining

21.5K likes

A large stack of US twenty-dollar bills, bundled with white bands, is held up. The text "new day new money" is visible at the top, relating to the article's theme of earning and saving money as a teen.

SAVING Money as a Teen

Saving money as a teen might seem like a big challenge, but it's easier than you think! Here are some fun and easy tips to help you start saving, and a few tricks to make sure you don't spend your hard-earned cash. First, set a goal. Having a goal makes saving money more exciting. Maybe

1739 likes

A HACK TO SAVING & BUDGETING 👛

Looking to manage your budget with ease? Try the 75-15-10 plan! It's simple and perfect for beginners: - 75% Essentials: Cover your needs housing, groceries, transportation, healthcare, childcare, and minimum debt payments. - 15% Savings: Build your future emergency fund, retirement, big go

1988 likes

money saving tips !

#money #richlife #savings #tips #savingmoney

16.1K likes

The image shows cardboard moving boxes in front of a white door, with the title 'FIRST APARTMENT Money-Saving Hacks' and a 'SWIPE' indicator. It's the cover slide for tips on saving money when setting up a first apartment.

Against a background of moving boxes, the image presents the first money-saving hack: '1. BUY SECOND-HAND FURNITURE.' It advises checking online marketplaces or thrift stores and upcycling old furniture with paint or new fabric.

Featuring moving boxes, this image highlights the second money-saving hack: '2. FOCUS ON ESSENTIALS FIRST.' It suggests prioritizing items like a mattress, couch, kitchen basics, and lighting, and using multipurpose furniture.

FIRST APARTMENT MONEY-SAVING HACKS

#firstapartment #moneyhacks #savinghacks

1703 likes

Saving $10,000 in 2025🫶

Let’s be real — saving money isn’t easy when everything costs more. But if you stay consistent with small habits, $10K in a year is actually doable. ⸻ 1. Set a clear goal. Saving is easier when you know why. Whether it’s a car, freedom fund, or apartment — having a purpose keeps you discipl

1090 likes

A hand holds a wallet containing US dollar bills, with the green text overlay "Save Money The Lazy Way." Decorative butterflies and stars are around the image.

A hand holds a wallet with money, illustrating the tip to "AUTOMATE EVERYTHING" by direct depositing a portion of your paycheck into savings, with text "No effort, no excuses."

A hand holds a wallet with money, illustrating "SIMPLIFY MEALS" by stocking up on staples and batch-cooking to save time and money, with pink flower decorations.

The Lazy Person’s Guide to Saving Money💸

Saving money doesn’t have to feel like a second job—it can be super simple! 💸 From automating your savings to making easy meal swaps, there are ways to build your bank account without breaking a sweat. ✅ Set up auto-transfers and let your savings grow on autopilot. 🍳 Skip takeout and try

774 likes

A clear plastic bag filled with stacks of US dollar bills, with the text 'Stop THROWING AWAY Money' overlaid, illustrating the concept of wasting money.

A hand holding a large stack of US dollar bills, with text warning about 'iMPULSE PURCHASES' and how buying unnecessary items drains your budget.

A hand holding a large stack of US dollar bills, accompanied by text advising against 'UNNECESSARY SUBSCRIPTIONS' that waste money monthly.

Money Traps to Avoid:Stop Wasting, Start Saving!

Becoming financially responsible means cutting out unnecessary expenses. Impulse buys, unused subscriptions, and high-interest debt all drain your budget. Brand-name products often cost more without offering extra value, and eating out regularly can quickly eat up your funds. By avoiding these comm

1179 likes

MUST HAVE apps for saving money!

If you want to start saving money, these rebate apps are a must have!! the store apps like Target, Walgreens and CVS have digital coupons for you to clip and use at checkout. Then you can submit your receipt to rebate apps for even more savings! #lemon8partner #personalfinance #money #

5372 likes

Several books and journals, including one with a cross and another with a quote, rest on a fluffy blanket. Overlay text reads "Saving Habits I'm Prioritizing in 2026" with a money-face emoji.

