THE TOTAL BILLED CLAIMS OF OUR MISCARRIAGE

To say our healthcare system is ass backwards is an understatement. I wanted to share the numbers with y'all to shed light on how much medical care is costing — yes, it all comes down to the money & not the care provided.

In my opinion, it's ridiculous and sad — what's even more ridiculous and harder to show in such a short amount of time are the "discounts and reductions" your insurance company has with the medical practice.

The discounts and reductions are agreed upon between your insurance and the provider to make the responsibility less for insurance companies overall.

For example, my anesthesia claim total was $1,324.61.

- The discounts and reductions for insurance = $726.11

- Paid by your plan = $0

- My responsibility = $598.50

SO, they had their agreed upon rate and didn't technically pay for any of it. Which left the remainder to be my responsibility since I hadn't reached my deductible yet 😵‍💫

It's a game and it's ass backwards. A great book to read is "The Price We Pay" by Marty Makary!

#personalfinance #lemon8partner #miscarriageawareness #miscarriage #miscarriagemepowerment

2024/4/1 Edited to

... Read moreExperiencing a miscarriage can be an emotional and financially taxing journey. The disclosure of medical billing related to such sensitive situations is crucial in understanding the healthcare system. A typical case includes several expenses: doctor visits totaling $1,893, pathology costs at $542.20, blood draws at $134.25, a surgery fee of $12,540.13, plus a doctor fee of $1,270 and anesthesia charges of $1,324.61. Altogether, these can accumulate to staggering amounts, such as over $17,700.06, that may not be immediately clear to patients. The role of insurance in these scenarios often leaves individuals feeling overwhelmed, as many are subjected to high out-of-pocket expenses before their deductibles are met. Furthermore, the discounts negotiated between insurance companies and healthcare providers frequently leave patients with the bulk of out-of-pocket costs, starkly contrasting the apparent charges made by healthcare institutions. It is important for patients to educate themselves about their insurance plans and seek transparency from providers. Awareness and empowerment in financial matters related to healthcare can lessen the emotional burden during such challenging times. Many advocate for reforms to make healthcare more compassionate and accessible, emphasizing that financial stress should not be an additional burden for those going through miscarriage or other significant health issues.

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