Internal vs. External Moonlighting 🌙

I made another post about WHAT moonlighting is ( working overtime in residency, essentially), but there are different TYPES of moonlighting.

1. Internal= meaning you work at the institution you're already at. Pro of this is you don't need extra liability insurance as you are already insured since you're already an employee there. Con- sometimes they may pay less than other places

2. External= working at a different institution than your own. Con- you need your own liability insurance but Pro is that you can go where they pay you the most and work in your setting of choice ! Overall, both are amazing options.

#lemon8partner #physician #residency #career

2024/9/25 Edited to

... Read moreHey fellow medical professionals and aspiring residents! When you're in the thick of residency, every penny counts and every opportunity to build your skills is golden. That's why moonlighting, or working extra shifts outside your primary residency duties, often becomes a hot topic. While my previous post covered the basics, let's dive deeper into the practicalities and nuances of internal versus external moonlighting, especially for those of us wearing scrubs daily. Many of you might be wondering, "what does the term internal moonlighting refer to?" Simply put, internal moonlighting means picking up extra shifts or responsibilities within the same institution where you're already a resident. Think of it as taking on additional tasks to help your hospital reduce its workload, often by covering gaps that might otherwise require hiring part-time workers or even outsourcing some patient care. For example, you might cover extra overnight calls in a different department, assist in a busy clinic within your hospital system, or take on shifts in a related service. The biggest 'pro' here, as I've experienced, is the seamless liability coverage—you're typically already insured under the institution's umbrella, so there's no need to seek out separate malpractice insurance. However, the pay might sometimes be a bit lower compared to external opportunities. It's a trade-off for convenience and familiarity, as you're already comfortable with the hospital's electronic health record system, protocols, and staff. Now, let's talk about external moonlighting, which involves working at a different institution altogether. This is often what people mean by "allowing employees to work for another organisation during off-hours." These opportunities can be incredibly varied, from staffing urgent care centers to covering shifts at smaller community hospitals or even locum tenens work. The key advantage here is often higher pay rates, as these institutions are usually competing for your skills. Plus, you get the freedom to choose your setting, potentially exploring different types of practice or patient populations. However, the 'con' that often gives residents pause is the need for your own liability insurance. This isn't just a small detail; securing adequate malpractice insurance is a significant step, and understanding coverage types, like "occurrence-based" vs. "claims-made" and the need for "tail coverage" if you go the latter route, is crucial. It adds an extra layer of administrative work and cost, but for many, the financial and experiential benefits outweigh this hurdle. From an institutional perspective, moonlighting by residents can be a valuable way for hospitals to address staffing needs without necessarily "giving additional responsibilities to existing staff" in the traditional sense, but rather by utilizing an already skilled and available workforce for specific tasks. For residents, it's about balancing the demands of training with personal financial goals and professional development. When weighing your moonlighting options, consider your residency program's specific policies. Some programs are very supportive, while others might have strict limitations or even outright prohibitions on external moonlighting due to concerns about fatigue or impact on primary training. Always check with your program director or chief resident first! Think about how these "different moonlighting options" will affect your energy levels, study time, and overall well-being. Whether you're in green scrubs or pink scrubs, the goal is to enhance your career and financial situation without compromising your learning or risking burnout. Both internal and external moonlighting can be amazing opportunities to gain diverse experiences and boost your income, but understanding the practical implications of each is key to making the best choice for you.

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