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Is it worth to rent while waiting for your BTO? Well, Yes and No.
Before renting, I stayed with my in-laws for 2 years. Honestly the nicest in-laws I could ever ask for šŸ’›they never expected me to help with chores and always tapao-ed food so we’d never go hungry. It was my husband that I couldn’t stand šŸ˜‚ He was working from home so he would game till 2am ev
Jt Jingting

Jt Jingting

2 suka

Help for elderly parents (with family income below $4K/mth)
After meeting Aunty Li at the charity walk, i went home and started researching what help might actually be available for families like hers šŸ” and i found something most people might not have come across. It's called the Matched Retirement Savings Scheme (MRSS). A government scheme that hel
Jt Jingting

Jt Jingting

0 suka

Don’t leave regrets for your family
Joined a charity walk and got to meet a family I haven’t stopped thinking about since. Insurance is not just to protect yourself. It’s to protect the people who depend on you. I can see how financial planning is the last thing on your mind when you’re probably working two jobs just to put foo
Jt Jingting

Jt Jingting

0 suka

BTO vs Resale
We were weighing BTO vs resale for our first home. āš–ļøšŸ’°Three things that almost slipped through the affordability check: 1ļøāƒ£ The 30% rule (the cap on how much of your salary can go to your home loan) means almost all your CPF OA goes to the loan. only about 6% of your salary keeps growing for ret
Jt Jingting

Jt Jingting

21 suka

Evaluating my own plans after joining the financial planning industry
Turns out I had a lot to fix as well šŸ˜… Once I could see behind the curtain, I realised how hard it actually is to tell if a plan was built around your needs, or around someone's commission target. So I went back and reviewed my family and friends' plans too. A few things i kept see
Jt Jingting

Jt Jingting

4 suka

Why I left Design to become the thing I distrusted most
Why I chose to stay 🧔 As a former skeptic, I realise how being closed up, led me to a lot of missed learnings and opportunities that could have helped me to better protect my money and grow them in safer, less risky ways. Good financial planning isn't easy. It takes constant learning, long-
Jt Jingting

Jt Jingting

2 suka

Retrenched right after a Promotion?!
I know that the economy is down and I don’t blame the company, but there’s 1 thing I know for sure. Jobs are no longer stable. It’s true, and with AI coming in, things are going to get worse. So for anyone out there who’s also retrenched, the best thing I did for myself was to do a career sw
Jt Jingting

Jt Jingting

35 suka

Jt Jingting
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www.zhongjingting.com

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šŸ’”Design-led Financial Planning It’s not more, it’s how it fits 🧩 🪪PFA27Dec24KK57