Automatically translated.View original post

Yeah, we owe 10 million.

Yeah, we owe 10 million. ‼️

"For a time in our lives, we decided to recover the OD because we thought we could rotate the business for a while and then we could return it... and then everything seemed easy. Money entered every day, so we were very confident.

But when the economy became quiet, customers slowed down to pay, revenue began to become insufficient, OD interest, which was once considered not large, became a heavier burden every month, from a temporary limit to a debt that almost sank.

There is a time when the money in the account is almost zero, but the blossoms still walk every day. Wake up early is very stressful. Fear of losing credit. Fear of business not going to continue.. But the rainbow does many businesses, some of which are profitable, some of which are profitable, some of which are losing money from OD to rotate, but the income is shrinking. The expenditure is still the same. The salary of our employees is never outstanding. Pay directly every month. Business profit is not available, but we still have some employee bonuses to travel abroad.

"There was a time when business was very heavy, everyone on the team was working, tired, depressed, and going through a lot of problems together.

We've been through the point of barely turning money. There have been days when we thought we couldn't go on, but what keeps the business standing is the team that doesn't leave each other.

When business got better, the first thing I thought was not to buy things for myself, but to repay those who fought together.

So I decided to take the flying team abroad for a full vacation so everyone could stop, laugh, spend time with real happiness.

Because we believe that "success does not belong to a single owner," but it is the result of everyone on the team.

From the troublesome days together, today at least we have seen the smile of the team, and it is worth many times more than the profit.

We're tired together. We have to rest together. "

"Or we won't survive."

But finally choose to fight, gradually adjust the plan, reduce expenditure, close the tree one by one, earn more money every way. If anyone who knows the rainbow will see that the rainbow does a lot of business, fashion clothes, Thai fabrics, real estate, skincare, including beauty business, etc., some profit business, some business is broken, continuous loss, rainbow fight takes years.

Before you start breathing clearer 🥹

This experience teaches that OD is a tool, not cold money, and it breaks down very quickly, but with discipline and clear plans, it can support us.

In late '68, we were taxed $700 in back taxes by the IRS when we were pregnant.

It's hard, but we can negotiate installments.

. Once we give birth, we can't work fully. Feel free.

We started to put more pressure on ourselves, started looking for society, when we took ourselves out to meet a new society, went to learn, who opened a course to teach us anything, gave us the courage to come to predict the full face, dared to throw away the brand, stopped hugging the brand, our turning point that day was to carry our baby down to Bangkok to learn to predict the face with the mother egg, the drug sign @ the mother egg, the drug sign, we saw the solution and saw the opportunity, we thought that we would come back to talk to the children on the team, still not talking.

Both the left and the right hand came to hand out their resignations at the same time. The feeling of the whole set of resignations was really heavy, especially if it was a team built with the hand.

It's not just about "missing people," it's about feeling like a dedicated thing, time, trust and team molding, is falling out at the same time.

"The day that the employees gradually resigned one by one is still acceptable.

But the day of the resignation at the same time, it was like pulling the floor out of your feet. "

Admit it, very heartbroken, but we can't hold him back, everyone wants to go grow up...

Not because the work will stumble only

But because these people are teams that have fought, been tired, been through trouble together,

Regrets are real. Disappointments are real.

But business teaches that people in and out are common.

The duty of the owner does not stop with regret.

But get up and take care, rebuild and move on.

Meet the housekeeper, sleep, eat in our house, steal our things, let us buy an iPhone 17 phone, give us everything, take care like a family man, never think he's a housewife, who doesn't meet the uninformed.

While we were putting in a new job system, we found a computer installer, stole our computer equipment and continued to damage it today, and took our money.

I still remember the days that almost didn't survive, and they made us much stronger. "

Now it's off all OD debts by 5 million and actually got the deed back in hand.

The feeling, it's not just "discharging the debt," it's about discharging the anxiety that bears it all the time.

