February Family Register Open!
Savings and savings rates are shown at the end of the video!
Good evening! This is Moko 🙋🏻♀️
I closed my account book in February ✍️
Costs after a long time
Didn't go over budget!
But in March there is also a Rakuten Super Sale
I wonder if it's tough.
If the budget continues to exceed
I'm thinking of making it 120,000 yen ✍️
Is there a mistake in the gas price in the video 😱
Error: 14,850 yen
Regular: 8,200 yen
[Details of my living expenses]
Income
・ Husband 368,000 yen
· Wife 200,000 yen
Total: 568,000 yen
Fixed Costs
· Housing loan 81,000 yen
· Car insurance 10,070 yen (for 2 cars)
· Life insurance 10,039 yen
・ Husband's pocket money 40,000 yen
· Electricity fee 21,210 yen
· Water bill 8,783 yen
· 2 smartphones 4,844 yen
· Wi-Fi 5,170 yen
· NHK 0 yen (for bi-monthly billing)
・ Subscription 1,248 yen
· Learning 18,150 yen
Total: 200,514 Yen
▼ Variable Costs
· Food expenses 32,788 yen
· Eating out fee 14,850 yen
· Gasoline fee 8,200 yen
· Child expenses 20,130 yen
· Daily necessities cost 9,200 yen
· Medical expenses 9,350 yen
・ Others 12,650 yen
Total variable expenses: 107,168 yen
Breakdown of Savings
・ Child savings 50,000 yen
Defined contribution pension: 1,000 yen
・ Tsumitate NISA 30,000 yen
· Celebration gift savings 3,000 yen
· Vehicle inspection reserve 6,000 yen
· Car fee reserve 100,000 yen
・ Home appliance reserve 50,000 yen
・ Overseas travel reserve 20,000 yen
Total savings: 260,000 yen
Household Management in February
How was it??
I will post again!
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\ Life was improved by life plan and household management /
The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️
▼ household management while saving fun without overdoing 🍃
▼ Meal expenses 50,000 a month → 20,000 saving technique · Vegetable plenty of saving rice 🍴
- Yeah.
Stories in updating the household management techniques to save 10 million 🤫
- Yeah.
30 s couple + 2 boys (7 y 👦🏻 2 y 👶)
I would be happy if you could get along 🕊
@ mocolife _ moco
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こんにちは、節約を心がけている主婦です。 2月の家計簿を拝見して共感したのは、やりくり費を予算内に抑える難しさと、その達成感です。私も普段は食費や日用品費に気を遣っていますが、やはり季節のイベントやセールの時期は予算オーバーしがちです。特に楽天スーパーセールのような大型セールは誘惑が多く、計画的に買い物をしないとすぐに使いすぎてしまいます。 今回の投稿のように、変動費は項目ごとに細かく管理すると効果的ですね。食費32,788円、外食費14,850円、ガソリン代8,200円など具体的な数字を把握することで、どこに節約の余地があるのか明確になります。私の場合、食費は月3万円以内を目標にしており、まとめ買いや特売日の活用でできるだけ抑えています。 また、貯蓄の内訳が詳しく示されているのがとても参考になります。子ども貯金やつみたてNISA、車検や家電の積立など目的別に貯蓄を分けると、予算管理がしやすくなり、達成感もアップしますね。家計の安定と将来の備えのためには、こうした細かい積立が大切だと改めて感じました。 私も今後は固定費・変動費・貯蓄のバランスを見直しながら、無理なく楽しく節約し、家族と安心して暮らせる家計管理を続けていきたいです。同じように家計簿を共有してくれる方の情報は、とても励みになるし参考にもなりますよね。 皆さんも2月の家計管理を振り返りながら、次月への改善点を見つけて、一緒に上手に節約生活を楽しみましょう！