A cup of coffee/tea, a hair clip, and a pen on a notebook with handwritten text. Overlay text states: "I'm saving something every paycheck - no matter how small." and "I'm automating my savings so I don't rely on motivation."

A scenic landscape features a green pond, surrounded by vineyards and hills under a cloudy sky. Overlay text says: "I'm choosing consistency over big amounts." and "I'm building my emergency fund before luxury goals."

How I’m Building Better Saving Habits in 2026✨

In 2026, I’m choosing saving habits that feel realistic, sustainable, and supportive of my life — not stressful or all-or-nothing. I’m letting go of the pressure to save perfectly and focusing on saving consistently, even when it’s small. This season is about building safety, peace, and breathing r

307 likes

Life and Money saving hack!

🎉Update- I’ve reached my weight goal. Now I’m maintaining and toning and still using these products🎉This is my go to! I’ve recently lost 20lbs doing the #75hard challenge. 🎉 I still have 15lbs to reach my goal. But I’m at the stage where most of my clothes are either too big or small including my

547 likes

A pink metal cash box is open, revealing stacks of US dollar bills, mostly one and five dollar denominations, alongside a jar of coins, symbolizing organized money saving.

A pink financial binder with a clear envelope labeled "Savings" holds a twenty-dollar bill, surrounded by various US dollar denominations, illustrating a budgeting system.

An open pink cash box contains neatly stacked US dollar bills of various denominations, secured with rubber bands, alongside a passport, suggesting secure storage of valuables.

Saving money all 2025 🫰🏽

Start saving your money sis, you have a stable lifestyle to create 💸 💴

1052 likes

Books on saving money ✨

Budgeting & Personal Finance 101 ! I found them at Barnes & Noble yesterday while out avoiding buying more books 😂😘 #brokebooklife #buyingbooks #budgeting #personalfinance

1161 likes

I started saving on a low income 🤑💸💲

For a long time, I believed saving money was only possible once I made more. The problem? My expenses grew right along with my income — and saving always stayed “later.” Starting small on a low income taught me that saving is a skill, not a milestone. Whether it was $5 or $15, consistently setti

145 likes

Money saving tips ✨🍋

What do you think? 🤔 #moneysavingtips #lemon8challenge #budget #money #baddie #aesthetic #tips #college

1870 likes

Saving Money as a College Student!!

💸As we know college is so expensive and sometimes when you're working part time or living on student loans, it's really important to know how to save money and live within your means!! Here are some of my best tips to saving money while in college! Limit eating out - this one is super

185 likes

TRAVEL MONEY SAVING TIPS

My favorite tips for keeping travel costs low! 1. Planning: -The Going app has been AMAZING for finding good flight prices! You can also have them alert you when there are good deals from your home airport! -Money Envelopes: when planning budget out how much you want to spend on dining, activi

615 likes

Money saving sheets!

These are money saving sheets! Take them and save that money honey! #savingsmadeeasy #savingsmadesimple #savingdollars #savingideas #savingssheet

1121 likes

How to Start Saving Money

🌱Your mindset about saving money is the best way to start saving fast! Having money for the future and any emergency is far more valuable than a massive haul that is just overconsumption at its finest 🌱 We see in this economy it is extremely hard to save, but you might be able to, depending on how

1864 likes

SAVING VS INVESTING 📈

What Is Saving? Saving is an essential part of personal finance that involves setting aside money for future use. Saving is an excellent way to meet short-term financial goals and prepare for unexpected situations. It's sensible to save for different reasons, such as: - buying a new gadge

28 likes

A clear glass bowl filled with creamy, light yellow homemade sweetened condensed milk, with a silver spoon resting inside. The text "SWEETENED CONDENSED MILK HOMEMADE" is overlaid on the image, indicating the recipe's subject.

A clear glass measuring cup filled with almond milk, showing approximately 3 cups. An almond milk carton is visible in the background. The text "3 cups milk of your choice i used almond milk" is overlaid.

A metal measuring spoon, labeled "3/4 cup - 180 ml," filled with white granulated sugar, held over a glass jar. The text "3/4 cup granulated sugar" is overlaid on the image.

