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Want high room health insurance

Many people choose health insurance.

Always look for high room plans.

Because I don't want to pay the difference in time, right?

As Nan oversees Case Clem and coordinates.

With hospitals for clients all along.

Nan would like to share another view that many people may overlook.

Having insurance is great.

But insurance coverage and budget savings.

Must see other factors include:

1. Secrets of room charges: Most private hospitals

Room discount promotions are often offered to customers who already have insurance.

This discount often reduces the room burden to almost no difference.

But hospitals cannot reduce the cost of doctors or drugs.

2. The horrors of treatment costs: Choosing too few treatment limits.

Because only the cost of the room is the risk.

Because we never know that illness.

How much to treat or how many days to sleep?

If the limit is full, the rest of the surplus, we have to gouge.

Pay yourself all without help.

Nan's view is:

If the room has a difference, we can calculate and prepare.

Or if there's a "daily compensation," it's easy to pay here.

But if the "cure limit" isn't enough,

Especially in an era when healthcare costs are getting more expensive every year.

This is a big problem.

Conclusion: Choosing an insurance plan suitable for the hospital we use regularly.

And emphasize a comprehensive treatment limit.

Will save us the premium budget.

And more reassuring in the long run

# Apply for agent

# Life insurance agent

# Thai axa

# Life insurance

# Health insurance

# Serious disease insurance

5/4 Edited to

... Read moreจากประสบการณ์ที่ได้ดูแลประสานงานเคสเคลมประกันสุขภาพมาโดยตลอด อยากแชร์เพิ่มเติมเกี่ยวกับความเข้าใจผิดที่พบบ่อยเกี่ยวกับค่าห้องและวงเงินรักษาในการเลือกซื้อประกันสุขภาพค่ะ หลายคนมักจะให้ความสำคัญกับค่าห้องที่สูงๆ เพราะกลัวมีส่วนต่างต้องจ่ายตอนแอดมิด แต่จริงๆ แล้ว โรงพยาบาลเอกชนมักมีโปรโมชั่นลดค่าห้องให้กับผู้ถือประกันที่เข้ารับบริการอยู่แล้ว ทำให้ค่าห้องจริงๆ อาจไม่ต้องจ่ายส่วนต่างมากอย่างที่คิด แต่อย่าลืมว่าส่วนที่โรงพยาบาลไม่สามารถลดให้ได้เลยคือ ค่าหมอและค่ายา ซึ่งบางครั้งค่าใช้จ่ายส่วนนี้สูงมาก ดังนั้น สิ่งที่ควรให้ความสำคัญรองลงมาคือวงเงินรักษาพยาบาลที่เหมาะสมและครอบคลุม เพราะเราไม่สามารถคาดเดาได้ว่าโรคหรือเหตุการณ์ที่เกิดขึ้นจะมีค่าใช้จ่ายสูงแค่ไหน หรือจะต้องนอนในโรงพยาบาลกี่วัน หากวงเงินรักษาไม่พอ เมื่อครบวงเงินแล้วเราต้องจ่ายเพิ่มเติมเองทั้งหมด นอกจากนี้ แผนประกันที่มีค่าชดเชยรายวันในช่วงแอดมิดก็เป็นอีกตัวช่วยหนึ่งที่สามารถลดภาระค่าใช้จ่ายในส่วนที่เกี่ยวกับค่าห้องได้ดี แนะนำให้เลือกแผนประกันที่ตรงกับโรงพยาบาลที่เรามักไปใช้บริการเป็นประจำ รวมทั้งประเมินความต้องการวงเงินรักษาว่าสามารถครอบคลุมค่าใช้จ่ายได้ดีในสถานการณ์ต่างๆ เพื่อให้เบี้ยประกันไม่สูงเกินไปและเรายังได้รับความคุ้มครองที่ครบถ้วน สุดท้าย อย่าลืมศึกษารายละเอียดข้อยกเว้นและเงื่อนไขต่างๆ ของกรมธรรม์ รวมทั้งเปรียบเทียบแผนประกันหลายๆ แผนก่อนตัดสินใจซื้อ เพื่อไม่ให้เกิดปัญหาเรื่องค่าใช้จ่ายที่ไม่คาดคิดเมื่อเจ็บป่วยจริงค่ะ

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