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みぃも︱マネして貯まるお金術

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Saving less than 500,000 in your 30s is too much life❗️

Even if you have a low income, save money every month

I have lived my life repeatedly

Do you really not save money if you stay 😭

in the month when i got sick and was kept in the hospital

For the first time, I started dealing with my savings.

When I checked the median savings, it was a million.

Set your goal here first!

If you achieve savings for the first time

It became more and more fun

People who can't save now

Save this post and save it as a reference 💰

When you save a million, your own

My motivation for saving is becoming more positive ✨

❁ ❁

☑️ talk and study about money ✍️

☑️ savings and investment 💰

☑️ From Zubora spenders to Zubora savings

Waste Graduation Account ✊

Former waster Arasa Miimono

Other posts from here → @ miimo _ tik

Troubles or troubles related to money

Feel free to comment 👌

❁ ❁

Start from zero savings

1 million yen savings

How to save money

4/17 Edited to

30代で貯金50万円以下の状態が続くと、不意の病気やけが、失業など予期せぬ事態に対して非常に脆弱になります。実際に、貯金が生活費の3ヶ月分に満たない場合、給付が開始されるまでの生活費を自力で賄えず、リボ払いなどの高金利負担に陥ることも少なくありません。こうしたリスクを避けるために、まずは100万円を目標に貯金を増やすことが重要です。私自身も、残ったお金を貯金する方法では全然増えず、一度体調を崩して病院通いが続いた時に初めて自分の貯金と本気で向き合いました。そこから貯金の中央値が約100万円というデータを知り、そこを目標に設定。100万円を達成した時には貯金へのモチベーションも大きく変わり、積極的に節約や投資にも興味を持つようになりました。具体的な方法としては、まず生活費の見直しが効果的。スマホやサブスクの見直し、不要な保険の解約などで月1万円、年間12万円の節約が可能です。この浮いたお金を毎月強制的に貯金口座に入れる仕組みを作ると、計画的に貯金が増えていきます。また、予備費として100万円まで貯めることで、急な出費にも焦らず対応できるようになります。この投稿を参考に、ぜひご自身の貯金目標を設定し、毎月の固定費見直しや支出管理を始めてみてください。貯金は数字のゲームと言われますが、実際は生活習慣や考え方を少し変えるだけで大きく変わります。私もそうでしたが、最初の一歩を踏み出せば楽しくなり、貯金が自然と増えていきますよ。

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