Can You Really Make a Big Profit From an Old HDB Flat Through VERS? 🤔

Can You Really Make a Big Profit From an Old HDB Flat Through VERS? 🤔 When people see an old HDB flat, they might think: “If VERS comes along, wouldn’t I get a big payout?” But I think that could be a dangerous assumption. A Business Times article today raised an interesting question.

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Pay lower price for 5 bedroom freehold condo and get double the space 🤯

$1.15M+ Savings vs Buying a Freehold Semi-D? 🤯 $5.5M for a 5-bedroom… but only about HALF the size? 🤔 This is why I think more people should look at this freehold option in District 28. Take Terra Hill. A completed 5-bedroom is now over $5.5M, but the size is roughly half of what you get h

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You Sell 54% of Your HDB Lease… But Get Only 42% of Its Value? 🤔

You Sell 54% of Your HDB Lease… But Get Only 42% of Its Value? 🤔 At 65, should you Lease Buyback your HDB… or sell the whole thing? Here's HDB's own example: a 4-room flat worth $450,000, 65 years of lease left. The owners are 65, want to keep 30 years, so they sell the remaining 3

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Can You Still Buy a 4-Room HDB Under $450K?

Can You Still Buy a 4-Room HDB Under $450K? A client asked me if she can buy a 4-room HDB under $450K? I checked. There are about 60 listings on PropertyGuru right now. So yes, they exist — the real question is whether they’re worth buying. Here’s the good news. You’re getting in at a f

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A Prestigious Property Can Still Be a Bad Investment 🚨

A Prestigious Property Can Still Be a Bad Investment 🚨 Singapore’s property market may be getting some support. Mortgage rates are falling, the 15-month wait-out period has been removed, and PropNex expects private property prices to rise around 3% to 4% for 2026. But there’s another story

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Freehold + CCR + good schools… still no profit?

Freehold + CCR + Good Schools… Still No Profit? 🤔 🚨 What if I told you a freehold condo in CCR, near good schools, could potentially make less money than a leasehold condo in OCR? Look at 35 Gilstead. The owner bought this 2-bedroom for about $1.78M in 2019. Now, 7 years later, it’s hea

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HDB prices falling, private property is rising. Are property markets diverging?

HDB Prices Are Falling. Private Property Is Rising. Are Singapore’s Property Markets Diverging? 🚨 HDB prices are falling, while private property prices are still rising. So… are Singapore’s property markets finally diverging? Yes — but there’s an important distinction. They are divergin

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$1,800+ psf for a FREEHOLD RCR condo? What’s the catch?

🚨 $1,800+ psf for a FREEHOLD RCR condo? What’s the catch? In today’s Singapore market, $2500-$3,000 psf for a city fringe new launch isn’t surprising anymore. But what if I told you there’s a freehold project in the city fringe — not OCR — going for around $1,800 psf? And it’s within 1km o

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Why are more people buying older HDB flats?

🚨 Why are more people buying OLD HDB flats? You might think buyers naturally prefer newer flats. But the numbers tell a different story. According to The Straits Times, resale transactions involving HDB flats 40 years and older jumped from just 1,223 in 2015 to 6,815 in 2025 — more than 5

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The home you buy at 30 might not suit you at 50

Your home you bought at 30 may not be right for you at 50 🇸🇬 National Day reminds us of something interesting about property: the meaning of “home” changes as we grow older. When you’re young, your first home might be a BTO. Then you have children, and suddenly being within 1km of a good p

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Community kitchen activity 08/08/26

Coming together to bring home cooked meals to elders #communitykitchen #cookingforelders #communityservice #doingourpart #helpingothers #foodproject #jonathankong

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HDB boom is slowing, what does it mean for your wealth?

The HDB Boom Is Slowing… Here’s What It Means For Your Wealth After more than six years of rising prices, the HDB resale market may finally be changing. A new EdgeProp report shows HDB resale prices have now fallen for two consecutive quarters. Before you panic… This doesn’t mean HDB pr

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People keep saying young Singaporeans don’t want to buy homes anymore.

🚨 People keep saying young Singaporeans don’t want to buy homes anymore. But I think that’s the wrong conclusion. The real question isn’t whether they’ll buy. It’s when they’ll be able to buy. A recent article found that more young Singaporeans are delaying homeownership. Not because

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Everyone’s Talking About En Bloc… But They’re Missing the Real Story

Everyone’s Talking About En Bloc… But They’re Missing the Real Story 🚨 Big news for condo owners… but most people are missing the REAL impact. Everyone is talking about the Government lowering the en bloc consent threshold. But I think that’s NOT the biggest story. Today, an ageing con

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Are new launch condo discounts real or just marketing?

🚨 I Compared URA Records… This FREEHOLD Condo Might Be One of the Best Buys Right Now 🤯 We sometimes hear developers are giving discounts. But are those discounts actually real? I decided to compare one new launch’s current prices against its own historical URA transactions. Here’s what

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Buy condo sure make money? Here’s what recent market data says

🚨 Think buying a condo GUARANTEES you’ll make money? Think again. The latest Business Times report shows that loss-making condo resale transactions are increasing. Here’s what every buyer needs to know. In Q2 2026, 4.7% of private home resale transactions lost money. That’s up from 3

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The 15 month rule not just delayed moves, but also forced families to compromise

The 15-Month Rule Didn’t Just Delay Moves… It Forced Families to Compromise Condo & Landed Owners Finally Have More Choices After This Rule Change When people talk about removing the 15-month wait-out period… Most think it’s just about making it easier to downgrade. But after readin

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Why some older condos outperform new ones?

This Is Why Some Older Condos Outperform New Ones One of the most common pieces of property advice is: 🏢 Buy a NEW condo. 🚇 Buy one beside an MRT. But what if I told you… Some older condos are actually producing higher rental yields than many newer projects. And some aren’t even b

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Some Buyers Paid LESS Than Those Who Bought Months Earlier… Here’s Why

Some Buyers Paid LESS Than Those Who Bought Months Earlier… Here’s Why 🚨 Imagine buying a condo today… for LESS than someone who bought the exact same layout a few months ago. Sounds impossible? Well… that’s exactly what happened. I was looking through the transaction history of one fre

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Will removal of 15 month wait out period make hdb prices spike?

Think Your HDB Will Skyrocket? Think Again. Everyone is saying HDB prices are going to jump now that the 15-month wait-out period has been removed. But here’s the truth… Not every HDB owner is likely to benefit equally. Why? Because property prices still come down to one thing: Su

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Jonathan Kong S’pore Realtor