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Open the first credit card group. 💳🤩

The cards we use often in everyday life are ⭐

💚 UOB one: Grab, MRT, 7-11, Cafe Amazon

💜 UOB Premier: Central, Siam chain mall

🧡 Krungsri Now: In-Mall / Out-of-Mall Restaurant, Shopee

🩷 Card X: Entry to the clinic with x5 points.

Before applying, remember to study the benefits, conditions and use them sparingly. Ready to pay in full and on time every month. ✨

# Credit card # FirstJobber # Credit card review # Finance # First credit card

7/18 Edited to

... Read moreจากประสบการณ์ใช้งานบัตรเครดิตสำหรับ First Jobber หรือผู้มีรายได้เริ่มต้น ผมพบว่าการเลือกบัตรเครดิตที่เหมาะสมกับไลฟ์สไตล์การใช้จ่ายแต่ละคนมีความสำคัญอย่างมากต่อการประหยัดเงินและรับสิทธิประโยชน์สูงสุด บัตร UOB One เหมาะสำหรับคนที่เดินทางและใช้บริการขนส่งสาธารณะเป็นประจำ เช่น ใช้ Grab, MRT หรือซื้อของที่ 7-11 และร้านกาแฟเช่น Cafe Amazon เพราะมีโปรโมชั่นเงินคืน (Cashback) ที่ให้ประโยชน์ดีมาก โดยเฉพาะเมื่อต้องเดินทางหรือจับจ่ายในชีวิตประจำวัน บัตร UOB Premier จะดีมากถ้าคุณชอบช้อปปิ้งในห้างเครือ Central หรือ Siam เพราะมีโปรโมชันส่วนลดและสิทธิพิเศษสำหรับร้านค้าเหล่านี้ รวมไปถึงร้านอาหาร ซึ่งทำให้คุณสามารถใช้บัตรได้คุ้มในหลายโอกาส บัตร Krungsri Now เป็นบัตรที่เหมาะกับคนชอบกินอาหารนอกบ้านและช้อปปิ้งออนไลน์ เช่น ที่ Shopee เพราะบัตรนี้มักจะมีโปรโมชั่นและคะแนนสะสมที่สูงในการใช้จ่ายประเภทนี้ ช่วยให้คุณสะสมแต้มและแลกของรางวัลได้อย่างคุ้มค่า ส่วน Card X จะตอบโจทย์สายความงามและสุขภาพที่ชอบทำคลินิกฉีดหน้า เพราะมอบคะแนนสะสมมากกว่า (x5) ในหมวดที่ร่วมรายการและมีโปรโมชั่นเฉพาะในร้านเสริมความงามอย่าง Watsons และ Beautrium แต่ละบัตรมีข้อดีและจุดที่ควรระวัง เช่น ควรใช้จ่ายตรงหมวดที่มีโปรโมชั่นคะแนนสะสมหรือ Cashback สูงสุดเพื่อให้ได้ประโยชน์เต็มที่ และสำคัญคือการชำระยอดเต็มทุกเดือนเพื่อหลีกเลี่ยงดอกเบี้ยที่สูง นอกจากนี้ การศึกษาเงื่อนไขแต่ละบัตรอย่างละเอียดก่อนสมัครเป็นเรื่องที่ไม่ควรมองข้าม เพราะบางโปรโมชั่นอาจมีข้อจำกัดหรือระยะเวลาที่ไม่เหมือนกัน การเลือกบัตรเครดิตที่เหมาะสมกับไลฟ์สไตล์และพฤติกรรมการใช้จ่ายจะช่วยให้คุณบริหารการเงินได้ปลอดภัยและมีประสิทธิภาพมากขึ้น ท้ายที่สุด การมีบัตรเครดิตหลายใบอาจทำให้จัดการยุ่งยาก เลือกบัตรที่ใช้งานบ่อยและได้สิทธิพิเศษที่ตรงกับการใช้ชีวิตคุณจริง ๆ จะช่วยให้การเงินของคุณมั่นคงและมีประโยชน์สูงสุดในระยะยาว หวังว่าการแชร์ประสบการณ์นี้จะช่วยให้ผู้ที่กำลังตัดสินใจเลือกบัตรเครดิตใบแรกหรือบัตรสำหรับ First Jobber ได้ข้อมูลที่เป็นประโยชน์และนำไปใช้ได้จริง

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A table detailing various debts including credit cards, car loan, student loan, and mortgage with amounts and interest rates. The text describes 'STEP 2: TACKLE HIGH-INTEREST DEBT'.
How I paid off $5,000 credit card debt!
Here’s how I paid off $5,500 in credit card debt: I stopped adding to my balance, tackled high-interest debt first, and found extra cash wherever I could. It wasn’t easy, but small steps made a big impact. Swipe to see how you can use this strategy to pay off debt faster! 🌟 #lemon8partner #mon
Kevin’s Templates

Kevin’s Templates

293 likes

How to pay down credit card debt 🥂 SAVE THIS
How to pay down credit card 💳 debt (and still buy the house you want): It’s not about being perfect—it’s about being prepared. Be proactive, realistic & have a plan. Use the resources provided to you! I want us to all win 🏆 Here’s the real tea on lowering your credit card utilization and
Keyedwithwhit

