4218 followers

Follow

Follow

Follow

12 saved

70

6

Most people will never buy their dream house.

Most people will never buy their dream house. Here’s why.

#realestate #credit #cashflow #investment

3/18 Edited to

6 comments

Yup

See more(3)

Rebecca Spencer or Becky

well you tell kr how to stop letting the take everything o have they take everything rvrrery fay

See more(1)

Related posts

Rich people secrets

Nobody teaches you how to build wealth in school. You’re taught how to earn a salary, pay bills, and save “just enough”… but not how to grow money, protect it, or make it work for you. After studying how wealthy people actually manage their money, I realized they live by a completely different s

2865 likes

A box contains rolled dollar bills secured with rubber bands and a pile of coins. The text reads 'Money Advice that will change how you handle Your Finances', with a heart and arrow pointing to the coins.

Rolled dollar bills are visible in a plastic bag. The text states: 'DON'T TAKE ADVICE FROM BROKE PEOPLE', emphasizing not to let bad money habits influence your financial future.

Rolled dollar bills are visible in a plastic bag. The text states: 'YOU DON'T HAVE A MONEY PROBLEM, YOU HAVE A PRIORITY PROBLEM', explaining that financial choices reflect priorities.

Don't take financial advice from broke people...

Most people struggle with money, not because they don’t make enough, but because they don’t manage it right. If you’re tired of living paycheck to paycheck, stressing over bills, or feeling stuck, it’s time for some real talk. I used to think financial freedom was about earning more. But really,

2859 likes

A flat lay of several books on a blue quilted surface, with the text overlay "weird books *for weird readers." Books include 'The Writing Retreat,' 'The Extinction of Irena Rey,' 'Venomous Lumpsucker,' 'Monstrilio,' 'Our Wives Under The Sea,' and 'Rouge.'

The book 'The Extinction of Irena Rey' by Jennifer Croft, featuring a blue forest cover. A Goodreads summary describes translators investigating a disappearance. Keywords include '320 pages,' 'literary fiction,' 'mystery,' and 'meta take on translating.'

The book 'Monstrilio' by Gerardo Sámano Córdova, with a cover showing a dark creature and geometric shapes. A Goodreads summary details a boy transforming into a monster. Keywords include '336 pages,' 'horror,' 'magical realism,' and 'LGBTQ+.'

books that will never leave your brain

Love love love me some weird ass books!! These are perfect to end the summer with! OR!! Save them for October to give them a more ~spooky vibe~. Who says we can’t have spooky/weirdo vibes in July, though?? If you want a meta plot about writing or translating, check out The Writing Retreat o

836 likes

A flat lay of various neutral-colored basic clothing items, including tops and sweaters, with the text 'BEST PLACES TO BUY BASICS' overlaid.

Three basic clothing items from Zara are displayed: a grey ribbed sleeveless turtleneck, a black short-sleeved t-shirt, and a beige short-sleeved t-shirt.

Four basic clothing items from Express are shown: two sleeveless tops in beige and brown, a dark brown mock-neck sleeveless top, and a white corset-style top.

WHERE TO BUY AFFORDABLE BASICS

If you’re looking for pieces to build your capsule wardrobe, you like the more minimal look, or just need to add some more basics to your closet look no further!! This is my list of compiled stores that range in price points (mostly affordable) that I love to get basics at! First up is Zara. Of

6913 likes

A couple kisses in front of their new D.R. Horton home, holding a 'Welcome Home SOLD' sign, celebrating their purchase in their mid-20s.

A person takes a mirror selfie, illustrating the point about realtors not taking young buyers seriously, leading to the author lying about their age.

A serene lakefront view with lush greenery, accompanying advice to ask for documentation and proof of promises for new home features.

i lied about my age to buy a house

Here’s the 411 on what i learned about buying a home in my 20’s. 📌 • They will treat you differently because of your age. If you’re a “young buyer” they don’t take you seriously. So I lied. 🤷🏽‍♀️ More on this later. • They will try to cut corners everywhere! Ask for proof of whatever they’re

1886 likes

qinsen - i recently discovered qinsen on amazon, and it is very quickly becoming one of my go-to brands. with accurate sizing and flattering fits, qinsen sells high quality basics that are comfortable and affordable. what i love most about qinsen is that all of their products are double-lined. thei

227 likes

A person in a fur coat and patterned stockings sits by a fireplace, with text overlay 'HOW TO ACHIEVE YOUR DREAM LIFE'. The image sets a luxurious, aspirational tone for the article.

