21.1K followers

Follow

Follow

Follow

1/6

2826 saved

3539

30

Think Rich, or Stay Broke—20 Lessons You Need

The difference between being broke and building wealth? Your mindset. If you don’t start thinking differently about money, you’ll stay stuck.

Most people think making money is about luck, connections, or talent. But the truth? Wealth starts in your mind first.

If you believe money is hard to get, unfair, or only for a “certain type of person,” guess what? You’ll prove yourself right.

But when you shift your thinking and start seeing money as a skill, a game, and a tool you can master—everything changes.

These 20 lessons will shift how you think about money. Save this, share it, and tell me in the comments—which lesson hit the hardest for you?

#personalfinance

#wealthbuilding

2025/3/14 Edited to

Wealth-building is not merely about accumulating money; it's about developing the right mindset. The OCR content highlights that success begins with how you think. One crucial lesson is that clear, specific financial goals pave the way to success. Instead of vague aspirations, articulate detailed objectives like 'I want to save $10K in 6 months.' Staying committed to these goals and surrounding yourself with like-minded individuals enhance the chances of success. Understanding that failures are not the end, but rather lessons, is vital. Each setback teaches resilience and persistence, qualities that the wealthy embrace. The statement 'Money flows where focus goes' involves maintaining attention on your financial objectives, which ultimately leads to actionable strategies and results. Embrace changes proactively; financial success is a journey that requires swift decisions and continuous evaluation. Moreover, personal accountability is significant. Choosing to believe that 'I deserve wealth' can change your financial trajectory. Opt for networking with people who motivate and inspire you to reach your financial aspirations. When you align your thoughts and actions toward wealth creation, you establish a powerful foundation for financial independence. By shifting your mindset and setting clear intentions, you empower yourself to break free from limiting beliefs, ultimately deciding your financial destiny.

30 comments

Kris “Kristina” Taylor

God bless you thank you so much for your wisdom

See more comments

Related posts

Habits ! from broke+tired to soft+ consistent 💅🏽✨

Real habits that helped me exit survival mode and show up like the women I’m becoming. 💼✨ Save this if your ready to leave your lazy girl era. Tag a bestie who needs a reset too. Comment what your currently struggling to stay consistent with, let’s talk about it 💬🧘🏾‍♀️ #softgirl #ric

10.8K likes

#lessons #lessonslearned #truth

1394 likes

How to go from broke to rich in your 20s and 30s

This is the ultimate path to achieving wealth. It’s the one critical step to take, and there are no shortcuts. Follow the strategies outlined above, and I assure you that with effort and dedication, you will become rich in no time. Commit yourself, and success will follow! #financebabe #inves

2972 likes

A couple embraces in an airport, with text overlay "Long-Distance Love: 5 Lessons I've Learned," symbolizing the challenges and reunions of such relationships.

A laptop displays a video call of two people forming a heart with their hands, illustrating the importance of meaningful communication in long-distance relationships.

A person holds a phone above a table set for two with a meal, representing celebrating small milestones in a long-distance relationship.

💌 Long-Distance Love: 5 Lessons I’ve Learned 💕

Being in a long-distance relationship isn’t easy, but it’s also one of the most beautiful things I’ve experienced. Here are 5 lessons that have strengthened my relationship and my heart: 🌟 1. Communication is Everything It’s not about talking all the time, but talking meaningfully. Share your d

597 likes

The image displays a pink yoga mat with a pink water bottle tied with a bow, white headphones, and two pink dumbbells. The title "BROKE GIRLIE weight loss hacks" is at the top, with "Lushie Club" and "lemon8 @lushieclubofficial" at the bottom.

A fork holds a pink bow over a bowl filled with many pink bows, illustrating 'Intermittent Fasting'. The text advises using the 16:8 method and the Litely app to track eating times and progress.

A hand with pink and white French-tipped nails holds a glass of pink protein and fiber smoothie with a straw. The text explains this combo keeps you full, balances blood sugar, and prevents late-night cravings.