It wasn't easy on the way, tired, stressed, discouraged and almost decommissioned, but finally, step by step.

Thank you for not giving up, and thank you for everything that made us learn that discipline and patience are more important than speed.

Today may not mean getting richer, but it means "getting lighter" and really starting all over again. "✌️

6/23 Edited to

... Read moreเรื่องเล่าประสบการณ์การเป็นหนี้วงเงินเบิกเกินบัญชี หรือ OD ที่หลายคนอาจมองข้ามความเสี่ยงแต่จริงๆแล้วมีผลกระทบรุนแรงต่อธุรกิจมากกว่าที่คิด การใช้ OD ถือเป็นดาบสองคม เพราะแม้จะช่วยแก้ปัญหาการขาดสภาพคล่องชั่วคราวได้ แต่หากไม่มีการวางแผนทางการเงินที่ดีและวินัยในการคืนหนี้ หนี้เหล่านี้สามารถเติบโตกลายเป็นภาระหนักได้เร็วมาก จากประสบการณ์ที่ผู้เขียนได้แบ่งปัน เราจะเห็นว่าเมื่อธุรกิจเริ่มชะลอตัว รายรับลดลงแต่ดอกเบี้ยสูงยังกระทบทำให้เกิดวิกฤตทางการเงิน แต่การมีทีมงานที่มั่นคงและไม่ทิ้งกันเป็นแรงเสริมใจสำคัญที่ช่วยกันผ่านพ้นช่วงเวลาที่ยากลำบากนี้ไปได้ นอกจากนี้ การแบ่งปันผลสำเร็จด้วยการตอบแทนให้ทีมได้พักผ่อน ถือเป็นแนวคิดที่ดีที่ช่วยสร้างแรงจูงใจ และความสัมพันธ์ที่ดีในองค์กร อีกเรื่องที่น่าสนใจคือการเรียนรู้และมองหาทางออกใหม่ๆ แม้จะเกิดการสูญเสียทีมงานเดิมก็ตาม เพราะการเปลี่ยนแปลงภายในทีมเป็นเรื่องธรรมดาและเจ้าของธุรกิจควรรู้จักปรับตัว สร้างทีมใหม่และมุ่งหน้าต่อไป การถูกสรรพากรเรียกเก็บภาษีย้อนหลังก็เป็นบทเรียนสำคัญที่เตือนให้รู้จักวางแผนทางบัญชีและภาษีอย่างรอบคอบ ในส่วนของการดูแลพนักงาน การเผชิญกับพนักงานที่ไม่ซื่อสัตย์ก็เป็นความจริงที่ต้องเตรียมรับมือ เพื่อไม่ให้เกิดความเสียหายอย่างต่อเนื่อง สุดท้าย การปลดหนี้ 5 ล้าน และได้โฉนดที่ดินคืนมา นอกจากเป็นการปลดภาระทางการเงินแล้ว ยังเป็นการปลดปล่อยความกังวลที่สะสมมานาน การผ่านเรื่องราวเหล่านี้ทำให้ผู้เขียนเชื่อมั่นว่าความอดทน วินัย และการไม่ยอมแพ้คือหัวใจหลักที่จะช่วยให้ธุรกิจลุกขึ้นและเริ่มต้นใหม่ได้อย่างมั่นคง สำหรับผู้ที่กำลังเผชิญกับปัญหาหนี้สินหรือความกดดันในธุรกิจ หวังว่าประสบการณ์นี้จะเป็นแรงบันดาลใจให้กล้าตัดสินใจและลุกขึ้นสู้ด้วยแผนการเงินที่ชัดเจน พร้อมกับสร้างทีมและสังคมที่เข้มแข็งเพื่อผ่านพ้นทุกวิกฤตไปด้วยกันได้ครับ