This image outlines steps for achieving a dream life, including defining dreams, creating a 'day in the life' story, breaking down goals, and establishing a daily schedule.

The image prompts readers to 'Take control of your life and create your dream self' by asking questions about appearance, behavior, hobbies, profession, and well-being, with three circular photos of women.

How To Achieve Your Dream Life🖤

You’re a doer, an innovator, a game-changer with unique passions and big dreams. That’s great! Except for when the thought of achieving your goals feels totally overwhelming. But no worries, you’ve got this. No matter how daunting your dreams feel, nothing is too big to achieve. Use these simple ti

74 likes

Stacks of US dollar bills are shown on a granite countertop, representing personal finance savings. The image highlights a year of savings using the 100 Envelope Challenge, with a note about having cash from restaurant work.

A light blue binder or notebook titled '100 envelope SAVINGS CHALLENGE' is displayed on a granite surface, adorned with heart stickers. This item is a tool for tracking savings goals.

A '100 ENVELOPE SAVING CHALLENGE TRACKER' sheet is shown, featuring a grid of numbered circles from 1 to 100. The tracker indicates a total savings goal of $5,050.

💵 my “no buy” spending list for 2025 💵

#NoBuy2025 #lemon8challenge This is going to be a glimpse into how I won’t spend in 2025 💵 Put to use my 100 Envelope Challenge which will save $5,050 💵 Do NOT pull from any savings account 💵 Use my Oportun app to pull money to save for whatever expenses I need 💵 Use PayPal savings

631 likes

A flat lay of five books wrapped in different colored paper (green, black, blue, lime green, red) and one in clear plastic, on a white textured surface. The image has a text overlay asking 'where can you buy books for very cheap prices??'.

A screenshot showing a purchase detail for three Colleen Hoover books: 'November 9', 'Ugly Love', and 'All Your Perfects: A Novel', listed as a paperback for $10.00. A 5-star review is also indicated.

where can you buy books for very cheap prices??

HELLO READERS!! We all know books can add up very quickly depending on how much you can read. I can finish most books in 1-2 days and enjoy buying a new book shortly after finishing one. PangoBooks has sellers who have amazing prices and deals on their bookstores/pages. I’ve been using the a

1904 likes

A Bengal cat with leopard-like markings is curled up asleep on a person's lap, who is wearing light pants. The image expresses the dream of owning a Bengal cat, with text overlays "My dream cat Bengal cat."

Definitely buy for Bengal cat

I love bengal cats! I can’t wait till I have my own house to get one! This cat breed is a definite buy!! Bengal cats are a great purchase because of their stunning, leopard-like appearance and playful, energetic nature. They're highly intelligent, can be trained, and form strong bonds with thei

15.6K likes

A dark gray electric car, possibly a Tesla, is parked at charging stations with text overlays stating "Why I will Never Buy A Tesla" and "Not worth the hype."

A car's interior shows a worn steering wheel, with reflections of a "HyVee" store and other vehicles visible through the windshield.

A Hertz rental agreement document displays rental details for Chelsie Rangeloff, including dates, vehicle information, and a $755.10 charge for emergency road service.

I’ll never buy a Tesla 🚫⚡️

Let me tell you how a $35/day Tesla rental from Hertz turned into a 27-hour Columbia, Missouri hostage situation. 🫠 🛣️ The Plan: My BF and I rented a Tesla Model 3 to head to Nebraska for a funeral. Picked it up from Hertz on July 11, returning it the 14th. I rent often, and Teslas are usually

456 likes

A white bookshelf filled with various books and decorative items, featuring a text overlay that reads "Auto-Buy Authors THAT I SWEAR BY" and a "SWIPE" indicator. The books include titles by Sarah J. Maas, Ana Huang, Emily Henry, Colleen Hoover, Lucy Score, and other authors.

Five books by author Emily Henry are displayed on a brown checkered blanket: "Happy Place," "Funny Story," "Beach Read," "People We Meet on Vacation," and "Book Lovers." The image has a text overlay "EMILY HENRY I'VE READ THEM ALL!".

Seven books by author Ali Hazelwood are arranged on a brown checkered blanket: "The Love Hypothesis," "Love on the Brain," "Love, Theoretically," "Loathe to Love You," "Check & Mate," and "Deep End." The image has a text overlay "ALI HAZELWOOD SHE'S PERFECTED THE FORMULA."

