In the past, I mainly used the UOB One Account together with the UOB One debit card for contactless payments to hit the $500 minimum spend requirement. The problem was that I often struggled to consistently reach that amount since most of my spending was relatively modest. However, during months

At first, I struggled to hit the $500 minimum spend mainly because most of my meals are at hawker centre, where payments are often limited to PayNow. Over time, I found a few simple “hacks” to tweak how I pay, so that my everyday expenses actually count toward the minimum spend: 1. Switching