Automatically translated.View original post

If we're together, do we need to share the expenses with our girlfriend?

3/22 Edited to

... Read moreในชีวิตคู่ การจัดการเรื่องค่าใช้จ่ายร่วมกันถือเป็นหนึ่งในประเด็นที่หลายคู่ต้องเผชิญและพยายามหาคำตอบที่เหมาะสมสำหรับทั้งสองฝ่าย บางคู่เห็นว่าการแชร์ค่าใช้จ่ายช่วยเพิ่มความโปร่งใสและความร่วมมือในการบริหารการเงินของครอบครัว ขณะที่บางคู่ก็เลือกแบ่งแยกค่าใช้จ่ายเพื่อรักษาความเป็นตัวเองในระดับหนึ่ง จากประสบการณ์ส่วนตัวและการสังเกตคู่รักสมัยใหม่ การตั้งกฎเกณฑ์ร่วมกันในเรื่องการเงิน เช่น แบ่งจ่ายตามรายได้ หรือหารค่าใช้จ่ายบางส่วนร่วมกัน สามารถช่วยลดปัญหาความขัดแย้งและความไม่สบายใจได้อย่างมาก อย่างไรก็ตาม การตกลงกันล่วงหน้าเรื่องประเภทของค่าใช้จ่ายที่ต้องแชร์ เช่น ค่าที่พัก ค่าน้ำ ค่าไฟ ค่าอาหาร รวมถึงค่าใช้จ่ายส่วนตัว ถือเป็นสิ่งสำคัญที่จะสร้างความเข้าใจที่ดีและยืดหยุ่น ที่สำคัญคือการสื่อสารอย่างเปิดใจเพื่อให้ทั้งสองฝ่ายรู้สึกเป็นธรรมและไม่กดดัน นอกจากนี้ยังเป็นการเตรียมความพร้อมสำหรับการวางแผนเงินในอนาคต ไม่ว่าจะเป็นการออม การลงทุน หรือการจัดการค่าครองชีพในด้านอื่นๆ บทสรุปคือ ไม่มีสูตรสำเร็จตายตัวสำหรับการแชร์ค่าใช้จ่ายกับแฟน แต่การตั้งเป้าหมายและข้อตกลงที่ชัดเจน การสื่อสารที่ดี และความเข้าใจในสถานะทางการเงินของแต่ละฝ่ายจะช่วยให้ชีวิตคู่มีความสุขและมั่นคงขึ้นอย่างแน่นอน

Related posts

A person in a straw hat and white bikini lies on a striped towel, with shadows on their body. Overlay text reads '12 GOOD FINANCIAL HABITS YOU NEED TO ADOPT Before 2025', serving as the article's title.
A person in a long white coat stands on a sidewalk with a yellow taxi in the background. An overlay box lists financial habits 1-6, including 'temptation bundling' and the '1% rule'.
Two hands hold glasses with red drinks by a swimming pool. An overlay box lists financial habits 7-12, including 'reverse budget', '52-week savings challenge', and the '30-day rule'.
12 GOOD FINANCIAL HABITS You Need To Adopt
Hey everyone! I hope you’re all having a great day. I wanted to share some strategies that I haven’t seen talked about much online maybe some of my suggestions 😁. These tips have really helped me on my financial journey, and I think they could help you too. Enjoy, and if you find this helpful, don’
Inashwealth

Inashwealth

1184 likes

A woman in a fur coat sits on an ornate sofa, with the text overlay "HOW TO GET YOUR LIFE TOGETHER" in white and dark red. The image also includes the Lemon8 logo and username.
A black and white graphic titled "HOW TO GET MY LIFE TOGETHER (aspects of life)" with a small image of Rihanna. It lists tips for Diet & Exercise, Career & Education, Finances, Social Connections, Personal Development, and How to Stay Organized.
A page titled "IMPROVE THESE 3 AREAS IN YOUR LIFE" detailing advice for career, finances, and relationships. It features images of a person working on a laptop and another person holding a bag.
How To Get Your Life Together💅🏼
The feeling of not being able to clear your to-do is frustrating. Instead of working through your overwhelm without a plan, take a step back and consider how to get your life together in a reasonable, healthy way. Here’s how to apply some of these tips into your daily routine: 1. Be Honest With
Angelina