Auto-Buy Authors🥰

These are some of the authors I swear by. I never have to read the back, I always know it’s gonna be good. I will forever buy (and read) their books. I am pretty loyal when I find an author I like. I put my TRUST in them and sometimes fly in blindly because I just KNOW they’ll take care of me.

514 likes

A list titled "20 Real-Life Cheat Codes That I Wish I Knew Earlier" by Colby Kultgen, featuring advice like being easy to work with, becoming charismatic by listening, and caring less about others' opinions.

Most People Learn These Too Late 🔑ℹ️👇

Wisdom isn’t taught—it’s earned through late fees, lost time, and lessons that whisper before they scream. This is the cheat code they never gave you. Habits, mindsets, and moments that bend reality in your favor when you start early. Because the little things you ignore today become the reasons

13 likes

👀Sneak Peek 👀

Mercy The year of 2026 “Can’t you stop her from crying?” Brighton asked me, annoyed. Sweat was dripping down his dark-skin and causing him to glisten in the moonlight. His strong arms were carrying the two bags that we hastily packed before running. “She’s barely five years old and

13 likes

You can’t buy a house (they said)😒 A MFn Lie

In July of 2023, I bought my lot. Built my dream home from the ground up. Moved in of January of 2024. When I tell you anything is possible. It most definitely is. Single Moms out here doing it up. I did my big one💪🏾🙏🙌🏾Big ups to God. Do t let nobody tell you what you can’t do #1stTimehomebuyer

1083 likes

How to book your dream trip with NO MONEY DOWN!

If you’re serious about turning your dream trip into a plan—SAVE this post and follow me. I’m teaching you how to travel smart, not stressed. Let’s talk strategy. I spent 30 days traveling through Africa and Asia and didn’t go into debt to do it. Here’s the exact strategy I used to book my dr

1593 likes

CG Chronicles:How to Buy a House without a Realtor

Buying my first home without a realtor was so stressful! It took a lot of research to make this happen! I was so nervous, but I put my negotiation skills to the test and my hard work paid off! Here are some of the things I did to buy my home without a Realtor: Step 1: Time! I gave myself

808 likes

Buy Or Bye: College Dorm Edition

As An Incoming Junior In College And With Freshman Starting To Buy Things For Their Dorm, Here Is A Few "Buy Or Bye" Items (From Personal Experiences) ✨Drying Mat: Your Shower Caddy And Shower Shows Are Going To Be Wet And Especially If You Have Community Showers, You Don't Want To L

1453 likes

A hand holds a brown jar of a dietary supplement powder. Text highlights it promotes relaxation, contains 3 forms of magnesium, and promotes restful sleep. It also notes that most people are deficient in magnesium.

Supplements Worth the Hype: what I buy on repeat 🔁

Again, please be sure you are listening to your own body’s needs and consulting with your physician to ensure you are being safe when trying supplements. Everyone is different and just because something works for me, doesn’t mean it may be the best option for you so please listen to your body 🫶🏼

523 likes

How I got my house making $15 series 9

9/13 look guys we can see the end 🥵 #buyahouse #buildyourownhouse #housetour #housedesign #unitedstates Florida

13 likes

What’s Needed to Buy a House: The Basics

Buying a home is one of the biggest milestones in life, but it starts with preparation. Before you start house hunting, it’s important to know the basics that lenders look at. Your credit score is key, with 620+ needed for most conventional loans and 740+ to unlock the best rates. Lenders also want

244 likes

How To Buy A Home 🏠

Low credit? Homeownership can still be possible. At all starts with a conversation. #home #house #dreamhome #justlisted #california

1 like

A man and a woman, identified as Niall Horan and Ashaunta Williams, hold hands and look at each other under a streetlamp on a rainy street. The image is titled "Forever in the Forecast".

A smiling man, Louis Tomlinson, has his arm around a smiling woman. The image features a poem titled "The Light That Stayed" dedicated to Louis Tomlinson.

Niall Horan and Ashaunta Williams sit on a couch, with Ashaunta looking at a laptop and Niall smiling at the camera, holding a cup. The image is titled "Heartbreak Weather, Found Love".

