636 followers

Follow

Follow

Follow

1/7

1 saved

2

11

What I spent this week✨

Ditch rounds my everyday purchases and sends the extra change towards my car loan. You can use it too to pay off your debt faster💪 #financetips #debtfreejourney #debtpayoff #financeapp #fyp

2024/12/16 Edited to

Managing personal finance can often feel overwhelming, but tools like the Ditch app provide innovative solutions to simplify the process. By rounding up everyday purchases, users can allocate small amounts of extra change towards significant financial goals, such as paying off a car loan. With the roundups from typical expenses—like groceries or holiday gifts—individuals can accumulate cash without feeling the pinch in their budgeting. For instance, if your groceries cost $58.10, rounding up by just $0.90 might seem minor at first. However, consistently applying this method over time can lead to substantial additional payments that accelerate your debt repayment strategy. The concept of using rounding apps is not only convenient but can also motivate users on their debt-free journeys. Sharing experiences on platforms dedicated to financial health, such as forums and social media, can provide support and encouragement. Many users discover that tracking small expenses leads to larger savings and helps in developing healthier financial habits. The Ditch app exemplifies this approach, making it straightforward to send your spare change to your car loan and fundamentally shift how you view everyday spending. Embrace the journey towards becoming debt-free, and explore user testimonies on how rounding apps transformed their financial landscape.

11 comments

Welcome! So excited to see more from you in the future💛

Related posts

what i spent this week as a 20yr old

recently i have been really focusing on saving as much money as possible with a small budget. my weekly budget is set at $100, and this week i spent $88!! any money not used will be put in savings- that means $12 in savings!! not much but it’s something so i’ll take it!! i’m on summer break right n

228 likes

A woman stands in a multi-level library with bookshelves, with text overlay asking "How much $$$ You need for a week in Seoul 🇰🇷" and indicating to swipe for flight, hotel, and activity costs.

What I spent for a week in Seoul 🇰🇷

If your looking to budget your next trip and it just so happens to be South Korea, I got you 😉 Comment 🇰🇷 for a 7 Day itinerary! Flight $800-$1500 ✈️ No, I have seen flights go as low as $730 this past summer all the way up to two to $3000 depending on the seat in the airline. The best tip

1411 likes

A woman in red sunglasses and a white shirt takes a selfie on a city street, with text overlay stating 'how much I spent this week as a 28 year old in NYC'.

A hand holds a Pop Mart blind box featuring a bunny character, with text overlay detailing Monday's expenses including sweetgreen, matcha, and commute costs.

A table set with dinner plates, including a burger and fries, and a martini glass, with text overlay listing Tuesday's expenses for commute, matcha, and dinner.

how much I spent this week as a 28 year old in NYC

did barely any shopping this week but had a few big ticket costs - as you can see, having dogs in manhattan ain’t cheap! also had a couple expensive dinner moments (thank you Marlow East and Anassa Tavern) BUT they were both so worth it. Anassa is some of the best greek food i’ve ever had in my

545 likes

A woman sits at an outdoor restaurant table with text overlays "I LIVED IN ITALY for free", "HOW I DID IT", and "HOW MUCH I SPENT", inviting viewers to swipe for details on her experience volunteering in Italy.

A woman sweeps a floor in a hostel room, illustrating her volunteer work. Text explains she volunteered for 3 months, receiving free accommodation and meals for 25 hours of work per week, including cleaning and reception duties.

A table set with plates of pasta and drinks, detailing the monthly expenses for living in Italy. Text explains money was spent on leisure, exploring, and toiletries, with a breakdown of train tickets, dining out, and toiletries costs.

How I lived in Italy for free and what I spent 🇮🇹

Here’s how I did it ⬇️ I volunteered in a hostel for 3 months! I received completely free accommodation and 3 meals per day in exchange for 25 hours of work per week with 2 days off. I found the opportunity through Worldpackers. 🌍 My tasks ranged from cleaning the rooms, reception, helping w

753 likes

A takeout container filled with oxtail stew, rice, and a side of cooked cabbage, representing a dinner meal.

A sheet of decorative stickers featuring various colorful birds and butterflies, intended for a planner or Kindle cover.

A hand holding a collection of colorful erasable pens, specifically Frixion pens, against a composition book background.

What I Spent This Week As A 28 Year Old In Tampa ✨

This is all I spent this week as a 28-year-old living in Tampa, Florida!! Oxtail Dinner : I watched a video the other day of a lady making oxtail and I knew I had to get it! If you like oxtail, you know it is not cheap so this cost me a whopping $36.95 😅 not a drop was left!! This was from Jerk P

565 likes

An aerial view shows a person floating in clear, shallow turquoise water, with the text overlay "How to travel Maldives under $400 (1 Week)" highlighting budget travel tips for the Maldives.