Related posts

You owe it to yourself 💕 You’re Extraordinary ❤️
Don’t let anyone make you feel like you’re not worthy 🙌🏾 You deserve everything ✨ You’re not asking for too much 😍 #know your worth #selfworth #motivational #fyp #mondaymood
VivaKoutourCosmetics

VivaKoutourCosmetics

8805 likes

Hey fam, we owe you an apology 🙏
Big thanks to everyone who caught the mistakes in the piercing chart 💖 It was an assistant mix-up on our side, and we totally get how important accuracy is in this community. We’ve fixed the info now, and we’ll double-check everything before posting in the future 🙌 Appreciate you all for keeping it
iVow_

iVow_

795 likes

A picnic setup on an orange and black checkered blanket, featuring a wicker basket, wine, berries, crackers, and Halloween-themed glasses. The blanket has "HELLO SPRINGOWEEN" written on it.
Two hands clinking orange Halloween-themed glasses, each decorated with a jack-o'-lantern face, against a blurred picnic background.
Two glass jars, each topped with small orange pumpkin decorations, sitting on an orange and black checkered picnic blanket.
🖤 Springoween 🖤
my husband and I decided to have a springoween picnic today! I love the aesthetics. everything is from Amazon 💕 #spookypicnic #summerween #springoween #halloween #goth
🖤Celeste🖤

🖤Celeste🖤

514 likes

YESSSS BIG MAMA OOOOWEE U SAID A MOUTH FULL BEAUTI
THESE ALL FACTS I'M SOOOO #exausted #smh #sad #godhelpus
TOOBLESSEDTOBESTRESSED❌️

TOOBLESSEDTOBESTRESSED❌️

7339 likes

WE OWE IT ALL TO JESUS 🙌
For God so loved the world that He gave His one and only Son, that whoever believes in Him shall not perish but have eternal life John 3:16 ❤️
Priscilla Stokes

Priscilla Stokes

425 likes

A grid titled 'Things you don't owe anyone' lists nine phrases, each next to a glowing, colorful circle. Phrases include 'shrinking yourself to be more likable,' 'explaining why you've grown,' and 'justifying why you chose yourself,' emphasizing self-worth and boundaries.
I owe no one an explanation. Just peace ✌🏾🖤
You don’t owe anyone access to your peace, your progress, or your process. You don’t have to explain your boundaries, your healing, or why you chose yourself. Growth teaches you that silence, distance, and alignment are not disrespect—they’re protection. You are not obligated to shrink, overshar
NeeNee💖

NeeNee💖

670 likes

Why Yo' Grapes Sweatin' Like They Owe Somebody 💸
Alright, treat makers—let’s get real for a second. You just dipped your grapes, they’re glistening like little crystal balls, you’re feeling yourself... Then BOOM. Next day, you open that container and it’s Niagara Falls at the bottom. Sticky, sad grape soup. What happened? Here’s the deal
Getdippedbyphie

Getdippedbyphie

221 likes

We Owe Gratitude To God ✨
✨ Sometimes we spend more time asking God… than thanking Him. 🙏🏼 But His Word reminds us that He has already blessed us with every spiritual blessing from heaven 💫 and that His favor and mercy follow us every single day of our lives. 🤍 So before focusing on what we lack… let us learn to be gr
AmbassadorOfTheKingdom 👑🔥✨

AmbassadorOfTheKingdom 👑🔥✨

29 likes

A textured light gray background displays the quote 'This comeback is personal. It's an apology to myself.' in black text. The Lemon8 logo and username '@digitalxliyah' are in the bottom left corner.
I Owe This Comeback to the Girl I Used to Be.✨
This comeback is personal. It’s not about proving them wrong. It’s not about looking successful on social media. It’s not about revenge or showing off. It’s an apology to the version of me who thought she had to wait. Wait for the right timing. Wait to be more perfect. Wait to feel ready.
Leah

Leah

591 likes

We owe everything to Jesus❤️
Tuesday’s wisdom!🌸 #faith🙏 #fyp #findgod🙏🏼📖 #god🌸
London Alana