Angelina

1467 likes

A young female doctor in light blue scrubs and a grey jacket takes a mirror selfie in a tiled restroom, showing her work attire and ID badge.
A young female doctor in dark blue scrubs and a black jacket takes a mirror selfie, making a peace sign, in a modern restroom setting.
A young female doctor in dark teal scrubs and white sneakers takes a cheerful mirror selfie in a living space, with a black dog lying on the floor.
My salary vs. my expenses at age 28:
As a resident doctor, I am paid an annual salary which I break down to a monthly amount ($3934.16). My monthly expenses are as follows: Rent: $1,278 Gym membership: $150 Peloton bike: $114 Groceries: ~$650 Disability insurance: $150 Pet supplies: ~$200 Gas: $200 Nuuly: $100 TOTAL = $3,242.
Maddy Hackley

Maddy Hackley

1214 likes

How to budget when income is less than expenses
This is a hard conversation to have, but it’s the reality of most people. There’s no shame, but the conversation needs to be had. Whenever I do a clients budget and our income is less than our expenses, we try to come up with the solution to get you in a comfortable spot. Most of you guys do
JaliyahKreation

JaliyahKreation

224 likes

Wedding expenses nobody warns you about 😭 save this before making a budget
Wedding budgets somehow have surprise costs everywhere 😭 save this before planning so nothing sneaks up on you. #WeddingBudget #Bride2026 #WeddingPlanning #WeddingTok #WeddingIdeas
The Organized Bride 🥂

The Organized Bride 🥂

226 likes

7 Expenses to Cut First When Money Feels Tight
If money feels tight, stop trying to cut everything at once. Start with the expenses that drain your budget the fastest: unused subscriptions, delivery fees, impulse shopping, takeout, convenience spending, premium upgrades, and nice-to-have extras. Most budgets do not fall apart because of one
EveryDollarGrows

EveryDollarGrows

371 likes

💸💸💰7 Expenses that rich people Avoid ✨
Want to build real wealth? 💰 Start by ditching the expenses that drain your bank account instead of growing it. Rich people don’t just earn more — they spend smarter. Make your money work for you, not against you. Save this post and start cutting what’s keeping you broke! #SmartMoneyMoves #We
Officialbri Financebabe

Officialbri Financebabe

233 likes

A row of modern townhouses with a sidewalk and green grass, under a bright sky. Overlay text reads: "THINKING OF LIVING TOGETHER? READ THIS FIRST!"
An interior view of a modern kitchen with white cabinets and an island. Overlay text discusses moving in with a partner and asking questions to create a "Love Nest."
An interior kitchen scene with text overlays about "MONEY TALKS" (bills, income split, late payments) and "HOUSEHOLD HABITS" (cleaning, cooking, guest rules) for cohabiting couples.
✨👩🏾‍❤️‍💋‍👨🏾 Girl Home ➝ Love Nest: Things To Consider 👩🏽‍❤️‍💋‍👩🏿✨
✨ So, you’re thinking about letting your partner move in (or vice versa)? 👀 Sharing your space is a HUGE step, it’s more than just splitting bills, it’s blending routines, habits, and emotional needs under one roof. 📝 Before you hand over a drawer (or closet space 😅), here are some must-ask que
Margarita

Margarita

1967 likes

The image displays stacks of US dollar bills with the title '11 FINANCIAL HABITS YOU NEED TO MASTER' and a 'Swipe' prompt, indicating a list of financial tips.
11 Financial Habits You Need To Master⬇️💵💰
💸 Track your money First things first: track your money. This means knowing exactly how much money you're bringing in, and how much money you're spending. And I'm talking about getting real nitty gritty here. Get into the habit of tracking literally every dollar you make and spend. How
TëŠhøñdå✰

TëŠhøñdå✰

891 likes

MY SALARY VS EXPENSES AT 19 💲
keep in mind that i work in retail so sometimes i make less than this and sometimes i make more!! its rough sometimes haha !! PSA i have roommates and we split rent!! I work at maurice’s and bath and bodywork’s and depending on the season i can make a lot or not much :) how much do you m
josie

josie

3436 likes

Tracking Expenses When Starting a Small Business
Swipe for more! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

14 likes

Monthly expenses sheets
I created this form to help me reduce my spending since I see it I noticed how bad habit I had that everyday I use my debit card for something specially go eat out .I need to change my habit immediately or I will suffer later the consequences.
Yanetcreations

Yanetcreations

324 likes

How to budget when expenses are more than income
If you keep running into this problem it’s never going to get fixed until you do this method. We can not out budget the price of living but we can bring awareness and come up with a game plan ! This full video is out now to help you get through this if you’re going through this 🩵 #ja
JaliyahKreation

JaliyahKreation

45 likes

⚠️MUST DO⚠️Questions before moving in together 💖
Living together changes everything. Have these conversations BEFORE you sign a lease to avoid major conflicts later. Alignment on expectations = successful cohabitation. Bond Couples App helps you prepare for this big step: 📅 Calendar & Important Dates Tracking - Plan your future 💬 Future P
MyBondApp