A white sailboat with red stripes glides on crystal-clear turquoise water under a blue sky, illustrating affordable transportation options in the Maldives, with text stating ferry costs are $1 to $7.

An overwater bungalow with a wooden deck extends into the clear blue ocean under a bright sky, representing budget-friendly accommodation in the Maldives, with rooms available for as low as $18 per night.

How to travel the Maldives under $400 (1 Week)

Here's how to enjoy the Maldives without spending too much money. Transportation: Getting around the Maldives is quite affordable. The ferry between islands typically costs between 💰Price:$1 to $7, making island hopping accessible even on a tight budget. On many islands, walking or biking

3456 likes

How Much I Spent Bi-Weekly As A 22 Year Old in FL

Here’s a brief breakdown of my bi-weekly spending. Being post-grad for the first time is a rude awakening. In college I spent money whenever I wanted without thinking my—and most of the time the money wasn’t mine, so it wasn’t as important to me. But now with my own salary, it’s been crucial to wri

161 likes

How much I spent weekly as a mom on groceries

I don’t claim to be a good budgeter but I do like that I can track so easily what I spend on groceries! I use Kroger delivery and it’s free because I pay for the yearly boost subscription. This subscription pays for itself 2x with the gas points we use in a year (you get double) AND you get fre

88 likes

A desk with an open book, 'Katabasis' by R.F. Kuang, featuring a woman's image and text from Chapter 39. A record player, plush toys, and art supplies are also visible, highlighting the user's current activities.

A gaming setup displays Genshin Impact gameplay and character details. A bookshelf filled with books like 'The Poppy War' and 'Divine Rivals' stands beside it, with new aespa posters on the wall.

A desk organized with journals, stationary, pencils, a pumpkin candle, an aespa album, and a Kindle. An open book is labeled 'current read,' surrounded by various desk accessories.

what’s on my desk this week 🌙

listening: taylor swift, aespa, nmixx (finally we got a full album from them 😭), ive also been loving atm by jihyo on twice’s ten years anniversary album playing: genshin impact!! this game has me in its clutches again watching: silent hill f gameplay bc im too broke to buy it rn 🙂‍↕️ rea

83 likes

what i spend in a week as a 31 year old girly🤍✨🫶

This week was all about birthday prep, a little self-care, and treating myself but I still tried to stay mindful of my spending. I’m a 31-year-old girly living in Southern California, and here’s a full breakdown of where my money went during the second week of July. I got a pedicure, grabbed some f

308 likes

How much I spent this week

How Much I Spent This Week As An 18 Year Old Hostess Living In South Florida Who Is Getting Ready To Move To College 💐🪞 Additional Tips : Tracking what I spend each day has really been helping me save more as well as being more aware of how much money I am spending on things I don’t need 🩷 Mo

145 likes

A young woman with highlighted hair smiles at the camera, with text overlay stating 'HOW MUCH I SPENT THIS WEEK AS A BARISTA LIVING IN TULSA, OK'.

A scenic view of a rainbow over trees and a road, detailing Sunday's spending on a shopping platform and a restaurant, Monday's nail salon expense, and Tuesday's zero spending.

A nighttime cityscape with palm trees and illuminated buildings, showing Wednesday's tuition and store spending, followed by zero spending for Thursday through Sunday.

How much I spent this week as a barista living in

Let’s break down my spending this week as a barista living in Tulsa, Oklahoma! Starting off, on Sunday I bought a Brumate off of the TikTok Shop. I also went to dinner with my friends at Texas Roadhouse. My total for the day was $56.26. Monday, I got a fill on my nails and spent $45! Tuesday was

142 likes

What I read this week 🫶✨

#readingvlog #readingwrapup #readingtracker #booktoker #bookrecommendation

24 likes

Last week’s spending report! :)

Here is a look into what I spent last week working full time as an influencer marketing intern in New York City! Today I budgeted pretty hard and had a super low spend week! Follow to see next week’s spending and a spend report at the end of the month! This week’s total was … $61.19 ! 📍 City/Count

344 likes

How Much I Spent as a MKT Intern in LA this Week 💸

I’ve been tracking my spending this week as a fun little reality check living in Los Angeles while working my internship. Here’s a quick breakdown of some everyday expenses that surprisingly find how much I save money by cooking more👀 🧸 Labubu + Outfit – I treated myself to a new Labubu figure (

