how I could afford living alone @ 23 🥰

Living alone wasn't ever something I set out to do, but moving to a new country where you don't know anyone will quickly turn that into your best option. There are so many tips out there about how to afford living alone, but honestly the two most important factors are where you live and how much you make. Everything else is nice to have. I was luckily able to hit the sweet spot of an affordabl city and decent earnings, and now here we are!

#lemon8partner #interiordesign #interiorinspo #apartmentinspo #homefinds #livingalone #dopaminedecor #lemon8diary

2024/2/20 Edited to

... Read moreIt’s truly a dream for so many of us to finally have our own space, to live alone and experience true independence. When I first started thinking about it, the biggest hurdle felt like, "Can I actually afford to live on my own?" It's a common concern, especially when you're just starting out or moving to a new place like I did. But I'm here to tell you it's absolutely possible with the right strategy and a bit of planning. One of the first things that really made a difference for me, as touched on in the original article, was finding an truly affordable city. This isn't just about rent; it's about the overall cost of living, from groceries to transportation. Doing your research is key. Look at average rental prices for a first apartment, utility costs, and even local sales tax. Sometimes, a slightly smaller salary in a much cheaper city can go a lot further than a higher salary in an expensive metropolis. I spent time comparing different areas, considering factors like public transport access and proximity to work, which helped cut down on car expenses. Next, let's talk about income. While a well-paid job is a fantastic starting point, many of us, including myself, supplement our main income with side gigs. This could be anything from freelance writing or graphic design to dog walking or even selling crafts online. These extra streams of income can make a huge difference, not just for covering monthly expenses but also for building up your savings. For me, these side hustles provided that crucial extra cushion that allowed me to comfortably afford my bills and still have a little left over for fun. Saving up for your apartment deposit and other moving-in costs is non-negotiable. This usually includes a security deposit (often one to two months’ rent), first month's rent, and sometimes application fees. I started an automatic savings transfer each paycheck specifically for this goal. Having that financial buffer before you even move in reduces so much stress. Don't forget to factor in initial utility setup fees too, as these can add up. Once you’re in your own place, budgeting diligently for furniture, decor, and cuteness becomes important. You don't need to furnish your entire apartment overnight with brand-new items. My advice? Prioritize essentials: a bed, a small table and chair, and basic kitchenware. For everything else, get creative! I became a pro at finding amazing deals at thrift stores, online marketplaces, and even local "buy nothing" groups. DIY projects can also transform inexpensive finds into stylish pieces. Remember, your home is a work in progress, and furnishing it affordably can be a fun adventure. Finally, let's cover what you need to live on your own and some essential advice. Beyond the basics, think about a comprehensive budget that includes rent, utilities (electricity, water, internet), groceries, transportation, personal care, and a small allocation for entertainment or emergencies. Track every penny for the first few months to truly understand where your money is going. Setting up automatic bill payments is a lifesaver. For your actual apartment, consider a basic toolkit, some cleaning supplies, and a first-aid kit. Learning basic home maintenance skills, like how to plunge a toilet or reset a circuit breaker, will save you money and stress. Living alone also means taking full responsibility for your well-being. Establish routines, learn to cook simple meals, and actively seek out hobbies and social connections. While living alone is amazing, staying connected to friends and family is still vital for your happiness. It's a journey, but with smart choices and a little bit of hustle, affording your own place and enjoying the freedom of independent living is absolutely within reach. Good luck on your adventure!

53 comments

JulesCyan's images
JulesCyan

I love & support a girl with side gigs. But I’m also pissed off at the economy that so many ppl now have to have side gigs to live a middle class life of having a little extra fun money after paying bills >_>

See more(1)
Erica's images
Erica

Lmao you really just said “I afford living on my own by working”

See more(1)

See more comments

Related posts

How I Afford Living Alone
Living alone at 22 isn’t just cute decor — it’s learning how to show up for yourself 🤍 As a paralegal in my second apartment, here’s what actually helped me budget and live alone without stressing constantly: • I furnished my apartment slowly (I didn’t buy my couch new and chose to finance it
Karlie Rose🧡

Karlie Rose🧡

1311 likes

how i afford my apartment
Hey guys🤍 I’ve had a few people ask how i afford living alone so I thought i’d share some advice on how I do it! ✨ I recommend getting a serving job or a job that you earn tips. I’ve been a server for 3 years now and most days i average $30 an hour! I am also a full time student and will be grad
Sam💫

Sam💫

4085 likes

How i stay safe as a woman living alone🫶🏾🏠🩷
I live by myself and my mom made me get a ring camera and alarm system and take the dog with me. The ring camera system is pretty expensive but it definitely makes me feel safer. It tells me when someone is at my door and anytime anyone enters the apartment. It also has an extra premium feature tha
Jendayi🌸💗