BROKE GIRLIE WEIGHT LOSS HACKS (UPDATED)

Look, I’m not waking up at 5AM to do a cold plunge followed by a $14 green juice, and I’m not about to pretend like I don’t get the ick from gym bros breathing near me. If you’re on a budget but still trying to be that girl, keep reading, babe. These hacks are real, affordable, and backed by result

1380 likes

A woman in a black velvet mini-dress and high heels poses on a modern staircase. Overlay text reads "Life lessons I learned in my 20s ✨" and "New Year 2024", reflecting on turning 30.

A woman in a black velvet mini-dress and high heels, holding a black handbag, poses on a modern staircase. Overlay text states: "To elevate yourself, you must give up everything that weighs you down."

A woman in a black velvet mini-dress and high heels, holding a black handbag, poses on a modern staircase. Overlay text states: "Be kind. Treat yourself and others like someone you want to help."

Life lessons I learned in my 20s

Officially turned 30 and thriving 🖤 These are some quotes that resonated with me over the years. It’s crazy how time flies. When I was younger, I was worried about reaching 30. To me, it’s about saying goodbye to a carefree decade that held some of my best memories to date. It definitely feels bit

1231 likes

Lessons I’ve Learned In My 40s

Honestly… nobody warned me how good it would feel over here. Your 40s don’t always look like a glow-up or a comeback. Sometimes, they’re quieter than that. It looks like saying no without explaining. Protecting your peace like it’s a full-time job. Letting God lead instead of forcing doors

149 likes

Lessons From Baby Boy A Hood Classic ✨

What Baby Boy Taught Us About Life, Love, & Leveling Up as High-Value Women Sis, let’s talk about a movie that gets real on so many levels: Baby Boy. It’s more than just a hood classic—it’s a deep dive into relationships, self-worth, and the challenges we face as Black women navigating lo

1694 likes

7 lessons you learn when you …

You don’t owe the world exhaustion, over-explaining, or self-sacrifice. The moment you put yourself first, your entire life shifts. Most people fear prioritizing themselves because they think: ❌ People will leave. ❌ They’ll be seen as selfish. ❌ They’ll miss out on something. But the truth

155 likes

7 Rules of Money You NEED to Follow to Get Rich

💰 Want to build wealth but feel stuck? These 7 rules of money will shift your mindset and put you on the path to financial freedom. 🚀 Too many people stay broke because they: ❌ Dwell on past money mistakes ❌ Compare their finances to others ❌ Ignore the power of time & discipline But r

1125 likes

A woman in a brown sweater and glasses reads a book titled 'the gentlewoman' while reclining on a black couch. The image is overlaid with purple text that reads 'Lessons I learn to become a millionaire'.

A decorative console table with framed pictures, a lamp, and a white vase with greenery. Overlaid text states, 'Becoming a millionaire is not hard. I know many people say the opposite, but even if it were hard, it would be worth it. I have learned a lot and will teach you some of the lessons I learned.'

A woman in sunglasses with a dog, bathed in sunlight. Overlaid text, labeled 'Lesson #1', discusses the importance of effort, avoiding aimless scrolling, and learning from wealthy individuals on YouTube.

How I made my FIRST million – lessons learned

Here are a few lessons I learned on my journey to becoming a millionaire. Let me know which of these resonates with you or which ones you plan to implement today. Bonus tip: You can start from nothing and still become a millionaire, even if you don't have any money right now. Don't let

234 likes

Learn to Be Rich

It’s time to lock in. No more games. We are here to become a new generation of rich. Nothing more, nothing less. Here are a few books that I have previously read/plan to read. I’ve seen and heard great reviews on these pieces of literature. Good lessons have been learned as well. If you kno

133 likes

You’ll Feel 𝐑𝐈𝐂𝐇 in these Countries😋‼️

📍 𝐋𝐨𝐜𝐚𝐭𝐢𝐨𝐧 𝟏: Guatemala 🗺️ 𝐃𝐞𝐬𝐜𝐫𝐢𝐩𝐭𝐢𝐨𝐧: I absolutely LOOOOOOOVE Guatemala!!! Your money definitely goes far. For one week, you’re able to spend less than $300. There’s sooo many activities and places to stay from Antigua to Lake Atitlan. 💸 𝐏𝐫𝐢𝐜𝐞 𝐑𝐚𝐧𝐠𝐞: $1 USD = 7.80 Guatemalan Quetzals ⭐️ 𝐑𝐚

3506 likes

Lessons Learned in my 20s

Episode #3 : Set Your Boundaries, love this content - follow for more! ✨💕 #kranay #settingboundaries #lessonslearnedinmy20s #twenties

48 likes

Lessons Disguised as Battles💪🏻🫰🏻

The storms that tried to break me ended up building me. 💫 What was meant to destroy me, God used to strengthen me….

