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The right to pay matches the treatment difference!!

Why "right to pay the civil servants"?

To start having more drug differences, more treatment costs?

> > > Let's go see. < < <

📝 from Nov 1, 2025, where the copay of civil service rights began, especially with "cancer drugs" (in case of drug differences).

Everyone knows that the disease spends a lot of money on treatment and doesn't end at once. ❗❗

Let's see how.....

Why is there a greater difference to the right to pay that we thought was a strong net, but the future may not be strong enough to support all risks?

🎯, civil rights medical costs are skyrocketing every year.

(Year 67 has a disbursement of $106,557 million from a budget of $76,000 million)

🎯# Medical inflationThe higher 📈 every year makes the cost of drugs, the cost of treatments more expensive.

🎯 Thailand is entering the # elderly society, which is also increasing the retirement coverage rights.

🎯. Expenditure that adds to the recession.

⏩⏩ And this is why states need to tighten their belts to# Cost control💸💸

📌 How should civil servants plan to strengthen this net?

..........

Especially if that day, the day of retirement, detects a disease like# CancerWhich affects the greater difference in treatment costs.

Ex. Cancer drugs 15,000 needles each. Draw 5000.

The patient had to gouge himself for 10,000 baht.

Instead of living comfortably after retirement, you may have to worry about the cost of treatment.

Because the word "drawable" can be "undrawable."

Planning this with a little money through.

✅ Health insurance

✅ Malignant disease insurance.

It's probably worth it, and it's a solution to help manage this. 🌟

We can choose from a variety of different types. We can choose to match the insanity and budget we have. 💗

Consult / Inquire / Plan

........................................

💁 Financial Adviser and AIA Company Life Insurance

Prajira Chu helped (Chan)

👉 the drug doctor's page to plan the money.

Inbox or line

https://lin.ee/wxnYdgq

👉 @ 961jqiym

# The right to pay matches the difference

# Planning health in civil servants

# Bureaucrat

# Health insurance

# Disease insurance

# Risk transfer

# The drug doctor took the financial plan

# Online insurance

3/10 Edited to

... Read moreในฐานะผู้ที่ใกล้จะเกษียณและมีประสบการณ์ในการดูแลสุขภาพของคนในสำนักงานราชการ ผมขอแชร์ประสบการณ์และมุมมองส่วนตัวเพื่อช่วยให้เพื่อนข้าราชการเข้าใจและเตรียมพร้อมรับมือกับการเปลี่ยนแปลงที่เกิดขึ้นในระบบสิทธิจ่ายตรง ข้อสังเกตที่ชัดเจนคือยอดเบิกจ่ายค่ารักษาพยาบาลของสิทธิจ่ายตรงเพิ่มสูงขึ้นอย่างมากทุกปี เนื่องจากสาเหตุไรก็เป็นสิ่งที่ทุกคนรู้กันดี เช่น การแพทย์ที่ก้าวหน้าและยารักษาโรคร้ายแรงอย่างมะเร็งมีราคาสูงขึ้น รวมทั้งสังคมผู้สูงอายุที่ทำให้กลุ่มผู้ใช้สิทธิขยายตัวและใช้สิทธิมากขึ้น จากประสบการณ์ตรงที่ได้เห็นเพื่อนร่วมงานหลายคนต้องเจอปัญหาส่วนต่างค่ารักษา ทำให้เห็นความสำคัญของการมีประกันสุขภาพเสริมและประกันโรคร้ายที่เหมาะสม จริงๆ แล้วการลงทุนในประกันแบบนี้ไม่ใช่เรื่องที่เกินกำลังหรือเป็นภาระเกินไป เพราะค่ารักษาพยาบาลแต่ละอย่างเมื่อรวมกันแล้วอาจทำให้ชีวิตการเงินหลังเกษียณต้องสะดุดได้ นอกจากนี้ ผมแนะนำให้เพื่อนข้าราชการทุกคนเริ่มวางแผนตั้งแต่เนิ่นๆ เลือกประกันที่ตอบโจทย์ความต้องการและงบประมาณของตนเอง รวมทั้งศึกษาข้อมูลเงื่อนไขการเบิกจ่ายอย่างละเอียด เพื่อไม่ให้เกิดปัญหาการไม่คุ้มครองเมื่อถึงเวลาจำเป็น สุดท้ายนี้ การมีแผนสำรองด้านการเงินและสุขภาพ คือสิ่งที่ช่วยสร้างความมั่นใจและคลายความกังวลในช่วงเวลาเกษียณ เพราะเราไม่สามารถคาดเดาสุขภาพในอนาคตได้ แต่การวางแผนที่ดีจะช่วยให้คุณและครอบครัวพร้อมรับมือได้อย่างมั่นใจมากขึ้น

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