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ゆっち⌇2,000万貯めた主婦

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within the budget...

Housewife "Yutchi" who saved 20 million yen in 5 years of marriage ☺️

Other posts from here 👉@ゆっち⌇2,000万貯めた主婦

I was able to stay on budget in September 🥺💗

And finally

i haven't seen him in over a year.

I cancelled the TV 🥹✨

Just put it out for collection and dispose of it!

it's only 500 yen lower as a fixed cost

With the TV going away,

The room is clean and the heart ✌️

Even now, with 23 million saved,

that we can do without changing our standard of living

The style of doing it will not change 🙆🏻‍♀️

Let's start with what everyone can do ☺️

Household Management Household Management Beginner Studying money. How to increase your money Knowledge of money

2025/11/3 Edited to

私は9月の生活費を詳しく見直して、予算22万円の目標を守れたことにとても満足しています。特にテレビの解約は大きな決断でしたが、月々500円の節約だけでなく、部屋や心のスペースもスッキリしておすすめです。収入は夫が会社員で47歳、私は在宅フリーランスで33歳。2人暮らしのため22万円の生活費は十分ゆとりがあり、余剰は貯金や投資に回せています。9月は私が4日間韓国旅行に行ったため食費が抑えられましたが、普段から外食費や日用品費も工夫しながら予算内でやりくりしています。固定費も電気代やガス代、水道代、ネット代、スマホ代を細かくチェック。不要な支出を減らし、無理なく家計を管理することが長続きのコツです。毎月の支出を把握して目標を決めると、無理なく節約できると実感しています。また新NISAの積立や仮想通貨も少額ずつ投資に回しており、将来の資産形成も忘れません。節約ばかりでなく、たまの外食や旅行も楽しみながら続けることが成功の秘訣です。これからも生活水準は変えず、できることをコツコツ続けていきたいです。初心者の方には、まず収支を把握して固定費の見直し、不要な物の断捨離から始めることをおすすめします。家計管理は一朝一夕ではうまくいかないので、焦らずできることから少しずつ取り組んでみてください。私の体験が参考になれば嬉しいです！

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