1691 likes

💡 6 Timeless Money Lessons 💡

Straightforward. Powerful. Life-changing. Which one hits home for you the most? 👇 #FinancialFreedom #MoneyTips #WealthMindset #SmartMoneyMoves #FinancialGrowth #MoneyMatters #WealthWisdom

71 likes

Lessons Learned in my 20s: Control Your Emotions

Love content like this - follow for more tips! #kranay #adviceforyour20s #lessonsin20s #lessonlearned

51 likes

A white piggy bank with pink hearts, surrounded by US dollar bills and coins. Digital pink dollar signs and money stacks are overlaid, with the title '5 Mindset Shifts TO BREAK THE BROKE CYCLE'.

US dollar bills and a black wallet are in the background. Text contrasts 'I CAN'T AFFORD IT' with 'HOW CAN I AFFORD IT?', promoting an abundance mindset by seeking ways to earn or cut costs.

US dollar bills and a black wallet are in the background. Text contrasts 'I DESERVE THIS NOW' with 'I DESERVE FINANCIAL SECURITY', emphasizing long-term saving and investing for future financial security.

Think Rich: 5 Mindset Shifts to stop being broke 💡

Sometimes, the biggest barrier to financial freedom isn’t our income—it’s our mindset. Here are 5 mentality shifts to help you break the broke cycle and start thriving financially! 1. Abundance mindset Focus on where you can cut costs and make more money. 2. Money discipline Don't fal

498 likes

A book titled 'The Psychology of Money' by Morgan Housel is displayed on a white textured surface, with text overlay '20 money lessons that will change how you see money'.

A list of five money lessons (1-5) titled 'THE FOUNDATION OF WEALTH MINDSET' is presented over a partial view of the book 'The Psychology of Money'.

A list of five money lessons (6-10) titled 'MASTERING THE EMOTIONAL SIDE OF MONEY' is presented over a partial view of the book 'The Psychology of Money'.

Master Your Money Mindset With These 20 Lessons

Most people don’t struggle with money because they’re lazy… They struggle because no one taught them how to manage it. The truth about building wealth: It’s 80% mindset, 20% strategy. These 20 lessons from The Psychology of Money will completely shift how you think about saving, spending,

96 likes

The book cover of 'The Subtle Art of Not Giving a F*ck' by Mark Manson, featuring key quotes about indifference, maturity, and suffering. The post introduces 9 powerful lessons from the book.

A book page highlights that 'not giving a fuck' means being comfortable with being different, not being indifferent. It clarifies the first subtlety of the concept.

A book page emphasizes that giving too many fucks harms mental health. The key to a good life is giving a fuck about less, focusing on what is true, immediate, and important.

9 lessons from The subtle art of not giving a F*ck

#book #PHILOSOPHY #psycology #life #lifestyle #mindset #mindfulness

157 likes

32 lessons that I learned in 32 years of life 🎧🤍🫧

In honor of my 32nd birthday a month away, I wanted to create a series of 32 lessons that I learned in my almost 32 years of life 🎧🫧🤍 here’s part 1. Stick around for part 2 #thirties #lessonslearned #lessonslearnedinmy30s #aesthetic #softblackgirl #lifestyle #wellness #embracevulner

28 likes

A plate of steak and green vegetables in the background, with three white text boxes outlining financial steps. These include "Step 1: Face your finances" with apps like Mint, "Step 2: Create a budget" with apps like YNAB, and "Step 3: Pay off debt" with tools like Debt Snowball Calculator and Credit Karma.

A bowl of orzo pasta in the background, with three white text boxes detailing financial steps. These cover "Step 4: Build an emergency fund" with apps like Acorns and Digit, "Step 5: Invest in yourself" with platforms like Coursera, and "Step 6: Invest in the stock market" with apps like Robinhood and Vanguard.