MyBondApp

8 likes

This is how I learn to reduce my monthly expenses✨
Other options you can do: Use budgeting app like Excel sheets to categorize spending. Review bank statements for 2–3 months to spot recurring costs. #budgetingtips #Lemon8 #lemon8challenge #financeplanner #spendinghacks
Destinysglamhaven

Destinysglamhaven

51 likes

Travel Expenses Nobody Warns You About 💸
Most travelers budget for flights and hotels but forget the hidden costs that can quietly add $200–$800+ to a trip. Expenses like baggage fees, airport transfers, tourist taxes, foreign ATM fees, mobile data plans, resort fees, and last-minute bookings can quickly push your vacation over budget.
Travel with midz!

Travel with midz!

102 likes

💰7 expenses that rich people avoid ✨💸💰
Most people think getting rich means earning six figures but the truth? It’s more about what you don’t spend. Cut the fluff, focus on value, and watch your bank account grow. If you’re serious about financial freedom, this is your sign to take control of your spending today. #BudgetLikeABoss
Shaniqua Financebabe

Shaniqua Financebabe

372 likes

Break down your monthly expenses!!
Breaking down your monthly expenses is one of the simplest and most powerful habits you can build. When you actually see where your money is going rent, groceries, subscriptions, takeout, random purchases you stop guessing and start taking control. Most people don’t have a money problem; they have
natalia_

natalia_

22 likes

Leaving your rental? Expect these expenses! 💸
I thought we’d get most of our deposit back… until the charges started rolling in. 😩 Here are all the fees we were hit with when moving out of our rental. If you’re getting ready to move out, take these potential expenses into account! Every landlord/rental is different, but it’s better to be o
emmy🩷

emmy🩷

11 likes

Expenses before you start nursing school 💲🩺
These are some expenses that I did not know about until I got into nursing school. I hope this helps someone that plans on applying to nursing programs because these are some things they dont tell you until you get accepted! 🏥 You’re going to be required to purchase a online package that will k
jasmine 🌷

jasmine 🌷

66 likes

Dealing W/ Unexpected Expenses? My Tracker Helps!
Follow for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

2 likes

A person sits at a desk, looking at a phone, with text overlays introducing how a budget tracker helps deal with unexpected expenses. Framed pictures adorn the wall behind them.
A close-up of a car repair bill totaling $1,100.67, with text highlighting a surprise $150 car repair expense and how the user plans to handle it.
A digital budget tracker interface showing a monthly overview, income, expenses, and savings breakdowns for July 2025, illustrating how the tracker aids financial recovery.
Unexpected Expenses? Here’s How My Tracker Works!
Follow for more insights! #financialplanner #personalfinance #digitalplanner #printableplanner #etsyplanner
NextLevelPlans

NextLevelPlans

8 likes

An ultrasound room with a machine and monitor, overlaid with text 'Sinking Funds I'm Using Before Baby #2' and money emojis, illustrating financial preparation for baby expenses.
A medical room with an ultrasound machine and chair, featuring text explaining 'Why I Started' using sinking funds for baby #2 and defining 'What Is a Sinking Fund' for known expenses.
A medical room with a monitor and counter, displaying text about a 'Medical Bills Fund' for pregnancy and postpartum costs, and 'How I Fund Medical Expenses' by adding small amounts per paycheck.
How I Budget for Medical Bills & Baby Expenses 💸
Before baby 2 , I needed a money plan that actually worked for real life — not perfection. Sinking funds have been a game changer for preparing for medical bills and baby expenses without stress or credit cards. Even with insurance, pregnancy and postpartum costs add up fast. By setting aside s
CozyGirlMama 😎

CozyGirlMama 😎

69 likes

A black wallet with a Florida ID, keys, and coins on a white surface, with overlay text "My Pay VS My Bills AS A 30 YR OLD CHILD" and a Lemon8 watermark.
A digital display showing a blue circle with "Total $62,608" inside, indicating total compensation history, with a Lemon8 watermark.
A digital spending summary graph showing a rising "Current" spending trend from May 1 to May 22, 2025, with a Lemon8 watermark.
A 30.5 Year Olds Salary 💰VS Expenses 🧾
Y’all it’s hard out here. I used to think dang if I made over $60k a year I’d be set for life. Now that I have reached that goal I’m barely holding on! I’m in FL first so many things have skyrocketed, plus taxes & tariffs, and we can’t forget about the greedy businesses that are trying t
Cat 🐈‍⬛ | ♎️

