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Anytime Fitness Buangkok gym review
Overall Review Size: 3/5 ⭐️ Lighting: 4.5/5 ⭐️ Machines: 5/5 ⭐️ Location: 5/5 ⭐️ Breakdown: At first glance, the gym has pretty good lighting, although I’ve definitely seen better. The biggest downside is the size — this gym is REALLY small. 😭 That said, the variety of machines is hone
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Boombling

ถูกใจ 4 ครั้ง

A peek into a 22y.o investment portfolio
This year has been filled with ups and downs. My portfolio barely grew as I’ve been very cautious with my allocations and kept a large amount of cash on the sidelines. Nonetheless, it still grew. My biggest holdings this year: S&P 500 ⬆️ UNH ⬆️ Microsoft ⬆️ Meta ⬇️ Bitcoin ⬇️ It’s
Boombling

Boombling

ถูกใจ 40 ครั้ง

Financial literacy is easy
Financial literacy doesn’t require expensive courses, complicated classes or even a financial advisor. At its core, it’s pretty simple: 1. Pay your bills 2. Allocate your savings 3. Invest The biggest reason many people struggle to save enough isn’t necessarily how much they earn, but how m
Boombling

Boombling

ถูกใจ 1 ครั้ง

EVERYTHING about the basics of CPF
CPF (Central Provident Fund) CPF is a group of accounts created by the Singapore government to help ensure that citizens have enough savings for retirement. OA (Ordinary Account) – Housing, investments, and retirement SA (Special Account) – Retirement MA (MediSave Account) – Medical expense
Boombling

Boombling

ถูกใจ 34 ครั้ง

I save only 5% of my salary and here’s why..
Here’s a rough breakdown of how I allocate my salary: * Investments: 50% * Food: 15% * Parents: 10% * Savings: 5% * Transport: 5% * Insurance: 5% * Miscellaneous: 10% For context: I’m 22 years old and currently working full-time as a civil servant. I live with my family, so I’m fortu
Boombling

Boombling

ถูกใจ 31 ครั้ง

Is $1000 on gym worth it?
‼️Not an ad for anytime fitness Why did I decide to commit to an Anytime Fitness membership. For context: I’ve been going to the gym for a year or so. 💰 Cost: $1,271 for 1 year & 1 month (one-time payment + key fob) At first glance, spending over $1,000 on a gym membership sounds
Boombling

Boombling

ถูกใจ 16 ครั้ง

How long will it take for YOU to reach $1 mil
For this example, I used an estimated annual salary of $44,000 SGD and assumed 25% of that salary is invested yearly, which is admittedly quite aggressive. But that aligns with my personal investment strategy — to brute force my investment goals early so I can maximise compounding. The idea is t
Boombling

Boombling

ถูกใจ 6 ครั้ง

What’s Inside a 22y.o Singaporean Portfolio
Positions: 1. VOO S&P 500 ETF 2. MSFT 3. UNH 4. META 5. IBIT 6. VEU World ETF Why I chose these positions: ✅ ETFs as the backbone of investing ETFs make it easy to get instant diversification. With very low expense ratios (around 0.03%–0.04%), they help keep costs down. They also
Boombling

Boombling

ถูกใจ 220 ครั้ง

Never sell your investments and here’s why.
Take a look at this ETF — VOO (S&P 500) * It has hit a new all-time high again 📈 * The S&P 500 has already recorded 26 new record highs in 2026 so far. * The index is up about 8-9% year-to-date as of the end of May. * Despite the strong performance, it has still gone through multi
Boombling

Boombling

ถูกใจ 6 ครั้ง

How much did I invest? 22y.o
I have 2 main accounts 1. MOOMOO (US Holdings) 2. LONGBRIDGE (SG Holdings) Before I tell you guys about how I got this far, this is how I think YOU should invest if you’re in your 20s. Invest aggressively. If you work in the private sector, perhaps keep 3 months worth of savings for
Boombling

Boombling

ถูกใจ 119 ครั้ง

How I plan to manage my investments
After a few back and forth experiences and dealing with mistakes that have cost me thousands of dollars, I’ve decided that this is the best way for me to invest my money. I’m 22. At first, I thought I could handle the risks and volatility, but it still affected me and led to several mistakes. If
Boombling

Boombling

ถูกใจ 38 ครั้ง

How you can start investing
Investing is simple but scary. Seeing your hard earn money fluctuating up and down is often time stressful. The easiest way to invest: Regular Savings Plan (RSP) 📝RSP is a feature on a brokerage that allows you to directly invest into a stock of your choice every month In this example I
Boombling

Boombling

ถูกใจ 11 ครั้ง

Why invest in etf?
Exchange Traded Funds (ETF) Think of it as a basket of companies. If one company “goes down”, there are many others to balance it out, so you wouldn’t lose as much compared to investing in a single company. Let’s keep it simple 1. A “Safer” bet ✅ETFs are generally less volatile compared
Boombling

Boombling

ถูกใจ 9 ครั้ง

How did I manage to save $63k in 2 years?
I’m 22 this year. I don’t come from a wealthy family, and I wouldn’t say I spend much either, pretty thrifty most of the time except when it comes to food 😗 I’m still living with my parents, so I don’t pay for utilities, but I do give them 10% of my take home pay as a small gesture of gratitude
Boombling

Boombling

ถูกใจ 11 ครั้ง

I don’t keep money in my bank, Here’s why.
Inflation is an a**. In Singapore, inflation averages around 2 to 3% a year. That means every $100 sitting in your bank slowly loses value and becomes about $97 to $98 in purchasing power over time. So where do I keep my money? I’m heavily invested in stocks, basically paper assets. I use my
Boombling

Boombling

ถูกใจ 10 ครั้ง

Why I chose to spend on gym membership…
This post isn’t meant to influence anyone to get a gym membership. Before making such a big purchase, I went through a lot of thought. 1. I’m not new to the gym—I’ve been going to EnergyOne Gym for the past year, consistently at least 3 times a week. I know I can commit for the next year
Boombling

Boombling

ถูกใจ 25 ครั้ง

Is it financially smart to get one?
Cars are often considered the ultimate luxury in Singapore, yet lately, everyone seems to be chasing a Class 3A Automatic license. It has become such a common milestone that many view it as a trend rather than a tool. While getting a license is a major life goal for many, we often overlook the stag
Boombling

Boombling

ถูกใจ 10 ครั้ง

I make my money work for me ~$20k SGD
It’s important not to keep too much money sitting in the bank. Inflation is brutal. On average, it eats away about 2–3% of your money every year. If you had $100,000 sitting in your bank account, you’d effectively be losing around $2,000 to $3,000 in purchasing power each year. I personally u
Boombling

Boombling

ถูกใจ 8 ครั้ง

How much I had spent in Feb, 22 y.o
In total: $1281.95 (Without investments) Investments: $1640 F&B: $307.70 Transport: $58.36 Stuff/ items: $324.32 insurance: $142.75 Poly school fees: $143 Parents: $300 Netflix: $6 Admittedly, this is the most I’ve ever spent in a single month and here’s why. I gave myself a sli
Boombling

Boombling

ถูกใจ 26 ครั้ง

How I invest $1700
My Fixed Monthly Investments ($1,700 Total) 1. VOO S&P 500 $1,000 This is a US-based ETF that tracks the top 500 companies in the United States. Historically, it has delivered an annualized return of around 8 to 10 percent, making it a strong long-term core investment. However, as a
Boombling

Boombling

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