Automatically translated.View original post

Review of graduation expenses, M.C. 2026.

3/18 Edited to

Related posts

The image displays the title '4 Bank Accounts EVERYONE Should Have' in large white text with a black outline, overlaid on a blurred background of a phone screen showing text about wealth. The bottom left corner has 'Lemon8 @minttalksfinance'.
The image explains 'Why you need multiple accounts,' stating that people are broke because all their money is in one place, leading to overspending and losing track. It introduces a 4-account setup to fix this automatically. A green leaf logo is in the top left.
The image describes 'Account #1: Bills Checking (Your "Money HQ")' for predictable, fixed expenses like rent and utilities. It advises calculating a 'Monthly Bare Minimum Number' and using employer direct deposit splits for smoother management. A green leaf logo is in the top left.
4 bank accounts EVERYONE should have in 2026🌟
Most people think they need to “budget harder,” but really they just need to separate their money better. When your bills, spending money, savings, and investments all sit in the same account, it’s almost impossible to stay organized. This 4-account setup does the discipline for you — no daily b
minttalksfinance

minttalksfinance

5137 likes

7 bank accounts you should have in 2026
#saving #moneytips #money #moneysavingtips #personalfinance Level up your finances! 7 bank accounts you need in 2026 to save, invest, and grow your money
nassiqeqh4f

nassiqeqh4f

915 likes

5 Money Rules To Master In 2026✨
Hey lemon8 🍋✨💗 First post (!!) and we’re starting strong because 2026 is the year we actually get our money right 💅🏽 These are 5 money rules I wish I followed sooner — the kind that make you feel put together, not restricted. think: financially stable but still romanticizing your life 💸🤍 let
The Finance Babe👩🏿‍💻

The Finance Babe👩🏿‍💻

226 likes

7 Expenses to Cut First When Money Feels Tight
If money feels tight, stop trying to cut everything at once. Start with the expenses that drain your budget the fastest: unused subscriptions, delivery fees, impulse shopping, takeout, convenience spending, premium upgrades, and nice-to-have extras. Most budgets do not fall apart because of one
EveryDollarGrows

EveryDollarGrows

308 likes

Tracking Expenses When Starting a Small Business
Swipe for more! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

13 likes

💸💸💰7 Expenses that rich people Avoid ✨
Want to build real wealth? 💰 Start by ditching the expenses that drain your bank account instead of growing it. Rich people don’t just earn more — they spend smarter. Make your money work for you, not against you. Save this post and start cutting what’s keeping you broke! #SmartMoneyMoves #We
Officialbri Financebabe

Officialbri Financebabe

231 likes

My salary vs. my expenses at age 28:
As a resident doctor, I am paid an annual salary which I break down to a monthly amount ($3934.16). My monthly expenses are as follows: Rent: $1,278 Gym membership: $150 Peloton bike: $114 Groceries: ~$650 Disability insurance: $150 Pet supplies: ~$200 Gas: $200 Nuuly: $100 TOTAL = $3,242.
Maddy Hackley

Maddy Hackley

1245 likes

An 'END-OF-YEAR REFLECTION CHECKLIST' with 8 sections: Energy Audit, Habits, Money, Body, Relationships, Identity, Letting Go, and Forward Focus. Each section contains multiple reflective questions for personal growth. The image also features 'Lemon8' and '@ellemaejor'.
Self Reflection Review Checklist
This isn’t about fixing yourself. It’s about closing the year clean so you don’t drag unnecessary weight into 2026. Use this checklist to: ☐ clear mental clutter ☐ notice what actually worked ☐ release habits, beliefs, and reminders of failure ☐ make space for what you’re capable of next
Elle Maejorᥫ᭡

Elle Maejorᥫ᭡

164 likes

Hobbies to start in 2026
Herbalism- the ancient practice of using plants and plant extracts (like teas, tinctures, salves) for healing, promoting wellness, and treating ailments. You can use this hobby to try out different kinds of teas or use it to keep you healthy. Snack Tinning- it’s like meal prep but with snacks.
Mya

Mya

2625 likes

Budgeting for a New Baby: Expenses & Savings Track
Swipe for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