Jendayi🌸💗

3637 likes

A shoebox filled with bundles of US dollar bills, tied with rubber bands. The image has a text overlay that reads '15. Money Rules you should know' in purple and green fonts. The Lemon8 logo and username are at the bottom.
Bundles of money in a shoebox with text overlays presenting money rules 1, 2, and 3. Rule 1 discusses money revealing character, rule 2 advises against spending before earning, and rule 3 suggests being a money magnet. Lemon8 branding is visible.
Bundles of money in a shoebox with text overlays presenting money rules 4, 5, and 6. Rule 4 emphasizes investing time before money, rule 5 links learning to earning, and rule 6 advises mastering money, not being its slave. Lemon8 branding is visible.
15 Money Rules You Can’t Afford to Ignore
💰 Most people don’t have a money problem, they have a mindset problem. You’re not broke because you don’t make enough—you’re broke because no one taught you how to manage it. These 15 rules will either wake you up or make you uncomfortable. Either way, it’s time to start paying attention. Which
Mari 🦋

Mari 🦋

16.9K likes

Living Alone? Don’t Skip These Move-in Steps!
If you’re moving into your first apartment… don’t skip your move-in inspection. PLEASE. I learned this the hard way when I lost part of my security deposit over a stain that was already there before I moved in but I had no proof because I didn’t take pics 😭 If I could go back, I would’ve done
Cianah Monaa

Cianah Monaa

1218 likes

Diaries of a Homebody Living Alone
Can you believe it’s October already? 🍂I feel like this year is flying by. I’m all in lol. I did a reset & refresh in my bedroom! New sheets and a new duvet always makes me feel like a new person. Check my last post for a closer look at my refreshed bedroom! 💕And of course it’s not a reset with
A🧡

A🧡

2421 likes

A modern kitchen with a pink pot on the stove and a white kettle, featuring text 'How I keep safe Living alone in my 20's' and 'Someone let themselves in..', reflecting the article's theme of home safety.
A cozy living room with a white sofa, coffee tables, and framed art, including '19 99'. Overlaid text reads 'I take every precaution', aligning with the article's focus on personal safety measures.
A vanity counter organized with makeup, brushes, and skincare products, alongside pink tulips and a candle. The text 'The more secure the better' emphasizes the article's theme of proactive safety.
📌 How I keep safe living alone in my 20’s 🫶
How I Stay Safe Living Alone in My 20s: My Real Experience Living alone in your 20s is empowering—it gives you the freedom to learn about yourself, set your own routines, and create a space that’s completely yours. But it also means being your own protector. There’s no roommate to double-check t
K Vega 🦋

K Vega 🦋

851 likes

TINY APARTMENT LIVING 🏡
Reality - Here’s our humble abode! A 500 sq ft apartment. It’s not glamorous and you’re basically on top of each other in everything you do. Since we can’t afford anything else because NJ is expensive 💰 this is what life looks like! Curious 👀 Could you live in a tight space like this?
Jessi Ca

Jessi Ca

426 likes

Can you afford that apartment 👀
So many people skip this step when looking for an apartment and then they are spending every penny they make on their rent and no room for anything else ! Setting up a practice budget in your budget planner will not only allow you to see if you can afford your next place but keep you maintainin
JaliyahKreation

JaliyahKreation

19 likes

Diaries of a homebody living alone
Not so popular opinion (maybe lol), butttt everyone should experience living completely alone at one point in their life… If they can. No spouse, partner significant other. No kids, roommates, parents. Just you. The “White couch era” if you will. Where you learn your rhythms, your boundaries, your
A🧡

A🧡

1308 likes

How I Afford Owning My Horse
1. Working at the feed and tack store, I get a discount on the grain I feed him, grooming supplies, supplements, fly spray, dewormers, and pretty much anything else you can think of. 2. I was able to find good quality tack on facebook that fits my horse really well. Instead of buying new cheaply m
Maria🤍

Maria🤍

689 likes

How I Stay Safe Living Alone (Girly Must-Haves!)
🛍️🪞Because comfort ✨includes✨ feeling protected I’m all about cozy living — candles, skincare, late-night tea. But honestly, I sleep way better knowing I’ve taken real steps to stay safe. Here’s what I actually keep in my apartment as a woman living alone 👇 🛑 Home Safety Must-Haves ☑️ Door
Dessa lyrza

Dessa lyrza

708 likes

Diaries of a homebody living alone
Living alone is the best thing I’ve ever done lol. I wish I could have done it sooner, but I’m having such a great time. Sometimes I just walk around looking at my tiny apartment and taking it all in. I’ve planted some tomatoes, peppers, passion fruit and cucumbers on my tiny fire escape garden. My
A🧡

A🧡

2191 likes

Living alone Diaries🌸🍋
Morning vibes #embracevulnerability #Lemon8Diary #Lemon8 #morningroutine
Home__star23

