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節約大好き主婦moco🌿
節約大好き主婦moco🌿

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You can also save money with this

Do you know a piggy bank flooded with criticism?

Good evening! This is Moco 🕊️

The reason for the criticism ⬇.

It is useless to pay for this in the first place.

It's just a box.

NISA is better than savings.

that's right, but 😂

But those who can't save easily

This is a more playful way of saving

I thought it would be fun to save 🧸

i saved 50,000 yen to buy high quality yakiniku.

Targeted 😂🍖

This piggy bank is in the Rakuten room

Please take a look because it is pasted 🥰

There are other types

Because there are 100,000 courses and 200,000 courses

You may choose what you like 🤍

I will post again!

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\ Life was improved by life plan and household management /

The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️

▼ household management while saving fun without overdoing 🍃

▼ Meal expenses 50,000 a month → 20,000 savings technique · Vegetable plenty of saving rice 🍴

- Yeah.

Stories in updating the household management techniques to save 10 million 🤫

- Yeah.

30 s couple + 2 boys (7 y 👦🏻 1 y 👶)

I would be happy if you could get along 🕊

@ mocolife _ moco

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Find knowledge with # lemon8

1/1 Edited to

... Read more私も家計管理が三日坊主になりがちで、「先取り貯金が大事」って分かってても、気づくと生活費に溶けてしまうタイプでした。そこで試してみたのが“カレンダー式の貯金箱”。毎日「今日はここに入れる」って金額が書いてあるので、考えなくても手が動くのがいちばん助かりました。 やり方はシンプルで、組み立て→箱の底にお金を入れる→カレンダーを貼る→封印シールを貼って完成。封印することで「開けて使っちゃう」を防げるのがポイントです。私は財布を開けた流れで入れられるように、貯金箱を“よく通る場所”（玄関の棚や家計簿の横）に置きました。 「1,000円貯金」のコツは、無理に毎日1,000円を用意しないこと。私はコンビニに行った日だけ、などルールをゆるくして継続を優先しました。足りない日は小銭＋翌日多め、みたいに調整できると続きます。旅行貯金箱として使うなら、目標を先に決めるのが◎。「家族旅行のホテル代」「推し活遠征」「ご褒美焼肉」みたいに具体的にすると、入れるたびにテンションが上がります。 もう少し“自動”で貯めたい人は、貯金箱＋自動積立定期貯金の併用がおすすめです。例えば給料日に毎月3,000〜5,000円を自動で別口座へ（先取り貯金 自動）。それに加えて、貯金箱は「臨時収入・ポイント・小銭」専用にすると、ムリなく増えていきます。私はポイントは基本的に生活費の足しにしつつ、月1回だけ“ご褒美分”として貯金箱に入れてモチベ維持しています。 ちなみに購入するなら、貯金箱はAmazonや楽天で種類が豊富でした。5万・10万・20万コースなど目標額別があるので、最初は達成しやすい金額から始めると成功体験が作れます。貯金も投資も大事だけど、まず「貯める習慣」を作りたい人には、この遊び心のある方法、かなり相性いいと思います。

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