📖 Heartbreak Weather, Found Love Chapter One – Storms Collide Rain poured down in sheets against the windows of a dimly lit café tucked away on a quiet London street. The sound of raindrops hitting the pavement echoed like a soft drumbeat, mixing with the low hum of jazz music playing in the ba

10 likes

7 TIPS TO BUY CHEAP FLIGHT TICKETS ✈️

Perfect this Summer Vacation ✨🤩✈️ 1. Book on Tuesday and Wednesday Tuesday and Wednesday are among the best days to buy flight tickets. Most airlines usually set up their booking systems on Tuesday at 7:00 PM. This is because airlines know that most passengers will only have time to book tick

609 likes

PART 1: 13 THINGS MANY PEOPLE LEARN AFTER THEY FINALLY GET WHAT THEY WANTED ⚠️

✨️Many people spend years chasing something... Only to discover it was never the whole answer.✨️(Read Slow) Most people have a picture in their mind of the thing that will finally make them happy. The dream job. The marriage. The money. The house. The recognition. The success.

6 likes

A couple joyfully jumps while holding a "SOLD" sign in front of their new house. The image is overlaid with text stating "WE BOUGHT A HOUSE In our early 20s Just CLOSED" and "Here's how."

A bathroom with green tiled walls and a white sink vanity. A person is visible in the doorway. Overlay text reads "DO NOT WAIVE INSPECTION" and "I made blue prints durning the inspection."

A room filled with moving boxes and potted plants by a large window. Text indicates "Made an offer 1/31 & moved in 3/18" and "The day after moving in...."

How to buy a house in 2025 - Early 20s edition🏡

After months of searching, countless open houses, showings and a rollercoaster of emotions, we officially became homeowners last year… Here’s what I learned about buying a home in my 20's: that will help you: 💰Start Budgeting Early We started our “house” savings about a year and a half b

26 likes

SHOWER EDITION 🧼 Bye or Buy

1. Tree Hut Sugar Scrubs (Buy) -💰Price: $12; available at most major retailers and online. These scrubs are praised for their exfoliating and moisturizing properties, making them a great addition to your skincare routine. 2. Flamingo Razors (Buy) - 💰Price: $9 for a starter kit; available at Targ

380 likes

A person's hands hold a fan of pink hundred-dollar bills, with blue nail polish and jeans visible. Overlay text states, 'The reason most people fail to grow their business or side hustle,' introducing the topic of business growth challenges.

A woman sits with her head in her hands, looking stressed, against a blurred background. Overlay text explains that people fail because 'they're not in it for the long game, they want a get rich quick kinda thing and when that doesn't happen... they give up.' A stick figure with a white flag symbolizes giving up.

A hand reaches towards a disco ball on a light pink background. Overlay text describes how people 'move on to the next shiny thing that can make them money and that process typically just repeats itself over and over, till they do this one thing instead.'

the reason most people fail to grow their business

if you want to have a thriving business or side hustle, play the long game. success and multi milli's don't just manifest based off vibes and thin air, it requires commitment to your vision and the personal stamina to continue refining the strategies until it all clicks Amazon took a

43 likes

Baby products I wouldn’t buy again…

All of these I find unnecessary but some parents might find useful. •Pacifiers I didn’t use at all and I bought custom ones that just sat and collected dust. •I had a changing table and it just collected clothing on it or other baby items I couldn’t find room for. •The baby tub I used once or

5963 likes

An overhead shot displays five tubes of Korean sunscreen, including P.CALM, Round Lab, Jumiso, Skin1004, and Beauty of Joseon, with text indicating a potential FDA ban and urging purchase before it's too late.

A tube of Beauty of Joseon Relief Sun is shown with text describing it as dewy, pore-blurring, occasionally causing eye sting, blending well, layering with makeup, and moisturizing.

A tube of Round Lab Birch Juice Sunscreen is displayed with text highlighting its moisturizing, silky texture, satin finish, use as a makeup primer, quick blending, and no eye sting.

Korean sunscreens to buy before they are banned 🤯

So if you haven’t heard, apparently the FDA is attempting to ban all Asian sunscreens from being sold in the U.S. Beauty of Joseon and other brands have already taken their sunscreens off of Amazon and off their US websites. I don’t want to fear monger but…. Just in case the ban goes through, here

574 likes

Books I wanted to buy

These are some books I wanted to buy soooo bad based off of their pretty covers. Yes, I do judge a book by its cover at times. It’s hard to resist when a cover is ✨art✨ & beautyyyyy. I can’t add more to my never ending, existing tbr so it was hard not to pull the trigger on some of these. Soon

212 likes

5 Money Tips To Buy Your First Home

🏠 Congratulations of taking the first step in becoming a home owner! Here are 5 money tips from a realtor to help you turn your dreams into reality! 1. Track Your Spending Creating a budget is pointless when you don’t know EXACTLY how and where you’re spending your money. •One month write do

10 likes

Buy Coffee and a House. Watch Me.