Home__star23

9 likes

Living Alone 🤍
Moving out at 20 was a significant milestone in my journey to independence. I remember the mix of excitement and nerves as I left the comfort of my childhood home and stepped into the unknown. At that time, my sense of style was still developing, and I focused more on functionality than aesthetics.
Emiiiii

Emiiiii

949 likes

How I embrace my solo living time✨💫
When I moved to a new city for work last year, the toughest adjustment wasn’t the job or the apartment—it was the profound silence when I came home each night. As someone who thrives on connection, living alone hit me harder than I anticipated. Here’s something that’s genuinely helped me ease into
Chloe💕

Chloe💕

28 likes

The cover for 'Lost and Found' by Anne Schraff features a woman's face on the left and a man carrying a woman through a dark forest under a full moon. Text overlays include 'Secrets,' 'Teen,' 'Family,' and 'Drama'.
The cover for 'A Matter of Trust' by Anne Schraff shows a woman's face holding a book in the foreground. In the background, a couple walks arm-in-arm down a school hallway, with another student further down.
The cover for 'Secrets in the Shadows' by Anne Schraff depicts a sweating man's face in the foreground. In the background, a man is digging a grave while another person is tied up, under a single light source.
Bluford series (23 Book Series )
Do you all remember these books? I started reading them in high school, and my teacher used to make us read them out loud. I started reading them in high school. However, I didn't get to read all of them because I didn't know the series was still happening. Her last book came out in 2020, a
Lia32pride2.0🌟🍋

Lia32pride2.0🌟🍋

1121 likes

How I Plan to Afford Bourbon
Bourbon is expensive #Bourbon #whiskey #willferrell #comedy #joke
whistlesnwhiskey

whistlesnwhiskey

6 likes

How I Sleep Better Living Alone 🌙
When I first started living alone, nighttime was the hardest. I’d overthink every little sound, triple-check the locks, and still lie awake wondering “what if?” Over time, I created a night routine that’s not just about skincare or winding down, it’s about feeling safe, calm, and grounded before
Cianah Monaa

Cianah Monaa

369 likes

Diaries of A Homebody Living Alone 🧚🏽
I am so excited you guys have been loving my Homebody living alone posts. I am gaining new followers every single day from my last post 🤗🥰 I love it here 🥹 This week I picked up some amazing looking fresh strawberries from Lidl and good thing too because my best friend asked me to make my world ren
A🧡

A🧡

1215 likes

October 1st as a Homebody Living Alone
Ahhh it’s October already! 🧡 Can you believe it?! I did a little bedroom refresh, got a new duvet in a gorgeous mauvey color. Like GORGEOUS. And it’s so soft. Added some extra storage! That is a medicine cabinet (😂) I’m using in my room but, I think it works perfectly for my small space! And it sme
A🧡

A🧡

908 likes

Living Alone For The 1st Time: How I Stay Sane🧘🏽‍♀️
Living alone for the first time is liberating, lonely, beautiful, and sometimes… a little scary. In this post, I’m getting personal about what it’s really like — the highs, the hard moments, and the healing ✨ From building routines that ground me 🌅 to learning how to feel safe in my space (hello
Cianah Monaa

Cianah Monaa

83 likes

A person stands in a backyard with pink bougainvillea flowers, with text overlay "GIRL TALK Living alone in your 20s My experience," introducing the topic of the post.
A person gives a thumbs-up gesture, with text describing the challenges of adapting to living alone, including dealing with spiders and household chores.
A wooden oval dining table with four chairs covered in blue and white patterned fabric, captioned as the only furniture in the author's first apartment.
Living alone in my 20’s
For me living alone was really challenging. I lived completely by myself for a year when I was 20- no roommate just me. Going from living with my entire family to just myself was such a hard adjustment for me. I cried every single day for a few months & I was so fearful of something happening t
Anjilia G

Anjilia G

261 likes

What if get if I could afford a summer glow up
I always have been over weight and didn’t always have the best skin so I do what I can, but if I was able to afford these items (including restocks) I’ll eat the girls up (jk) #summerbod #summerglowup #glowup #Lemon8Diary
Ennasynce

Ennasynce

15 likes

Diaries of a homebody living alone ✨
Life lately. My chickens laid their first eggs 🥹. How cool is that?! Medium sized light blue eggs, they are so cute! I’ve been working from home a lot lately and cooking a little more. I miss cooking. Though I enjoy Trader Joe’s frozen prepared foods and eating out, it’s nothing like eating my own
A🧡