SAVING MONEY ALL 2024 BY MAKING OUR NECESSITIES @🏡

By far the easiest thing you can make homemade with stuff you most likely already have in your pantry! I love sweetened condensed milk in my coffee #homemade #homemaking #homemaker #cooking #homemaderecipes #recipes #Recipe #sweettooth @

1883 likes

Perspective: Saving Money 🛟💸🍋

Something we hate to admit: we spend a lot of money. It’s hard to realize sometimes! How can you cut back on spending to optimize your yearly savings? How can you change your lifestyle? I set boundaries with my spending and picked up a side hustle to promise myself the ability to save. It’s n

355 likes

2026 Junk Saving Challenge Journal

This is my idea Junk Savings Challenge Journal..2026 money mindset ✨ Every dollar has a job 💸 From Rent & Self-Care to Side Hustles & Business Ideas, this cash-stuffing system keeps my goals organized and my future funded. Budgeting isn’t restriction — it’s alignment 🤍 Saving with purpo

289 likes

Saving Money to buy land

Come follow along the journey while my dog, Oreo and I live in my car to save money to buy land. #vanlife #carlife #financialfreedom #homestead

7374 likes

An image titled 'HOW TO HIT A 12 MONTH SAVING TARGET' displays various financial goals from $5,000 to $100,000, each with the corresponding weekly savings needed. The background features a drink with a straw and a watermelon slice on a wooden table.

How to hit a 12 months saving target

Hey everyone, welcome to another post. Here's a simple strategy to help you reach your 12-month saving target. Enjoy! Don’t forget to save this for future reference. #lemon8partner #personalfinance #money #MoneyTips #MoneySavingTips #InvestingAshley #Finance

512 likes

The Evolution of Financial Data Saving 📈💾

From paper files to smart, secure tech: • 🗂️ Manual records ➝ • 💻 Digital spreadsheets ➝ • ☁️ Cloud storage ➝ • 🔗 Blockchain & AI ➝ • 🔐 Quantum-safe, user-controlled vaults 💬 What do YOU think is the future of financial data saving? Are you st

9 likes

Checklists & Little Reminders That Are Saving Me 🫶

Lately, my peace has been coming from the smallest things. I started writing checklists—not just for errands or work—but for me. For my healing, for my sanity, for my becoming. ✨ Here’s what’s been helping: • A daily checklist for my mood (Did I breathe? Did I pray? Did I drink water?

18 likes

Saving money girls

Let’s to try 🫶🏼 #Lemon8 #savingmoney #lemon8partner #moneysavingtips

2000 likes

The Truth About Saving on Minimum Wage

You can save on minimum wage. But it won’t look like what social media shows. It will be: • Slower • Smaller • Still powerful Saving isn’t about how much you make. It’s about the systems that protect what little you have — consistently. Tiny transfers. Weekly check-ins. Choices that

192 likes

A hand places rolled money into a white piggy bank, with coins scattered on a wooden surface. The image features text overlay: 'Save $2 Money saving challenge Total $2756'.

A white text box on a light blue background explains a $2 money-saving challenge, detailing how to save $2 each week, increasing by $2 weekly, to reach a total of $2756. Purple cylindrical blocks are at the bottom.

A table titled 'Save $2756 saving challenge' displays a 52-week plan. It lists the weekly saving amount, which increases by $2 each week, and the cumulative balance for each week.

“SAVE $2” Money Saving Challenge total $2756

By following this pattern, you'll save a total of $2756 over the course of the year. This is a great way to build up your savings gradually, and it can help you develop the habit of saving money on a regular basis. #lemon8partner #MoneyTips #MoneySavingTips #PersonalFinance

381 likes

How to start saving money 💸

1. Separate bank account for daily spending, saving, and emergency 2. Cut down unnecessary spending 3. Start to substitute your needs with the cheaper ones 4. Better to cook your meals than buy 5. Count every outcome you make 6. Do not procrastinate; just start #personalfinance #lemon8m

