𝗦𝗮𝘃𝗶𝗻𝗴 𝗵𝗮𝘀 𝗮 𝗹𝗶𝗺𝗶𝘁. 𝗕𝘂𝘁 𝗲𝗮𝗿𝗻𝗶𝗻𝗴… 𝗱𝗼𝗲𝘀𝗻’𝘁. Last time, I thought as long as I save enough, I’ll be okay. So I watched my spending, cut down on things, and tried to be disciplined. And yes… it helps. But slowly I realised… no matter how careful we are, life still gets more expensiv

This hike reminded me of... At the start… it always feels tiring. Uncomfortable. Not sure if can even reach the top. So sometimes… we don’t even start. We tell ourselves: “Next time.” “Wait until I’m ready.” But the truth is… there is no such thing as ready! Staying where w

𝘼𝙣𝙮𝙤𝙣𝙚 𝙚𝙡𝙨𝙚 𝙛𝙚𝙚𝙡𝙞𝙣𝙜 𝙚𝙫𝙚𝙧𝙮𝙩𝙝𝙞𝙣𝙜 𝙜𝙚𝙩𝙩𝙞𝙣𝙜 𝙢𝙤𝙧𝙚 𝙚𝙭𝙥𝙚𝙣𝙨𝙞𝙫𝙚 𝙡𝙖𝙩𝙚𝙡𝙮? Today I came across this news but it's not even surprising anymore. Everywhere also increasing. Food. Transport. Daily expenses. Even simple things… don’t feel so “simple” anymore. And the thing is something like this

Guess what I realised from this… At first look…it looked quite calm. Just a simple reflection from above. But if you look carefully…there are ripples. Small movements on the surface. And when I looked closer… The water below wasn’t clear at all. It was muddy. That moment made m

Is it me, or...?

It taught me how to work for money. I thought that was the norm. Study hard super hard, get a job, work super hard. That was the path, everyone have to talk. Recently, I had a chat with someone close to me. They asked me, “Why did you choose to stop focusing on building your career…

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐰𝐡𝐨 𝐭𝐫𝐚𝐯𝐞𝐥 𝐚 𝐠𝐫𝐞𝐚𝐭 𝐝𝐞𝐚𝐥 𝐟𝐨𝐫 𝐰𝐨𝐫𝐤 𝐚𝐧𝐝 𝐦𝐢𝐬𝐬 𝐭𝐡𝐞 𝐦𝐢𝐥𝐞𝐬𝐭𝐨𝐧𝐞 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐜𝐡𝐢𝐥𝐝 𝐠𝐫𝐨𝐰𝐢𝐧𝐠 𝐮𝐩? Recently my colleagues say, “I really pity them… always not around for their kids and watching their growing milestone” Back then, I also felt the same. But now… I see it differently. Becos

𝙄𝙛 𝙮𝙤𝙪 𝙘𝙤𝙪𝙡𝙙 𝙜𝙤 𝙗𝙖𝙘𝙠 10 𝙮𝙚𝙖𝙧𝙨… 𝙬𝙝𝙖𝙩 𝙬𝙤𝙪𝙡𝙙 𝙮𝙤𝙪 𝙘𝙝𝙤𝙤𝙨𝙚 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩𝙡𝙮? I came across this old photo from years ago… and it made me pause for a while. If I could go back 10 years… I wouldn’t just focus on earning more. I would think very differently about how I build my life. Here are some t

𝗢𝗻𝗲 𝗵𝗶𝗱𝗱𝗲𝗻 𝗱𝗶𝘀𝗮𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗻𝗼𝗯𝗼𝗱𝘆 𝘁𝗲𝗹𝗹𝘀 𝘆𝗼𝘂 𝗮𝗯𝗼𝘂𝘁 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗼𝗻𝗹𝗶𝗻𝗲… No physical shop. No huge upfront cost. Sounds like advantage right? But because of that… sometimes we don’t feel the “pain”. No rent to pay. No staff to manage. No pressure from overheads. So sometimes… we slack. T