606 likes

How I spent my two days off

I get 48 hours( two days off) and I try to find a balance between lazy but productive! My first day off this week I had two appointments back to back so it was a bit crazy! I also managed to not eat out at all my two days off so proud of me for that! Finally, in bed watching Off Campus for the seco

31 likes

Time spent studying 📚 ✏️🕦

#studyingvibes #college #studentlife #university #studying #collegestudent #collegestudying #studyinghabits #Lemon8Diary

119 likes

A woman smiles on a rocky mountain path next to a traditional building built into a cliff face in Appenzell, Switzerland, with text stating a week-long trip cost less than $1,000.

A modern bedroom with a bed, wooden headboard, and window, displaying the accommodation cost of $471 for a week in Appenzell, Switzerland.

Two plates of food are on a table inside a restaurant with large windows offering a scenic view of mountains, showing the food and drinks cost of $350.

Can you guess how much I spent?!

Appenzell - Sweet sweet Switzerland! I love you and you can be so expensive, but I’m so glad I found Appenzell! Accommodations are much cheaper in this small town compared to places like Lauterbrunnen or Grindelwald. While food and accommodations might still break the bank a bit, the hiking trail

83 likes

A nurse in scrubs holding a baby, with text overlay "WHAT I SPENT THIS WEEK as a 29 yo nurse with 2 kids," introducing a weekly spending breakdown.

A grocery store display featuring various fresh vegetables like radishes, beets, and celery, with a text overlay stating "Groceries = $250."

A gas station with red and white pumps and a car in the background, featuring a text overlay that reads "Gas = $50."

How Much I Spent This Week As a Nurse With 2 Kids

Being a nurse with 2 toddlers means budgeting is… creative 😅 I try to plan ahead, but some weeks just cost more — and this was one of them! Between daycare and bills, I’m always looking for little ways to save (like curbside groceries to avoid impulse buys or sharing streaming accounts with family)

63 likes

WHAT I SPENT THIS WEEKAS A 19 YEAR OLD GIRL IN TUL

Let’s break down exactly what I spent this week as a 19-year-old living in Tulsa, Oklahoma! I love tracking my spending weekly because it helps me stay accountable and see where my money is actually going. This week added up to $176.26, and here’s how it broke down: On Sunday, I gave $49 for tit

107 likes

A person takes a mirror selfie, holding a drink and a pink purse. The image has a text overlay stating, "what i spent in a week as a 23 year old living in south florida!!!"

Three drinks and a pink menu from B & Co. are on a white table, with a pink purse nearby. An overlay lists weekly spending: food $80, gas $30, activities $100, clothes $200, savings/invest $400.

Palm trees are silhouetted against a sunset sky with pink clouds. A building and a fence are visible in the background. A text overlay states, "total: $840".

what i spend in a week as a 24 year old

What I spent this week as a 23-year-old girl living in South Florida! I have a budget that I follow to track my spending and saving habits. I make sure to put the most amount of my paycheck into savings and investing, then divide the remainder of my paycheck into needs and wants. This week I spent

35 likes

how much i spent this week on summer break!!!

this week i spent a total of $202 while visiting my hometown during my summer break in Physician Assistant school! i have a weekly budget of $400 for food, gas, fun, and emergencies. i try to stay as far under $400 as possible so i can save extra in case i need it later! this week i stayed at home

371 likes

What I read this week 🤓

What did you read? What did you read last week? I read some amazing books: 2 ebooks and 5 audiobooks I was deep in my @catherinecowlesauthor era. I’m currently working my way through her entire backlog and loving it!! My favorite book this week was the audio of First Time Caller by @

12 likes

A person stands in front of a full-length mirror, wearing a denim jacket, black wide-leg pants, and white sneakers. Text overlay reads "what i spend in a week as a 31 year old girly living in socal july week 4".

A light gray insulated cup, a black gym bag, and a white sneaker are on a dark gray mat. Text overlay details spending for the 22nd: $20 for a massage tip and $5.42 for a drink and snack.

A hand holds two bottles of Pressed Juicery juice, one small red and one larger orange. Text overlay indicates "23rd & 24th: $0!!!" and "2 no spend days in a row! YAY! ty to my bestie for the pressed <3".

What I spend in a week as a 31 year old in SoCal✨🫶

If you’re curious about what a realistic week of spending looks like in Southern California, this is what I spent in a week as a 31-year-old girly living in SoCal I'm currently on a mission to save more, spend less, and pay off debt without being overly restrictive or depriving myself of the t

17 likes

An interior view of an Aldi grocery store with produce and shelves, featuring text overlays indicating a $90 grocery haul.