177 likes

How to Start Saving Money ✨🫶💰

New to saving money? It’s possible. Here’s 5 ways: 1. Start slow. Consider the amount of money you spend in one week on coffee, fast food, or other convenience items. Put it into your savings right now, and commit to NOT purchasing those things for one week. It’s a lot of money, right?! Use this t

103 likes

Who else is saving money all 2025

Going to buy me a piggy bank this weekend ☺️ Drop your money saving tips below. Mine : I cut back on eating fast food Created a budget on paper Pray 🙏🏽 #savingmoneytips #2025goals #girlyvibes

690 likes

Tip for saving money

Great tip for managing your money!! Otherwise, focus on your goal #money #MoneyTips #moneylifestyle

552 likes

Car Saving Money Tips 🚘🤑

I love to help my community save money and giving you guys tips to improve your life and finances. These money-saving car hacks into your routine, can help you reduce your car related expenses and keep more in your pockets. 🤑🚘 Regular Maintenance: Keep up with regular maintenance tasks such as o

51 likes

Grow into a rich girl by investing and saving 💎

Going from broke to financially free starts with small, intentional steps. Create a budget, pay off high-interest debt, and build extra income streams to speed up your journey. These three habits can completely change your financial future. Swipe to start making moves toward financial freedom today

93 likes

Starting retirement Saving early 💸💰

It’s never too early to secure your future. Start small, stay consistent, and let time work in your favor. Whether it’s $10 or $100 a month, what matters most is getting started. Your future self will thank you for the discipline you show today. #RetirementPlanning #FinancialFreedom #Inve

31 likes

Reasons you aren't saving money

There's a lot of reasons you may not be saving the amount of money you want to, but 2 of the biggest reasons are emotional spending and "little treat" culture. Emotional spending is like going to target when you're bored and then you spend money you didn't plan on spending.

326 likes

Saving money challenge

Saving money isn’t about perfection—it’s about consistency. Some days you’ll save more, some days less, and some days you’re just surviving… and that’s okay. Keep showing up for yourself. Your future self is already thankful. 🤍 What’s one small win you had this weekend? 💭💸 #asmr #cashstuff

39 likes

The image displays the title "$1000 Money Saving challenge" in bold white text with a black outline, set against a blurred background of hands working at a desk. The Lemon8 handle "@ashleyinvfin" is in the bottom left corner.

A white text box on a light blue background explains that the 60-day money saving challenge involves saving a specific amount daily for 60 days to reach $930. Four purple cylindrical blocks are at the bottom. The Lemon8 handle "@ashleyinvfin" is in the bottom left.

A table titled "Challenges yourself to save $1000" outlines a 60-day money-saving plan. It lists daily deposit amounts and a running balance, showing how to save $930 by day 60, with columns for "Day," "Deposit," "Balance," and "Done ✓."

60-Day Money Saving Challenge

A 60-day money-saving challenge is a structured plan to save a specific amount of money over a 60-day period. It encourages consistent savings habits and discipline, helping individuals work towards their financial goals. #lemon8partner #personalfinance #moneysavingtips #MoneyTips

151 likes

The image shows a title card for 'A Richh Girl's Guide to Saving Money' with fanned US dollar bills and two purple butterflies. The text is in pink and black, with 'Money' in a script font.

This image displays 'Rule 1: Pay Yourself First' in pink and black text over a background of US dollar bills. A single purple butterfly is visible on the right side.

The image features 'Rule 2: Let Your Money Work For You' in pink and black text. The background consists of fanned US dollar bills, with a purple butterfly at the top left.