Keyedwithwhit

67 likes

The BEST Travel Credit Card For Travel in 2024💎
***save this info for later*** 💎 Chase Sapphire Preferred 💎 💙 LINK is in my bio to apply! 💎 Personally this was my first credit card EVER! And my first travel credit card. 💎 I purchase everything with this card and earn points to travel beyond my initial welcome travel points. 💎 Trul
Beanka 🫧🎀✨

Beanka 🫧🎀✨

419 likes

A display of various earrings and small items with the overlay text 'different types of CREDIT CARDS for young adults' in neon pink and blue.
A pink background with bubbles listing student credit cards like Citi Rewards+ and DiscoverIt Student Cash Back, alongside text describing student credit cards for building credit.
A pink background with bubbles listing secured cards such as DiscoverIt Secured and Capital One Secured Mastercard, with text explaining their role in establishing credit.
different types of credit cards for young adults💳🫧
Not sure which card is right for you? Or maybe you aren’t sure where to even start? Look no further! I’m here to let you know what options you have when choosing a credit card for your specific needs!✨ 🫧Student Credit Cards: * Discover it Student Cash Back: Offers cash back rewards on purchases
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

151 likes

A laptop screen displays a video, next to a large insulated cup and another drink. Overlay text reads "HOW TO BUILD CREDIT Things I wish I knew sooner AS A BABY ADULT," serving as a title slide for credit card tips.
A laptop is in the background while overlay text provides a credit tip: "dont take too many cards out at once," explaining how opening multiple accounts quickly can significantly drop credit scores.
A laptop is in the background while overlay text provides a credit tip: "No Annual Fee," advising beginners to start with credit cards that do not have an annual fee to focus on building credit.
💵Things I wish I knew Sooner about Credit Cards 💳
I want to preface this by saying that these tips are based upon my own experience. I’m no expert but I feel that experience is a big driving force to knowledge. Building credit is hard. When I first started building my credit a few years ago I hadn’t gotten much advice about what it would take
Lucy ✨☕️

Lucy ✨☕️

99 likes

The image displays a glass cabinet filled with various perfume bottles. Overlayed text reads "Build Your Credit Score Fast!" with two small butterfly icons. The bottom left corner shows "Lemon8 @financebaddie0."
A light pink background features three numbered points in white text: "1. Pay Down Credit Card Balances," "2. Dispute Credit Report Errors," and "3. Increase Your Credit Limit." The bottom left corner shows "Lemon8 @financebaddie0."
The image presents a credit score meter ranging from 300-850, with segments indicating different score levels. Text above and below the meter explains the financial benefits of maintaining a high credit score. "Lemon8 @financebaddie0 @avolv.usa" is at the bottom.
Build Your Credit Score Fast!
@Welcome Baddies 1. Pay Down Credit Card Balances Reducing your credit utilization ratio, which is the amount of credit you're using compared to your total credit limit, can have a significant and immediate impact on your credit score. 2. Dispute Credit Report Errors Reviewing your c
Welcome Baddies

Welcome Baddies

152 likes

How to be smart with a credit card
Being smart with your credit card can save you a lot of money and can build your credit! 1) always pay your total balance or if you can't at least pay a large portion of it so you don't end up paying more in interest then your monthly minimum payment. 2) if you have nothing to do wi
Glambyroxy

Glambyroxy

1499 likes

My Credit Card Line Up 🤭
When companies started approving me for cards I got carried away & applied for everything 🥴 Thankfully most are all paid off 🙌🏾 Once all my cards are paid off I am going to apply for an American Express & The Apple Card. This is not a post for financial advice. Because if I see it & I w
LaYvette 💗

LaYvette 💗

4821 likes

How to pick your credit card !
Picking and managing the right credit card is so important for building credit and avoiding debt or managing any debt you have ! Before you apply for that credit card ask yourself these questions! Make sure your credit cards fit in your budget ! This full breakdown is on my YouTube channel!
JaliyahKreation

JaliyahKreation

60 likes

How to REALLY track your credit!
Want to build credit without stressing or spending extra? 👇 Here are 4 legit places you can check (and even build) your credit score for free: 1️⃣ Credit Karma → Easy to read, breaks down what’s helping/hurting. 2️⃣ Experian → Shows your actual FICO score, the one lenders really use. 3️⃣ Your
minttalksfinance

minttalksfinance

312 likes

A Good Credit Score = Access To the Bag 💰

Just Recently I Never knew how important credit is I went from a 477 dropping credit score, to a 700+ This took me about a month . So what did I do? I dove DEEP into Education. Videos + Mentorship’s + More Video Tutorials how to master Credit . I had no one teach me anything about credit. But
Lemon8er

Lemon8er

3658 likes

i just got my chime credit card 💚
pov : you finally start taking your credit seriously 💳💚 I just got my Chime Credit Builder Visa Credit Card and I’m honestly proud of myself. For the longest time I avoided credit because I didn’t understand it… but now I’m actually learning how money works instead of being scared of it. N
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𝐒.

143 likes

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