2 likes

A white and gold 2026 daily planner with a spiral binding, featuring text overlays that read "HOW I WILL BE USING MY planner" and "FITNESS · SMALL BUSINESS · FOOD INTAKE · MORE."
An open planner showing a "2-YEAR OVERVIEW" for 2026-2027 and an "IMPORTANT DATES" section. Text overlays instruct to "circle important dates: different color per type" and "detail the dates corresponding colors."
An open planner displaying the "OCTOBER 2026" monthly calendar. Text overlays suggest keeping this section for "smaller monthly goals & tasks" and list examples like "YOGA CLASSES" and "HALLOWEEN."
2026 PLANNER 🤍✨
I have a current journal but showing you with a clean book how I personally layout my pre-labeled planner! 📔 Fitness: 💪🏽 - water intake - lift goals check-in - add my goal rewards to calendar - food intake - preworkout & creatine intake Healthy Eating: 🥦 - meal prep - snack prep
astridxc

astridxc

589 likes

✨Realistic Financial Goal Ideas For 2026 // Part 3
A one month ahead fund is 1 month’s worth of expenses saved! This eliminates the feeling of living check to check. It’s also called peace 🧘🏾‍♀️ of mind. ✨Book Used: Everything Ri$h Savings Challenge Book (Sinking Funds Edition) #financesimplified #expenses #monthaheadbinder
I Am Her Stationery

I Am Her Stationery

336 likes

Manifest Your Dream Life in 2026 📝
#manifestationchallenge #manifestchange #manifestation #manifestconfidence #manifestyoutdreamlife
💕 Gadde 💕

💕 Gadde 💕

399 likes

Track Expenses & Declutter Your Financial Life
Follow for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

1 like

How to budget when expenses are more than income
If you keep running into this problem it’s never going to get fixed until you do this method. We can not out budget the price of living but we can bring awareness and come up with a game plan ! This full video is out now to help you get through this if you’re going through this 🩵 #ja
JaliyahKreation

JaliyahKreation

45 likes

🫶Week 01 of 2026 in the books,
POV: planning gives me clarity 🫶🏼 Comment “PLANNER” and I’ll send you the link If I could bottle the peace that comes from a good planning session, I would. This first weekly spread of the year was such a great reset… To focus and ground myself when life feels noisy. You’ll see: • cute
myminimalistplanner

myminimalistplanner

16 likes

2026 things to do
#2026 #things #visionboard #bongocard #goals
Nicole

Nicole

7 likes

💰7 expenses that rich people avoid ✨💸💰
Most people think getting rich means earning six figures but the truth? It’s more about what you don’t spend. Cut the fluff, focus on value, and watch your bank account grow. If you’re serious about financial freedom, this is your sign to take control of your spending today. #BudgetLikeABoss
Shaniqua Financebabe

Shaniqua Financebabe

367 likes

MY SALARY VS EXPENSES AT 19 💲
keep in mind that i work in retail so sometimes i make less than this and sometimes i make more!! its rough sometimes haha !! PSA i have roommates and we split rent!! I work at maurice’s and bath and bodywork’s and depending on the season i can make a lot or not much :) how much do you m
josie

josie

3414 likes

Expenses before you start nursing school 💲🩺
These are some expenses that I did not know about until I got into nursing school. I hope this helps someone that plans on applying to nursing programs because these are some things they dont tell you until you get accepted! 🏥 You’re going to be required to purchase a online package that will k
jasmine 🌷

jasmine 🌷

65 likes

A vision board titled 'IN 2026' lists goals across six categories: Personal Development, Financial, Health & Wellness, Relationships & Social, Career & Professional, and Adventure & Travel. Each category contains bullet points with specific aspirations for the year.
Some 2026 Vision Board Ideas ✨🍋
LucyKevondra

