Stock VS Fund Who Fits Which One?📊💰

📅 towards the end of the year. Anyone who has been planning to start investing or investing for a while, but still can't find an asset that works for themselves. Stop by here before today, we're going to catch a style of investing like money stocks, VS funds, who will suit which one. Let's see. 🎉

1️⃣ shares is that we buy shares of a company with the status of "business owner" of the company directly. The growth and profit of the company is reflected through the immediate share price, which is of course more volatile, but it provides a higher return opportunity in the long run.

2️⃣ This mutual fund will be managed by a Thai blog that will pool our investments into assets of our choice. There will be a management fund manager with an index-based, gold-based, fixed income and active fund. The manager will always choose shares and adjust the portfolio.

🙋‍♂️ who fits which one? 🙋‍♂️

Stock 📊 is suitable for people who have time or are well-versed in the stock market because they have to look at the financial proportions and the world situations that need to be updated. Because shareholding is like part ownership, these data are useful for investing. Want to grow, like analysis, have to come to individual stocks.

Fund 💰 fits people who have just started or who don't have time to study individual stocks but want to save long-term money to invest in mutual funds, and now there is a gold index, a stock theme included in one basket, and a fund manager to manage it.

🚨 risk of both. 🚨

The stock ⚠️ of course fluctuates according to economic conditions and news, and some stocks have negative earnings, bad results, and if they are still held, they can continue to make losses, and the exchange rate because they go directly to buy foreign stocks, for example, we made the first investment, redeemed USD at 36 baht, but now USD is 32.29 = a loss of currency.

⚠️ fund, one of the things that will definitely hit the fund is fees, the higher it will also reduce returns. The fund will also lose, even if there is a manager if the end fund goes down, but most people will choose an index fund that will fall less strongly than the individual stock.

🧑‍💻 we do? 🙋‍♂️

In the beginning, we didn't buy any individual stocks, but chose a mutual fund first, such as the S & P 500 Nasdaq-100 Global Stock Index. Also, starting at the mutual fund made us calm down. We didn't have to watch the graph all day long to check the price. Then we studied more and started buying the individual stock and studying the stock information. According to some news, so our portfolio has one fund left and more individual ETFs.

📣 everyone. Right now, more stocks or funds. 📣

❗️ investment is risky. The information should be studied before making an investment decision. ❗️

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