A Richh Girl’s Guide To Saving Money💰🍋🦋

Get your finances in order this season, here’s 3 rules to help you this spring 🦋 1. PAY YOURSELF FIRST: Make sure that every single time you get a paycheck you are putting money away in your savings accounts first before spending any of it. You know your worth and you are making yourself and you

10 likes

Saving Money Tips! ✨

Saving money is hard. It’s takes lots of discipline and self-control. And my god… I did not have that for years. After constantly throwing myself back into barely paying my bills, I finally found budgeting that works for me. Knowing where your money is going is important. There are budgeting apps t

198 likes

Little Money Saving tips for my Girls

Simple yet hopefully helpful. you can find a lot of tutorials on YouTube lemon8 Pinterest and etc. on how to make drinks like coffee tea and smoothies and you can learn how to make your own food, unless you already know how, then you have no time to waste. And girls remember expensive isn’t always

402 likes

Saving for future house next month

I’d like to support us to raise enough money to help buy future house next month here cash app $brezzymomma22

3 likes

#moneysavingtips #Lemon8Diary #savingmoney #MoneySavingTips #lemon8challenge #Lemon8Challenge I hope this helps!!:)

1060 likes

How to hit a 12 months saving target

Hey everyone, welcome to another post. Here's a simple strategy to help you reach your 12-month saving target. Enjoy! Don't forget to save this for future reference. #lemon &partner #personalfinance #money #MoneyTips #MoneySaving Tips #InvestingAshley #Finance

59 likes

Saving for a future trip? Here’s tips 🌸🥰

I’m so excited that I have been traveling more even on little day trips but it gets expensive quick 😅😅 I’m the kind that uses cash frequently still so a travel fund has been very helpful! Every time I have spare change or bills that are under 10$, I place them in the jar! Here’s the tips and r

60 likes

The image displays the title "SAVING MONEY as a broke college student (realistically...)" with icons of a money bag and a credit card. The background shows a blurred laptop, phone, open book, and a cup with a small plant, with "Lemon8 @aot_hannah" at the bottom.

Saving money as a broke college student 💵

🥘 Meal Prepping Cooking in bulk on weekends saves both time and money by reducing the need for expensive takeout or dining out. It ensure that nutritious, ready to eat meals are available throughout the week! 🏷️ Student Discounts Many companies offer discounts for students on various products

89 likes

A savings challenge titled "$5,000 Savings In 26 Weeks BIWEEKLY PAYCHECK." It displays a grid of envelopes, each with a dollar amount ranging from $150 to $225, representing biweekly contributions to reach the $5,000 goal.

A chart titled "IF YOU WANT TO SAVE IN A YEAR..." It lists various savings goals from $1,000 to $8,000 and the corresponding monthly amount needed to save to achieve each goal within a year.

A savings challenge titled "Save $10,000 this year!" It outlines weekly savings amounts for 50 weeks, divided into four quarters, with amounts ranging from $50 to $400 per week.

SAVING MONEY CHALLENGES

I haven’t chosen which challenge I want to do. But hopefully I’ll stick to it. #lemon8partner #lemon8creator #money #savingmoney #howtosave #financehacks

1208 likes

Home Money Saving Tips 🤑🏠

As a home owner for the last 7years. I have learned a lot about how to save money tips. 🤑🏠 Energy-Efficient Appliances: Invest in energy-efficient appliances that use less electricity or water. Look for ENERGY STAR-certified appliances, which is designed to save energy and reduce utility bills o

48 likes

A display of Trader Joe's Brazil Nut Body Butter, priced at $5.99, highlighted as a dupe for a more expensive Brazilian Bum Bum Cream. The image also shows a Tangerine candle.

Trader Joe's Watermelon Overnight Face Mask, priced at $6.99, is shown as a dupe for a more expensive Glow Recipe Watermelon Glow AHA Night Treatment. Multiple boxes of the mask are visible.

Trader Joe's Tea Tree Tingle Shampoo, Conditioner, and Body Wash, each priced at $3.99, are presented as dupes for a more expensive Giovanni Eco Chic Hair Care Shampoo.

TRADER JOE'S SAVING MONEY HACK

Don't overlook TRADER JOE'S! u will find a lot of good products and a lot of dupes! for cheaper! Some dupes I found and brought home with me ! Share this post! and let me know if you show at TJs and if u buy these! #lemon8partner #dupes #Deals #moneyhacks #cupones #be

560 likes

the envelope method! after following all these steps you’ll have saved $5,050. only a few materials are really needed: - 100 envelopes - pen or pencil - notebook (optional) it’s a very simple and visual way to see the money your saving, see how much progress you made, & how much you have

360 likes

See more