London Alana

0 likes

A high-angle view of a vibrant city street, resembling Times Square, with numerous buildings, traffic, and illuminated billboards. Two red cocktails with fruit garnishes are in the foreground. Overlay text reads 'Unpopular opinion: You actually do owe people things', aligning with the article's discussion on social obligations.
Do We Really Owe Nothing to Anyone
Lately it feels like everyone’s running with this “I don’t owe anyone anything” mindset and honestly, it’s exhausting. Yeah, protect your peace, but you do owe people things. Friends deserve effort, time, and empathy. Partners deserve energy, commitment, and reassurance. Even strangers deserve b
Gorgaz

Gorgaz

37 likes

You owe it to yourself
No matter what life brings you . You don’t have to look like what you’ve been through . . . #inspireyou #knowyourworth #selflove #selfcare #worth #value #inspo
Nicole

Nicole

961 likes

A map of North America shows the Louisiana Purchase in orange, bordered by British, Spanish, and early US territories/states. Overlaid text discusses the 1682 French claim of Louisiana and a 1787 quote by Count Constantine de Volney about the contributions of "black men."
Yes. We Owe It To You!
Yasha Shines🌟

Yasha Shines🌟

0 likes

I owe her the guts to go thrive and further.
She didn’t survive all of that for me to stop here. She didn’t fight so hard so that I could play small in the life she built for me. I owe her more than safety. I owe her the guts to go further. #selftrust #growth #resilience
Fearlessly Resilient

Fearlessly Resilient

23 likes

YOU DONT OWE THE INTERNET A CLEAN BACKGROUND! 🗣️✨
The pressure to perform cleanliness for the camera is exhausting and, honestly, unrealistic! 😮‍💨😪 Somewhere along the way, the internet tricked us into thinking that every inch of our homes needs to be spotless before we can exist online. Want to post a selfie? Better move that laundry basket. F
🪲jelani 𖦹⟡ ݁₊ .

🪲jelani 𖦹⟡ ݁₊ .

80 likes

I Owe It All To Trucking
Sitting pretty in this all-black Peterbilt, just thinking about how trucking gave me everything. What started as a career turned into a whole lifestyle—one that I couldn’t imagine my life without. The road, the freedom, the grind… it’s in my blood. 🚛💨 #TruckingWithAttitude #BuiltForThis #Lif
TruckingWithAubry

TruckingWithAubry

570 likes

Yeah, you owe people communication & basic decency
Samantha

Samantha

2 likes

A light-colored background with the bold black text "7 THINGS BLACK WOMEN DON'T OWE YOU:". The Lemon8 logo and username "@_.luvvtee" are in the bottom left corner.
A light-colored background with the black text "Their time" in script, followed by a paragraph stating black women don't owe anyone their time and have the right to prioritize their needs. The Lemon8 logo and username are visible.
A light-colored background with the black text "Their shoulders" in script, followed by a paragraph stating black women don't owe anyone a place to unload problems or provide sole emotional support. The Lemon8 logo and username are visible.
7 things black women don’t owe you🚫🫵🏾
If you're a black woman, any woman in general I KNOW you feel me with these! Ladies don't let anyone make you feel bad for setting boundaries you are beautiful, valued, important, intelligent, and so much more so here's a gentle reminder that we don't OWE anyone anything! #sist
TëŠhøñdå✰

TëŠhøñdå✰

348 likes

Women Don’t Owe You Pretty 💋
“I am not responsible for the idea that you have created of me in your mind” #womenempowerment #feministbook #feminist #books #BookReview #womenbooks
Patricia DeStef