Cat 🐈‍⬛ | ♎️

1084 likes

Dealing with Unexpected Expenses - Your Best Tips?
Unexpected expenses can really throw a wrench in your finances. I'm interested in hearing how you all handle things like medical bills or car repairs without going into debt. I'm trying to learn more so I can help others who might be facing these challenges. What strategies or resources ha
Beauty

Beauty

11 likes

How to always Be put together
Here are 78 tips to help you look and be put together, both in your daily life and in your wardrobe: **I. General Lifestyle Tips** 1. **Set a morning routine**: Establish a consistent morning routine to start your day on a positive note. 2. **Exercise regularly**: Regular physical activity i
Purple Flower

Purple Flower

589 likes

Budgeting for a New Baby: Expenses & Savings Track
Swipe for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

3 likes

The most important expenses
The most two important expenses when setting up your budget ! Most budgets don’t work because they aren’t created right. Here’s how you create your budget correctly 💖 Follow @jaliyah.kreationz for more budget content! #jaliyahkreationz #budgetplanner #moneymanagement #budgetforbegi
JaliyahKreation

JaliyahKreation

80 likes

Wedding expenses that shock almost every couple 😭
Wedding budgets can spiral FAST if you don’t account for the hidden expenses nobody talks about ahead of time 💸 #WeddingBudget #WeddingPlanning #Bride2026 #WeddingTok #FutureBride
The Organized Bride 🥂

The Organized Bride 🥂

62 likes

Checklist to Get Your Life Together
1. Set clear goals: Identify what you want to achieve and create a plan to get there. 2.Prioritise your tasks: Make a to-do list and prioritize tasks based on their importance and urgency. 3. Create a routine: Establish a daily routine that includes time for self- care, work, and leisure. 4.
🤎⚡️gigi⚡️🤎

🤎⚡️gigi⚡️🤎

57 likes

WEDDING EXPENSES MADE EASY! BUDGET TRACKER TIPS
Follow for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

1 like

A smiling couple takes a selfie, with text overlay "let's talk about HOW WE ORGANIZE OUR MONEY" and small icons representing money and finance. The image includes the Lemon8 username.
A text slide titled "HERE'S THE TEA Married Couple Finances" explains the couple's approach to fully shared finances, budgeting, and weekly money dates, prompting the viewer to swipe for their plan.
A detailed flowchart titled "Our Money Map" illustrates a couple's financial organization, showing income, 401(k)s, joint checking, Roth IRAs, bill payments, credit cards, and a safety net.
HOW WE ORGANIZE OUR MONEY TOGETHER 💍
Yes, we share every single dollar!! We have completely combined finances. We always want to pay ourselves first, which we do through our investment accounts and then we focus on covering the essentials. The most important part is our weekly money dates. We previously did this monthly, but a
moneywithmeag

moneywithmeag

31 likes

Financially getting my shit together
Savings goals Debt Pay off goals Other expenses are cash envelopes that I pull a certain amount for each thing throughout the month While the Budgeted amount is overwhelming - my goal is to slowly budget less each month. And really live within my means. #budget #overbudget #setgoalsand
mynameisteri

mynameisteri

329 likes

You only need two bank accounts for budgeting
I told you guys how budgeting with two bank accounts can be very helpful, but let’s talk about how we add both of those together with our planner🙂‍↔️ When you’re setting up your paycheck for the month, we’re gonna break down your expenses into two different categories ! These two different cate
JaliyahKreation

JaliyahKreation

47 likes

My Expenses as a single 24 yr old *Updated*
i took everyone’s advice, i did refinance my car and paid off 1 cc. i have the lowest rate for rent rn so thats a plus!
yourlocalatm

yourlocalatm

179 likes

Let's Get Our Finances Together
As a single mother managing a budget, it can be challenging to make ends meet. However, with the right strategies and mindset, you can achieve financial stability for yourself and your family. Here are some tips to help you reach your financial goals: 1. Create a budget: Start by tracking your i
Starlynn World

Starlynn World

157 likes

A woman smiles at a desk with a laptop, promoting "THE BEST APP TO KEEP TRACK OF YOUR TRAVEL EXPERIENCES." The image features "TRAVEL HACKS APPS" and a red suitcase icon, introducing the topic of travel expense tracking.
The TravelSpend app interface shows various expense categories like Transportation, Restaurants, and Shopping. It details how to add new expenses, including notes, date, payment method, location, and currency, for comprehensive tracking.
The TravelSpend app displays a trip summary with "Total to Date $1,169.65" and "Daily Average $194.94." Individual transactions are listed by date and category, illustrating how expenses are classified and manually added.
Easy Hack to Track Your Travel Expenses like a Pro
💸 Keeping a budget while traveling can be challenging, especially when visiting a new place. The excitement for the food, attractions, and buying souvenirs… Everything adds up very quickly! 🧘🏻‍♀️I've been trying to be more mindful of my expenses while traveling, and I found it to be harder t
Your City Gal | NYC

