How to break free of salary!!

How to get out of the month

1. We start by clearing the credit card installments, instalments, instalments, and here we focus first, now clearing more than 90%, but there is still a little bit of insurance and extra tuition.

2. We write down the income and expenditure every day. This gives us the most money to spend and then analyzes how much money we spend per month, how much we buy, how much we buy, how much money we spend.

3. We reduce the extravagance clearly, but before shopping a lot. Currently, buy only the necessary items and have some shopping. During the raw deduction, clear the credit card is not shopping at all.

4. We find extra work. We work almost 30 days. There are 1-2 days off. This helps a lot.

5. Although we earn a lot more money, we pay our salary only 12,000 per month, approximately not including the fixed cost. 12,000 is the cost of eating, travel, home shopping, medicine, emergency, shopping. (We actually divide it into very detailed categories. We divide it into Make.)

6. When using a separate credit card, always pay. Practice it as a habit. Use a credit card to receive points is good if we pay in full or pay without installment.

7. Nowadays, we earn more money, but we spend a lot less, so we have money to spare. We started in August, when we left the last $10,000 in the account with the gold sold to pay the expenses. At the end of December, we will have 6 digits of money to do business again.

Everyone, let's find out where we're good at spending money, let's reduce it there, give up a little bit, the first two months of torture, go through and start.

Or anyone who has already cut costs is not enough to consider finding an extra job. Ours, without extra work, cannot recover at all (now we work without balancing, hahaha, but not as suffering as when without money).

# Finance # Financial planning # Credit card # makebykbank