💍 If your partner earns twice your salary, should you still split everything 50/50? Imagine this: 👨 Partner A earns $6,000/month 👩 Partner B earns $3,000/month Both have $3,000 in shared household expenses. If they split 50/50, each pays $1,500. Sounds fair, right? 🤔 But here'

Most couples spend months planning their BTO, wedding venue, renovation and honeymoon… 🏡 But here's something that often gets overlooked — how are you actually going to manage your finances as a couple? 👀 Will you combine your income? Keep separate accounts? Split everything 50/50? Or con

Meet the two bosses of my household 🐶❤️ Introducing Heidi & Asher, my two very different furkids HAHAHA 👑 Heidi (The Firstborn) My 5-year-old Pomsky princess who enjoys her personal space, judges everyone silently and believes the world revolves around her. Basically an introvert with ex

So we’ve talked about where to start with BTO and the different payments to prepare for… but how much do we actually need? 👀 Let’s say you and your partner are eyeing a $500k BTO 🏠 How much can you potentially finance through an HDB loan? How do housing grants and CPF come into play? And what abo

When I first started, I somehow thought that by Year 2, I’d feel super confident and know exactly what I was doing. Turns out… not really 😂 There were good days, messy days, days I felt like I was growing, and days I wondered if I was even getting anywhere. But looking back, I realised growth di

Been trying to build a healthier routine around my work lately 🏃🏻‍♀️🏋🏻‍♀️💗 One thing about having a flexible work schedule is that technically… nobody is forcing me to wake up early or be in the office at a certain time 😂 But I realised that too much flexibility without structure = my whole d

Been trying to get into a better routine lately! Eating better, moving more & just being a little more intentional with how I take care of myself 🫶🏻 Packing my own lunch has become one of the little habits I’ve actually been enjoying 🍱 Most meals are around $5–6, I can control my portions &a

Previously, I shared a simple roadmap on where to start when you’re planning for a BTO 🏠 But once you know where to start, the next question is usually… “Okay, so when do we actually need to start paying? 😭💸” Because your BTO isn’t just one big payment. There are different payments to prepare

BTO-ing with your partner sounds exciting… until you realise there are SO many things to figure out 😭🏠 HFE? Grants? CPF? Cash? Loan? Reno? And most importantly, how much can we actually afford comfortably? So I put together a simple BTO roadmap for couples who are just starting to plan for th

Been trying to get back into a routine lately showing up for work, moving my body, meal prepping (!!!), making time for my favourite people & enjoying the little moments in between 🤍 Nothing super exciting, just slowly building a life that feels good to me again. One day at a time ☁️ #

You’ve probably heard people say, “Just put money into SRS, can save tax!” But… how much are you actually saving? 👀 Even if 3 people contribute the same $15,300 into SRS, their tax savings can be quite different depending on their chargeable income. And saving tax now is only one part of

Singapore is officially a super-aged society 🇸🇬 Sounds like something quite far away when we’re only in our 20s & 30s right? But actually, it affects our generation more than we think. As our parents get older, we may eventually find ourselves juggling their needs, paying for our own home

Asher came into our lives needing more care than most. Sick, tiny, and looking for a family who could give him a second chance. We weren't even looking to adopt but the moment we heard about him, there was only one answer❤️ Swipe through to see how a tiny, fragile pup became the heart of our

Before you get a dog please read this! I'm a mum to two dogs, Heidi & Asher. And this journey with them has taught me that owning a pet means signing up for everything — the joy AND the tough stuff. Swipe through and ask yourself honestly: are you ready to show up on the hard days too?

Bali is the one place I refuse to make plans. No reservations, no itinerary — just "what should we do next?" energy. After being so busy in Singapore, that slow, spontaneous vibe is exactly what I need. But not planning will humble you real quick😭 My bf and I tried to walk into Pennylane f

✨ Your beginner's guide to investing Honestly, nobody really teaches us this stuff growing up. The whole banking and investment scene can feel overwhelming. So here's a simple breakdown of 3 investment types you'll actually encounter here — explained the way I'd explain it to