20 step to take to never worry about being broke

Hey Lemon8 squad! 🤗 Let’s talk about something super important – our finances! hope you like my pic of choice above😅 We’ve all been living paycheck to paycheck, stressing about bills, and feeling broke. But what if I told you there’s a way to reset your finances and never worry about being broke a

535 likes

This image shows a light gray-green background with white daisy flowers and a white rectangle. The text inside reads: "Happiness is a feeling not a goal. Happiness can never be constant, and that's okay."

5 Lessons from Therapy 🦋

A friend of mine shared these with me, and I thought they were so true that I NEEDED to share them with you guys. Some of these I already practice, some I feel like I need to work on. It’s important that we self reflect and identify areas of our life that need improvement. BUT it’s also

185 likes

A person in a white towel and underwear stands at a bathroom sink with a mirror, in a room with patterned tiles. The text overlay reads: 'HOW TO GO FROM BROKE TO RICH $ $'.

A person's legs are visible next to a marble table with coffee cups. Overlaid are screenshots of podcasts and an audiobook cover, illustrating the strategy to 'INVEST IN YOURSELF' through education and skills.

A person's legs are visible next to a marble table with a coffee cup. Overlaid are screenshots of financial apps, demonstrating how to 'DIVERSIFY YOUR INCOME STREAMS' to reduce financial stress.

My Journey from Broke to Rich Hey I'm thrilled to share my transformation story with you all. From struggling financially to building wealth, I've learned valuable lessons along the way. Swipe the images above for more. What's your favorite wealth-building strategy? Share with

2531 likes

6 life lessons i have learned

Here are 6 lessons that really changed how I see life: 1️⃣ Time always proves you right – Even when it feels unfair, trust the process. 2️⃣ Be a teachable person – Being stubborn is cool… until it holds you back. 3️⃣ Develop your skills and passions – It’s often the key to true freedom. 4️⃣ B

132 likes

important lessons you learn as you age 💛

hello ◡̈ Your 20s are truly a time of self discovery and trial and error. It's unlearning and relearning, parenting yourself all over again, and healing childhood traumas — all while trying to stay afloat. It's a pivotal time in everyone's life, filled with countless important lessons

18 likes

Female 🌸ADHD🌸Lessons: Part 1

Learning each day to help integrate these struggles into my daily life by using different strategies to understand the mind God gave me a bit better each day. His grace is good💛 #adhd #wellness #female

31 likes

Lessons I Learned In My Early 20s

💫 You have to do the hard things Make those phone calls, open that mail, go to the doctor, do the scary things. 9 times out of 10, it’s never as bad as you think it’s going to be. 💫 There is no change or growth without pain Putting in the work to heal your inner child and your traumas is hard.

8 likes

A laptop and an iced coffee cup on a wooden table outdoors, with the text overlay "Don't go broke trying to look Rich" in white and brown fonts.

The book "Rich Dad Poor Dad" by Robert T. Kiyosaki on a desk, surrounded by text bubbles about it being a "Wake-up call" and providing "Motivation" for financial success.

An open book with text overlays discussing escaping the "rat race" and understanding "Assets vs. Liabilities" as taught by Kiyosaki, emphasizing rethinking purchases.

Don’t go broke trying to look rich

3 key lessons from Rich Dad Poor Dad “Rich Dad Poor Dad” totally shook up my ideas about money and success 🤯 Ever felt trapped in the paycheck-to-paycheck cycle, buying stuff just to keep up appearances? This book was a wake-up call. It's not about how much you make, but how much you kee

1367 likes

life lessons I have learned in my 30’s 🌿

Here are some hard lessons I’ve learned in my 30’s ~ 1: it’s ok to not have or want kids yet… I genuinely thought in my early 20’s that 30 was the year I would settle down and have a family. This is definitely not the case and everyone is different, but don’t feel pressured to have kids or

110 likes

32 lessons that I learned in my 32 years of life 🎧

(From almost a 32 year old) Part 3 of my series…. 17. Be the main character of your story. Stop being a supportive role character of your OWN story!! 18. Keep some things private. Not everyone needs to know your business. Especially not on social media. 19. Why seek revenge on somebody

28 likes

See more