Patricia DeStef

396 likes

God doesn’t owe YOU anything!
Fergy ⚡️

Fergy ⚡️

94 likes

When they finally get some of the money you owe.
Some of these companies are relentless. Planet Fitness is the Pepé Le Pew of Companies. 🤣 If you have New Years resolutions, just know they won't stop... won't quit... eh eh, eh eh. 🤣 #NewYearsResolutions #Gym #PlanetFitness
WhoIsOutreach

WhoIsOutreach

4 likes

You don’t owe them anything!
Stop feeling like you owe them, cause you don’t! They just need to move on … #motivation #inspiration #godsplan #faith #narcissistic Houston
CoachMBP

CoachMBP

130 likes

Why we owe everything to GOD?
Why do owe everything to GOD and our souls to the LORD JESUS? Is it just because he died on the cross for our sins. Genesis 1:26 tells us why. #bible #prayers #church #jesuschrist #thailand
LightHouseChurchThailand

LightHouseChurchThailand

1 like

You do NOT owe a bully a response
#girladvice #confidence #confidencetips #selflove
Kailey Anna

Kailey Anna

448 likes

What I Wore: Springoween 🎃
WFH, grocery run, girls craft night. The sound options on here are 💩 #springoween #summerween #everydayishalloween #wfhoutfit
agoodnightforamurder

agoodnightforamurder

12 likes

“You don’t owe me a thing, alright?”🥹❤️
Joshlilj

Joshlilj

351 likes

YOU DON’T OWE A MAN ANYTHING
#sheraseven
sprinklesprinkle

sprinklesprinkle

117 likes

A person in a dark coat walks away on a wet street at night. Overlay text reads: "YOU DON'T OWE THEM SHIT. THEIR DISRESPECT MADE THEM INVALID. PERIOD! KNOW YOUR WORTH." The image conveys a message of self-respect and moving on from disrespect.
A person in a dark coat walks away on a wet street at night. Overlay text reads: "TOXIC COMES IN MANY FORMS... FAMILY & FRIENDS NOT EVERYONE WHO SMILES wishes you well." The image highlights that toxicity can come from close relationships.
A person in a dark coat walks away on a wet street at night. Overlay text reads: "AND THEY'LL SMILE IN YOUR FACE WHILE THEY TWIST THE KNIFE...." The image illustrates the deceptive nature of some toxic relationships.
When Someone Disrespects You, You Don’t Owe THEM!
When someone disrespects you, their title does NOT matter—family or not. Too many people are taught to tolerate toxic behavior just because it comes from a parent, sibling, or relative. But respect is the bare minimum in any relationship. This short skit is your reminder: You do NOT owe anyo
PsycHolistic Synergy

PsycHolistic Synergy

15 likes

Howl-oween doggonit
#CapCut Happy Howl-oween Fashion furbabies doesn't have any Halloween stuff this year, but that doesn't mean we can't get into the holidays with creative reels! 🎃👶🎉 #furbabies🐾 #HolidayVibes #creativereels #howloween #blackwomanownedbusiness #dogs #womanownedsmallbusiness
esh

esh

0 likes

You owe it to yourself 💕
Don’t change yourself to fit in. “Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.” ‭‭Galatians‬ ‭6‬:‭9‬ ‭NIV‬ be the good you wanna see. Amen ‬ #encouragement #inspiration #motivation #budgetwisdom #lemon8challeng
Sarah 🩵

Sarah 🩵

30 likes

✨🚩 People I DON’T OWE Respect To | How Bout U? 🛑✨
✨ I don’t owe everyone respect, nor do I have to respect everyone’s opinion. Especially not when your “opinion” is really just prejudice in disguise. 📝 A few things I’m not going to go along with: 🚫 Someone saying “I don’t see color.” Because pretending race doesn’t exist is just a lazy way t
Margarita

Margarita

73 likes

A hand displays long, pointed nails featuring a "Springoween" theme. Designs include a butterfly, a bee in a gold frame, a white 3D flower, and a skull with red roses on a light, textured base.
SPRINGOWEEN 🌸🦂🖤
#springnails #nails #springoween #alt #inspo
𝔪𝔞𝔱𝔢𝔯𝔦𝔞𝔩 𝔤𝔥𝔬𝔲𝔩