𝗔 𝗽𝗵𝗼𝘁𝗼 𝗺𝘆 𝗴𝗶𝗿𝗹 𝘀𝗲𝗰𝗿𝗲𝘁𝗹𝘆 𝘁𝗼𝗼𝗸 𝗼𝗳 𝗺𝗲 𝗺𝗮𝗱𝗲 𝗺𝗲 𝘀𝘁𝗼𝗽 𝗮𝗻𝗱 𝘁𝗵𝗶𝗻𝗸 𝗳𝗼𝗿 𝗾𝘂𝗶𝘁𝗲 𝗮 𝘄𝗵𝗶𝗹𝗲. She was actually being sarcastic… trying to show me that I’m getting old. When I saw the picture, I laughed first. “So ugly… you so bad lor.” Then I noticed the grey hair. And suddenly… oh dear. Maybe

𝗚𝗼𝘁 𝗶𝗻𝗰𝗿𝗲𝗺𝗲𝗻𝘁! But this year… it was less than 1%. Because you’ve “𝗿𝗲𝗮𝗰𝗵𝗲𝗱 𝘆𝗼𝘂𝗿 𝘀𝗮𝗹𝗮𝗿𝘆 𝗰𝗲𝗶𝗹𝗶𝗻𝗴.” No promotion. No big change. Just a small adjustment… for staying. You smile. You say it’s okay. You tell yourself at least still stable. But deep inside… you start to feel some

Spot the difference. Spiff from Korea. Angelica from Malaysia. They didn’t grow up together. They didn’t work in the same office. They didn’t even live in the same country. But this business brought them and all of us into the same space, the same conversations, the same journey.

𝗪𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝘁𝗮𝗸𝗲 𝘁𝗵𝗲 𝗵𝗶𝗴𝗵𝗲𝗿 𝗽𝗮𝘆… 𝗶𝗳 𝗶𝘁 𝗺𝗲𝗮𝗻𝘀 𝗹𝗲𝘀𝘀 𝘁𝗶𝗺𝗲 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆? I recently came across a viral story about someone who chose to turn down a promotion because he wanted more time at home. When I saw it, I felt a deep sense of familiarity. Because this was once my own story too. Th

Many people reach out to me saying they want to build extra income. Not because they are chasing luxury. Not because they want a drastic life change. Most of the time, they simply want a buffer. A buffer so they don’t have to depend on a single job. A buffer for unexpected situations. A

𝗦𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀 𝘁𝗵𝗲 𝗵𝗮𝗿𝗱𝗲𝘀𝘁 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀 𝗶𝗻 𝗹𝗶𝗳𝗲 𝗮𝗿𝗲 𝘁𝗵𝗲 𝗼𝗻𝗲𝘀 𝗼𝘁𝗵𝗲𝗿 𝗽𝗲𝗼𝗽𝗹𝗲 𝗱𝗼𝗻’𝘁 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱. There was a period in my life where I made a decision that many people around me didn’t quite understand. I made the decision to step out of a stable career path because I didn’t want to be just a paying mothe

There is a verse I have always liked "𝗚𝗲𝗻𝗲𝘀𝗶𝘀 26:12." I first heard about it when I was in secondary school. At that time, I didn’t fully understand what it meant. Life was simple then, and many things felt far away. There was not much to worry about or think through as a student.

I came across a recent discussion article from The Independent Singapore, and this statement reflected something I have thought about before but never acted on. 𝗚𝗶𝘃𝗲𝗻 𝗮 𝗰𝗵𝗼𝗶𝗰𝗲, 𝗜 𝗮𝗹𝘀𝗼 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗿𝗲𝘀𝗶𝗴𝗻. And another reflection that felt humorous but so real and close to heart. 𝗦𝗼𝗺𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝗮𝗿𝗲

𝗔𝘁 𝘁𝗵𝗶𝘀 𝘀𝘁𝗮𝗴𝗲 𝗼𝗳 𝗹𝗶𝗳𝗲, 𝘄𝗵𝗮𝘁 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗺𝘂𝗺𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝘄𝗮𝗻𝘁 𝗺𝗮𝘆 𝗻𝗼𝘁 𝗯𝗲 𝘄𝗵𝗮𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗵𝗶𝗻𝗸. I was wondering… For mums in our 40s who are still working full-time, how does life really feel now? From the outside, many of us look like we are managing well. We go to work. We take care of our ch

I came across this iron tree known as the “Lone Tree” during my walk at Jurong Lake Gardens. What struck me was not just how strong it looked, but the story behind it. It was made from recycled iron reinforcement bars salvaged from the old park. It made me reflect on how some journeys in l

What happens if your income has to last longer than your energy. It started raining during my walk this afternoon. For a moment I thought about turning back. But I had already come this far. Then I noticed the word carved on the stone, “丰”, which represents abundance and harvest.