How Much I Paid at SGH? (Prenatal to Delivery)
📝 Some background
• Found out I was pregnant around week 10 (April 2025)
• Went to a polyclinic to get an SGH referral for subsidised rates
• Stayed on the subsidised route until week 32
• Switched to the private route at SGH from week 36 onwards
• Consultation fees varied depending on the doctor’s seniority
• Chose a B1 ward for delivery
• The biggest costs were the NIPT test and discharge bill
📸 What each image means:
1️⃣ Discharge Bill (Mum)
2️⃣ Discharge Bill (Baby)
3️⃣ Prenatal NIPT Bill
4️⃣ Prenatal cost breakdown + total cost (Mum + Baby)
5️⃣ SGH Delivery Estimated Charges
💰 Total cost overview
The total cost of my pregnancy up till the first post delivery follow-up consultation at SGH came up to ~$13.4k. This includes additional polyclinic checks for baby’s jaundice and monitoring.
⚠ ️ Side Notes:
My baby needed to stay in HDU for monitoring, so the baby’s bill may be slightly higher than babies who went straight to the nursery. I also had a natural birth without epidural, so the cost may be lower compared to a C-section or epidural delivery.
Hope this cost breakdown is helpful for mummies who are planning to deliver at SGH 💕🥰
From my journey, I learned that the SGH maternity package costs can vary significantly depending on your route and choices. While I started with subsidised care via polyclinic referral until week 32, switching to private consultations after week 36 increased the costs notably. If you're considering the SGH delivery package, knowing the differences in ward types is crucial — I chose a Class B1 ward which balanced comfort and cost. For context, higher-class wards like A1 would have resulted in much higher daily rates. Additionally, delivery methods impact the overall bill; my natural birth without epidural was less costly compared to what a Caesarean or epidural delivery would cost, as reflected in the estimated SGH prices. Costs like the NIPT (Non-Invasive Prenatal Testing) were significant expenses but essential for prenatal screening. It's helpful to prepare for potential baby monitoring charges, like my baby's HDU stay, which added to the newborn's bill. Subsidies and Medisave claims greatly reduced out-of-pocket payments, but it's wise to expect some final payable amounts especially on non-subsidised private care or specific tests. Planning ahead, I recommend contacting SGH financial counselling to clarify your expected expenses and possible subsidies. Keeping track of all bills and understanding each charge category — from consultation fees to ward and treatment fees — helped me manage the financial side of my maternity journey more confidently. If you’re budgeting for delivery at SGH, reviewing their maternity package details, ward rates, and coverage by MediShield Life and Medisave will give you a better financial roadmap. My experience shows that transparency and informed choices can ease the financial planning for this special chapter.
Hello! How many weeks before you do nipt?