𝔪𝔞𝔱𝔢𝔯𝔦𝔞𝔩 𝔤𝔥𝔬𝔲𝔩

11 likes

You owe it to yourself 🌸🌸🌸
#dreams #love #LoveYourself
DigitalBabe

DigitalBabe

165 likes

A black and white close-up of a man with a beard, his eyes closed, and a hand covering part of his face, conveying distress or contemplation. The text "We owe this man an apology!" is overlaid on the image.
We owe this man an apology!
#whatieat
suesliberal 💙💪💙

suesliberal 💙💪💙

4 likes

7 things black women don’t owe you 💕💕
If you’re a black woman I KNOWWW you feel me with these! And ladies don’t let anyone make you feel bad for setting boundaries you are beautiful, valued, important, intelligent and so much more 💕so here’s a gentle reminder that we don’t OWE anyone anything! Keep being beautiful besties I love you💕
Ambz

Ambz

566 likes

You Don’t Owe This World a Performance
You don’t owe this world a performance. Not your womb. Not your mouth. Not your voice. The old system taught us to spend ourselves to prove we are worthy. To trade our softness for survival. To betray our cycles for someone else’s appetite. But your truth is not a debt, it’s a drum. Your "
T. Séléna

T. Séléna

14 likes

You owe it to yourself 💕
You’re not just one thing, you’re every woman. You’re the nurturer, the boss, the dreamer, the healer… and this journal was made for you. Inside are powerful prompts inspired by pop culture quotes, real-life moments, and that main character energy we all deserve. Whether you’re healing, hu
Her Confident Era

Her Confident Era

3 likes

Family Toxicity: You Don’t Owe Them Your Peace
I talk about how toxic behavior from family members shouldn't be tolerated just because they're related to you. We discuss how disrespect and manipulation are never acceptable, regardless of family ties, and how setting boundaries—even cutting off family members—is sometimes necessary to pr
Regina

Regina

1 like

We owe it all to The Lord✨
#bibletime
Lou Lou lemon

Lou Lou lemon

0 likes

July doesn’t owe me a fresh start.🌸
July doesn’t owe me a fresh start. I choose one. Every morning I wake up with another opportunity to think differently, love deeper, and live more intentionally. The life I’m creating isn’t built by luck. It’s built by the woman I decide to be every single day. This month, I welcome
𝓒𝓻𝓲𝓼_𝓛𝓪_𝓒𝓪𝓫𝓻𝓸𝓷𝓪✨

𝓒𝓻𝓲𝓼_𝓛𝓪_𝓒𝓪𝓫𝓻𝓸𝓷𝓪✨

8 likes

2026 BMW M8 Competition Owe🔥🦅⚡️🪶🏁🏁🚨🐐
#fyp #viral #summerbod #healthylifestyle2024 #viraltiktok
🦅MooMoox6e🦅

🦅MooMoox6e🦅

0 likes

You owe it to yourself to be better
#thickfittransformation #bodytransformation
Jasmine La’Tay

Jasmine La’Tay

18 likes

springoween
Help me decorate this tote bag 🎃✨ swipe to decorate! #spring #totebag #halloween #halloweenaesthetic #halloweenvibes
octoberfolks

octoberfolks

170 likes

Tulum doesn’t owe me NOTHING!
After reading Demons Dream,I have been in a book slump for quite a while. I’ll read a book here and there, but it wasn’t like giving me that “yeah I am enjoying this “. So, I decided to go to the bookstore to pick up this book Only For The Week. I know for a fact, I am late, but I am glad I waited
Katie May

Katie May

36 likes

Louisiana didn’t owe me anything
Pretty woman
Chocolate Chynadoll

Chocolate Chynadoll

12 likes

See more