💸 "I Will Teach You to Be Rich" isn’t just a book — it’s a mindset shift. Learn how to master your money, automate your finances, and live a rich life on your own terms. 💼📈 #PersonalFinance #MoneyMindset #FinancialFreedom #Lemon8 #reading

72 likes

Why I Want to Buy All the Abandoned Gothic

🦇 Why I Want to Buy All the Abandoned Gothic Houses 🖤🥀 There’s something so captivating about abandoned Gothic houses, don’t you think? The haunting beauty of their decaying walls, the intricate architecture hidden beneath layers of dust and ivy, the mystery in every dark corner… I’m obsessed! 😍

104 likes

A luxurious infinity pool overlooking the ocean under a clear blue sky, with pink flowers. Overlay text reads "Buying A House WITHOUT HAVING A CREDIT SCORE" and "Swipe to know", introducing the article's topic.

A modern outdoor setting with a pool and lush greenery at dusk. Overlay text bubbles list "MANUAL UNDERWRITING", "NON-TRADITIONAL CREDIT", and "FHA LOANS" as options for buying a home without a credit score.

A serene lake reflecting mountains and pine trees under a cloudy sky. Overlay text bubbles highlight "VA LOANS", "LARGE DOWN PAYMENT", and "EMPLOYMENT HISTORY" as further options for buying a house without a credit score.

CAN YOU BUY 🏘 A HOUSE 🏘 WITHOUT A CREDIT SCORE?

Many people believe that having a credit score is a must for buying a house, so they begin acquiring and using credit cards to establish that score, which can lead to significant debt. However, the truth is, you can qualify for a home without a credit score and without accumulating credit card debt

352 likes

Cheapest Places to Buy Books 🌸

🤍I wouldve added book outlet but their selection isnt my cup of tea. #cheapbooks #bookshopping #books #booktok #bookrecommendations

759 likes

Adulting 101 with House of Whimsy: Lesson 1

FOOD SECURITY As we all know, inflation is a bit*h. Used to be $150 in groceries could feed a family of 5 for 2 weeks (with snacks). personally, I remember the first time I was responsible for doing the shopping. I was 12 and on summer break, visiting relatives in Alabama. I was given $75 to f

7 likes

Buy Now or Wait? How to Make That Decision

Based on Your File Not Emotion THE QUESTION EVERY BUYER IS ASKING Buy now or wait? Most people answer that with feeling. The right answer comes from your file. I spent 20 years in lending. Here is how to actually think through it. TWO REASONS A BUYER SHOULD WAIT 📋 Reason one your cre

25 likes

Is buying a house like buying a lottery ticket?🏡

🎰 Buying a house is the closest thing to hitting the lottery most people will ever experience 🏡💰 Think about it… Your home builds equity while you sleep 😴, eat 🍽️, and work 💼. Every mortgage payment is like buying a lottery ticket 🎟️—except this one actually pays you back 📈. 💡 The kicker? The s

2 likes

A Nintendo Switch console rests on a fluffy white blanket adorned with fairy lights. The screen displays the text "COZY SWITCH GAMES TO BUY IN FEB 2024," with a hand holding the right Joy-Con.

The Nintendo Switch screen shows the game "CLEM," a puzzle adventure releasing on 2/6/24 for $15.99. Features include exploring an abandoned house, solving puzzles, crafting magic toys, and uncovering secrets with 2D graphics and 3D navigation.

The Nintendo Switch screen displays "TOWN ADVENTURES," a game releasing on 2/6/2024 for $7.99. It involves scavenger hunts, exploring quaint streets and diverse landscapes, uncovering treasures, and enjoying a soothing soundtrack.

cozy switch games to buy in feb 2024 ✨

I can't believe how long January was! I mean, I can...31 days, but it felt longer didn't it? Well, February is officially here which means two things. One: we're one month closer to spring and two: new cozy games will be releasing on the Nintendo Switch! Every month I do my due dili

514 likes

See more