A🧡

763 likes

How I afford designer items and traveling
It’s called Treasure Hunting ✨ ✈️ 👗 𝐓𝐫𝐞𝐚𝐬𝐮𝐫𝐞 𝐇𝐮𝐧𝐭𝐢𝐧𝐠 𝐟𝐨𝐫 𝐅𝐚𝐬𝐡𝐢𝐨𝐧 Never Pay Full Price I score most of my items either at sample sales, clothing swaps or thrift stores. ▪️NYC Thrift Stores @crossroadstrading @crossroads_newyork @beaconscloset @buffaloexchange ▪️RI Thrift Stores @th
Fashion & Style

Fashion & Style

6 likes

You can’t afford to keep waiting to learn how to t
Every single day that you don’t know how to make your money move… is a day the market keeps moving without you. Banks are trading your money. Inflation is eating your savings. And jobs? Not as secure as they used to be. Sis, hear me: Trading is not a luxury. It’s a survival skill. It’s how
Julisiciaroberts

Julisiciaroberts

7 likes

How Can Anyone Afford Life Without a Side Gig?
💸 How do people get by without a side gig these days? If you’re ready for financial freedom, I’ve got the perfect business-in-a-box to get you started! 📦✨ #SideHustle #FinancialFreedom #BusinessInABox #ExtraIncome #MakeMoneyOnline
StephanieDonica

StephanieDonica

2 likes

I love living with my boyfriend but...
This adulting stuff is hard... any advice? #livingwithyourboyfriend #Lemon8Diary #embracevulnerability
Jasmine Patino

Jasmine Patino

165 likes

A pregnant woman stands next to a small black dog, with text overlay "How I made thousands of dollars a month While Pregnant! Easy tips, tricks, and benefits" and green dollar signs.
A long-haired dachshund mix dog sits on a concrete path, looking up, with text overlay "Dog walking And sitting".
A small white fluffy dog sits on a wooden floor, looking up, with text overlay "1) don't sign up for apps like Wag! and Rover".
How I made thousands of dollars a month (pregnant)
This is the easiest and most fun way to make money. While pregnant!! (Good money too!!) I did this throughout my entire pregnancy and LOVED IT! How I did it: I joined all my local Facebook groups and posted about my dog walking and pet sitting services. I also went through the groups looking
emilymariebohn

emilymariebohn

2522 likes

🏡 How much house can you actually afford?
Spoiler: It’s not just what the bank approves you for. Here’s what to factor in: ▶️ Total monthly payment: 🏦 Mortgage + taxes + insurance + HOA + PMI ▶️ Lifestyle expenses: 🚗 travel, groceries, childcare, etc. ▶️ Emergency fund: Because life happens 💥 Just because you're approve
Rebecca Foote

Rebecca Foote

1 like

What I’d have at my wedding if I could afford it
My fiancé and I aren’t getting help for our wedding, it’s just us paying for everything so it’s super low key and casual. I’ll love the day anyways and I’m making the best with what we’ve got, but I have dreams if we were able to have a bigger budget 😂 #wedding #weddingvibes
Abbey

Abbey

49 likes

A person takes a mirror selfie, holding a black "anecdote puffer laptop case." Text on the image reads "how to be alone! pt. 3." The background shows a bedroom.
A person sits at a desk with a computer, illustrating separating social media from reality. Text lists easy solo activities like visiting a library, museum, or going for a run.
An airplane wing over a landscape, with text explaining that "practice makes permanent" for being alone, as it is a skill that can be practiced and perfected.
~how to be alone, pt. 3! 🤍🎧✨
~how to be alone, pt. 3! 🤍🎧✨ part three of my “how to be alone” series! hope you all enjoy :) 🤳 separate social media from reality social media is filled with “final products.” why compare your work in progress to someone else’s final result? turn off your phone, make a list of things you wa
lia 💗

lia 💗

247 likes

A woman in a black cap and hoodie smiles while a light-colored horse nuzzles her face, with text "HOW I AFFORD THREE HORSES" overlaid, introducing her tips for horse ownership.
A woman in a purple top and jeans rides a light-colored horse in a dirt arena, with text "I HAVE 2 JOBS" overlaid, indicating her multiple income sources.
A woman in a pink long-sleeve shirt featuring a horse graphic and jeans stands outdoors, with text "ONE IS A SIDE HUSTLE" overlaid, referring to one of her income streams.
How I afford three horses🫶
We all know horses are expensive but are a lifestyle. Here are some tips on how to afford horses -only own the amount you can afford at that moment -find a good paying job or have more streams of income -a side hustle is a great way to make extra $$ to afford them -look for ambassador or spo
Dallas Barrel Races

Dallas Barrel Races

159 likes

How to afford your first home purchase
Duplex - Rent one side, live in the other. 💵 Price:Rental Income - May be allowed as income to help you get approved! ⭐️Overall rating: 10/10 you grow your real estate portfolio and use the 1st place to afford your dream home. #buyahouse #realesate #dontpayrentanymore
Beth

Beth

2 likes

See more