Your City Gal | NYC

31 likes

9 Monthly Expenses you forget
Sometimes it’s hard to navigate life and with everything that we are juggling. But one of the biggest challenges is trying to manage finances. And in the process of doing so, we forget the things we wouldn’t even think to forget or remember for that matter lol. These are just a way to remind you of
Lizzy Reaux

Lizzy Reaux

91 likes

3 Types of Savings Accounts You Need To Have 💰
1. Emergency Fund This type of account is for unexpected expenses (e.g. medical emergencies, car repairs, family emergencies, etc.) 3-6 months of living expenses is usually recommended and should be easily accessible, so consider a regular savings account or high-yield savings account with easy
adviceforwomen

adviceforwomen

170 likes

How to budget when expenses are more than income
You need to figure out a plan ! Setting up a weekly budget can determine what you need to do to increase your income without feeling overwhelmed! Follow these templates ! Full video out now on my YouTube JaliyahKreationz #moneymanagement #jaliyahkreationz #budgetingforbeginners #bu
JaliyahKreation

JaliyahKreation

33 likes

💰 Stop Letting Surprise Expenses Wreck Your Budget 💕
One of the biggest budgeting mistakes I used to make was forgetting about expenses that don’t happen every month. Car repairs. Christmas. Birthdays. Home maintenance. Vacations. Then I’d wonder why my budget suddenly fell apart. 😅 That’s exactly why I created this printable Sinking Funds P
CurlyGlamBudget

CurlyGlamBudget

2 likes

A close-up of a man's hand placed over a woman's hand, both wearing wedding rings, resting on a white floral bouquet. The text overlay reads 'HOW TO PLAN A WEDDING TOGETHER'.
A bride in a car's back seat holds a white bouquet, looking out the window. Text overlays read 'ESTABLISH A SHARED VISION' and 'SET A REALISTIC BUDGET'.
A groom kisses his bride on the cheek, with the bride wearing a tiara. Text overlays read 'SCHEDULE REGULAR PLANNING SESSIONS' and 'REMEMBER THE "WHY"'.
How to Plan a Wedding Together
1. Establish a Shared Vision: Discuss your dream wedding early on. Do you envision a grand celebration or an intimate gathering? Pinpoint your priorities (place, food, photography) and create a mood board together. 2. Set a Realistic Budget: Determine how much you're willing to spend and tra
Madeline G

Madeline G

165 likes

A handwritten August paycheck budget showing income, living expenses, savings allocation, and a detailed list of school supplies with their costs, totaling $85.19, leaving $121.93 leftover from the school supply budget.
A handwritten budget sheet with the total income of $1,825.07 for August 15-31 highlighted, accompanied by a note explaining the first step of calculating total income.
A handwritten budget sheet with the 'Living Expenses' section, totaling $1,597.95, highlighted. A note indicates this step involves writing down all living expenses for the month's second half.
How I BUDGETED My Sons School Expenses!
Now that school is about to start I had a few last minute things to get my son from a list that we have. Come along with me as I show you how I budgeted his expenses from this paycheck. 1. FIRST I CALCULATED MY TOTAL INCOME FROM THIS PAYCHECK. I took the income from all 3 places and added t
Ashlie

Ashlie

21 likes

You’re HER act like it in 2025 ✨🫶🏽
Hey Besties! We played games all 2024 and we not doing that anymore in 2025. You’re HER girlfriend, why aren’t you moving and acting accordingly 👀👀 Let’s level up together as we prepare for 2025. Create that vision board TODAY and let’s stop playing with our potential, our skin, these boy
Brett Brooks

Brett Brooks

37 likes

8 Sinking Funds You Need in your Budget
This list is not exhaustive, if you have another annual or semi-annual expenses, set up a sinking fund for those as well! Other ideas for additional sinking funds include: • School activities/extracurricular fees • Private school tuition • Gym dues/ fees • Furniture • Childrens' wedding
Lizzy Reaux

Lizzy Reaux

82 likes

My expenses vs my salary at 19🌷
I’m proud to say that I’ve worked very hard to be where I’m at, especially when I used to live in a very terrible abusive situation, I finally own my own car that’s paid for, I have a two bedroom one bath apartment in my name that I pay for all by myself, and I’ve been running my own business since
Paige Stewart

Paige Stewart

494 likes

See more