LucyKevondra

309 likes

A black wallet with a Florida ID, keys, and coins on a white surface, with overlay text "My Pay VS My Bills AS A 30 YR OLD CHILD" and a Lemon8 watermark.
A digital display showing a blue circle with "Total $62,608" inside, indicating total compensation history, with a Lemon8 watermark.
A digital spending summary graph showing a rising "Current" spending trend from May 1 to May 22, 2025, with a Lemon8 watermark.
A 30.5 Year Olds Salary 💰VS Expenses 🧾
Y’all it’s hard out here. I used to think dang if I made over $60k a year I’d be set for life. Now that I have reached that goal I’m barely holding on! I’m in FL first so many things have skyrocketed, plus taxes & tariffs, and we can’t forget about the greedy businesses that are trying t
Cat 🐈‍⬛ | ♎️

Cat 🐈‍⬛ | ♎️

1072 likes

A monthly plan for 2026, titled 'LEVEL-UP MONTH-BY-MONTH', detailing goals and activities for personal growth, health, finances, career, and relationships, from January's 'Reset & Vision' to December's 'Reflection & Renewal'. The bottom reads 'Grateful, Thankful and Blessed'.
2026 I Will Be Productive
Don’t Stop. Keep Going #keep going #nevergrowingup @
Dee Craig

Dee Craig

508 likes

2026 budgeting month of January
1st time for this hopefully it will work #savingsmadeeasy #money🤭 #savings #cashstuffingjourney #cashstuffing
Macy

Macy

97 likes

6 bank accounts you need in 2026
"Manage your money like a pro! 💸 Having multiple bank accounts can help you stay organized, earn interest, and crush your financial goals. From emergency funds to sinking funds, here's why you should consider having these 6 bank accounts in 2026 📈 #FinancialFreedom #BankingTips #
Shaniqua Financebabe

Shaniqua Financebabe

76 likes

that girl money boundaries for 2026 💅🤑💸
2026 isn’t about making more money just to stress more—it’s about protecting my peace and my bank account. These are the money boundaries I’m carrying with me into the new year (and not apologizing for). 🤍 I don’t explain my “no.” If it’s not in my budget, the answer is no—and that’s enough. No
Jessica | LIFESTYLE 💕

Jessica | LIFESTYLE 💕

166 likes

Budget with me in 2026
Taking control of my finances in a cheap but fun way till I get the hang of it. Wish me luck.🙃 all pages I find them on google free printable.
Xenia

Xenia

204 likes

Organize your expenses
Organizing your expenses is important because it gives you control over your money instead of your money controlling you. When you clearly track and categorize where your money goes. 💡Bottom line: Organizing expenses is the first step toward better credit, less debt, stronger savings, and long
Finances with Cleo

Finances with Cleo

52 likes

A woman sits at a desk with a laptop and books, looking thoughtful. Overlay text reads "FINANCE BADDIE Presents Cut Down On UNNECESSARY EXPENSES," serving as a title for financial tips.
A person's hands are shown writing on paper next to an open laptop, illustrating a thorough spending review. Overlay text advises evaluating monthly expenses and cutting non-essential items or impulse purchases.
A digital monthly budget template is displayed, showing sections for total income, expenses, and remaining funds. Overlay text emphasizes detailed budgeting, categorizing spending into needs and wants, and prioritizing essentials for efficient resource allocation.
❌ Unnecessary Expenses
A practical way to cut down on unnecessary expenses is to conduct a thorough review of your monthly spending habits. Identify non-essential items or services that may be draining your budget and assess their importance. Consider cutting back on subscriptions, memberships, or impulse purchases that
Welcome Baddies

Welcome Baddies

65 likes

How to budget when income is less than expenses
This is a hard conversation to have, but it’s the reality of most people. There’s no shame, but the conversation needs to be had. Whenever I do a clients budget and our income is less than our expenses, we try to come up with the solution to get you in a comfortable spot. Most of you guys do
JaliyahKreation

JaliyahKreation

213 likes

This is how I learn to reduce my monthly expenses✨
Other options you can do: Use budgeting app like Excel sheets to categorize spending. Review bank statements for 2–3 months to spot recurring costs. #budgetingtips #Lemon8 #lemon8challenge #financeplanner #spendinghacks
Destinysglamhaven

Destinysglamhaven

52 likes

Monthly expenses sheets
I created this form to help me reduce my spending since I see it I noticed how bad habit I had that everyday I use my debit card for something specially go eat out .I need to change my habit immediately or I will suffer later the consequences.
Yanetcreations

