HOW MUCH WE SPEND AS DINKS IN ATX 🤠

How much we've spent last month as a married couple living in Austin, TX 🤠 (DINKS = Dual Income, No Kids)

Do what’s right for you, don’t judge or shame others & remember to spend in alignment with what you enjoy doing! 

We made sure to save up in a sinking fund before I went to my microneedling appointment (the large charge under personal care, I bought a 3 pack too), so we weren’t paying for something we couldn’t afford (aka no credit card debt is being accrued over here!!) 

We keep our sinking funds in our Marcus HYSA as separate sub funds so we can continue to earn 5% while saving!

Have a spending plan, avoid credit card debt & remember I’m always here for questions or support!

Let's get transparent — drop your monthly spend below ⬇️ ~positive vibes only~

#lemon8partner #moneytips #moneysavingtips #howmuchwespent #howmuchispend #spendinghabits #moneyeducation

2024/5/21 Edited to

... Read moreAs DINKs (Dual Income, No Kids) in Austin, Texas, managing finances can be a challenge. For many couples, understanding monthly expenditures is crucial for maintaining a healthy financial balance. Recently, we spent a total of $10,526.16, where our monthly bills, such as rent ($2,138.90), utilities ($73.30), and car insurance ($260.61), accounted for a significant portion of our budget. In terms of discretionary spending, we allocated funds for various categories. Grocery bills totaled $870.41, while dining out at restaurants and bars reached $534.33 and $312.54 respectively. Health and personal care expenses were notable, especially with personal care reaching $2,571.40, which included a microneedling treatment that we had planned for in advance through a sinking fund. It’s important for couples to be aware of roaming expenses and prepare accordingly. Instead of accumulating credit card debt, setting up a spending plan can help ensure that financial stability is maintained. If you think of ways to manage your budget better, consider establishing sub-funds in a high-yield savings account to earn interest while saving for future expenses. Planning ahead not only eases financial stress but also allows for meaningful experiences without the burden of financial strain. So, how do you manage your budget? Let's share tips and support each other in our spending journeys!

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