A collection of carbohydrate-based groceries, including flour tortillas, spaghetti, plain bagels, and sliced bread rolls.

Various protein food items such as chicken melts, breaded chicken fillets, sliced beef steaks, chicken nuggets, and thick-cut bacon.

I spent $90.00 @ Aldi

This week’s grocery line up!!! Couple different essentials this week and well as some non-essentials! #aldifind #aldigroceryhaul #groceries #grocerieshaul #aldi

1894 likes

A hand holding a clear plastic cup with a red iced drink from Seven Brew Drive Thru Coffee. The text overlay indicates 'Splurges (coffee/snacks)' and a cost of '$31'.

A white bowl filled with plain buttered egg noodles on a wooden table. The text overlay states 'Lunches out:' and shows a cost of '$54'.

What I Spent in a Week 💸 Georgia Trip Edition 🍑

Georgia trip on a budget lol 👏🏻 but let’s be real — I still splurged a little because what’s the point of traveling if you don’t treat yourself too? 🥰 Here’s where my $$ went this week: ☕ Coffee runs (like… 5 of them) → $31 🍝 Noodle lunches → $54 🍗 Cane’s dinners → $75 🛒 Publix groceries → $

335 likes

what i spent in a week as a 31 year old girly 🤍🫶🏻✨

This is what I spent in a week as a 31-year-old girly living in SoCal ✨ I’m currently on a mission to save more, spend less, and pay off debt without being overly restrictive or depriving myself of the things I love. This week was a little all over the place tbh, but I’ve learned to give myself

88 likes

Spent all week dreaming about the weekend… just to spend it recovering

The way I hype up the weekend like it’s about to be life-changing… then suddenly I’m horizontal, mentally checked out, and canceling plans I never actually made 😂 Burnout is real, and honestly? Resting is the plan now. If you relate, we’re in this together 🫶 #WeekendMood #BurnoutLife #Rel

180 likes

A hand holds two shopping bags, one brown Nordstrom bag and one blue bag, illustrating weekly spending for a family of three in Chicago suburbs.

The interior view of a car during a car wash, showing the dashboard and water streaks on the windshield, representing a $10 car wash expense.

A Costco receipt for groceries totaling $64.08, placed next to white flowers, detailing the cost of weekly groceries.

What i spent this week!

Here’s what I spent this week for our family of three for basic stuff and social commitments: 🚙 $10 car wash 🛒 $64.08 Costco groceries 🥘 $80 anniversary dinner 🎄 $16 supporting a friend’s small business at an exhibition 🌷 $15 on fresh flowers So a total of $185.08 Nothing fancy, just

14 likes

what i spent this week - a girl trying to save!!

not the best week of spending but could be worse!! #whatispentthisweek #savingmoney #tryingtosave #freshlemon8

34 likes

What I spent on my day off as a travel nurse ✨

Hey everyone! I went to California last week and had such a great time. These are stuff I spent on during my day off ✨ #travelwithme2024 #Lemon8Diary #fashionfinds #shareyourthoughts #storytime #lemon8challenge #dayinmylife #nurse #travelnurse #goyard

610 likes

What I Spent This Week 🫣✨ (Georgia Trip)

here’s what I actually spent this week in Georgia 😂 between getting my hair done for date night, gas for all the driving, 7brew (ofc), and a hotel… then literally $0 the rest of the week bc my bf does not let me spend a dime when he’s here 😭🤍 long distance girlies KNOW the vibe… you just wanna ha

5 likes

What we spent last week

We have been very mindful of our spending, staying within our means to be able to tackle this debt without restriction #budgeting #budgetfriendly #underconsumption #debtpayoff #momonabudget

153 likes

what I spent in a week

#whatispendinaweek #whatispent #budgetingjourney #budgetbestie #budgetingapp

20 likes

What I spent this week living in Tampa

what i spent this week as a 23 year old living in Tampa! I am currently a PA student, and am conscious on my spending habits. I typically spend $150 per week on groceries at Sprouts, $30 on gas to drive to and from school, and $30 on matcha at local coffee shops when studying! This week I spent $30

26 likes

How much I spent this week

Here's everything I spent the first week of April as a financial girly that stays on track with making sure she's sticking to her budget Setting up weekly check-in with myself has been a game changer when it comes to my finances and just making sure I'm still on track with my goals!

40 likes

See more