Yanetcreations

322 likes

The most important expenses
The most two important expenses when setting up your budget ! Most budgets don’t work because they aren’t created right. Here’s how you create your budget correctly 💖 Follow @jaliyah.kreationz for more budget content! #jaliyahkreationz #budgetplanner #moneymanagement #budgetforbegi
JaliyahKreation

JaliyahKreation

68 likes

3 EASY ways to reduce your expenses 🫶
Considering cutting back on your expenses? Sometimes it could feel like you don’t know where to start because everything feels so expensive, so here are 3 super easy ways to reduce your expenses and save more! What are your favorite ways to reduce your expenses? Follow me for more money ti
Kim Liao

Kim Liao

37 likes

January 2026 Digital Planner is here 🖊️
January is here, a fresh start, without the rush. I’ve created the January Digital Planner to help you plan one month at a time, with clarity and calm, without committing to the whole year. Link in bio to download the planner. #ipadplanning #digitalplanner #2026planner #monthly plan
Refresh Pages

Refresh Pages

33 likes

Let’s start Saving for 2026 ✨
1. Pay Yourself First Before you spend a single dollar, move a portion of your income straight into savings. Treating savings like a non-negotiable bill helps you build an emergency fund or long-term goals without relying on leftover money (because let’s be honest—there’s usually none left). Autom
LetsBeBestieBoos

LetsBeBestieBoos

346 likes

Graduation Leis 2026
Diana Js Bowtique

Diana Js Bowtique

30 likes

💰Rebuild Your Money Mindset in 2026💰
(quietly, intentionally, sustainably) 💎2026 doesn’t need louder goals.💎 💎It needs better energy around money.💎 Not hustling harder. Not manifesting overnight miracles. But rebuilding how you think, feel, and behave around money — calmly, consistently, and in a way that actually lasts. H
𓇼⋆⑅˚Jackie✩⋆₊˚ 𓂂

𓇼⋆⑅˚Jackie✩⋆₊˚ 𓂂

977 likes

A baby wearing a sun hat and diaper stands in a blue kiddie pool, held by an adult. The image has text overlay about preparing financially for a baby.
Two babies are seated in a double stroller. Text overlay highlights one-time costs for a baby, including pregnancy and baby gear like cribs, car seats, and strollers.
An open cardboard box is filled with multiple packages of diapers. Text overlay lists possible monthly costs for a baby, such as health insurance, diapers, and an education fund.
✨Baby Expenses: What to Expect + Budget For!🫶
The cost of having a baby can really range depending on your choices and circumstances—things like how much baby gear you purchase, whether you have solid health insurance, and whether you choose to breastfeed or formula feed all play a role. Child care is another big factor that can add up quickly
Modern Mom | Shannon

Modern Mom | Shannon

184 likes

Let’s Prep For 2026 Goals
It’s almost 2026 and it’s the perfect time to start preparing for your savings goals and what is important to save for. #budget #cashstuffing #savings #save your money #savingsglowup
KA$HFLOW 💸

KA$HFLOW 💸

842 likes

Graduation stole 2026
Make it unforgettable with a custom stole made just for you #graduationphotos #graduationstole
tadabokishcandles

tadabokishcandles

2 likes

Saving money in 2026 by not
Saving money by not eating out can be a significant way to improve your budget. Like this 👇🏽 1. **Meal Planning**: Plan your meals for the week, which helps in buying only the ingredients you need and reduces impulse purchases. 2. **Homemade Takeout**: Recreate your favorite restaurant dishes
MaMaBear3292

MaMaBear3292

89 likes

Cutting your expenses: where to start? 🪪
Save this post for inspo on how you can cut your expenses! I’m all for spending money on things that make you happy, but we can totally do that and cut other expenses at the same time. Here are some tips on where to start when you want to cut some of your expenses so you can save more for you
Kim Liao

Kim Liao

39 likes

graduation weight 1981 165 2026 151
Global Warmer Beau Stewart

Global Warmer Beau Stewart

18 likes

See more