#roadto50k #payoffmydebtcanada | Video published by Darlene.N.McGillis | Lemon8

Darlene.N.McGillis

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#payoffmydebtcanada

2025/11/15 Edited to

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PAY OFF DEBT even if living PAYCHECK TO PAYCHECK

Paying off debt while living paycheck to paycheck might feel impossible, but small steps can make a big impact. Track your spending, set realistic payment goals, and stay consistent with your plan. It’s not about perfection – it’s about progress. Swipe for simple tips to start your debt-free journe

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The 50/30/20 Budget Method 💰

Hi friends! 🍋 I’ve been trying the 50/30/20 Budge Method for a few months and I felt I had to share with you guys. If tou struggle with budge, saving money and you don’t have idea how to start, I would recommend trying this method! You can manage the percentage based on your income and l

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An overview image showcasing various Dollar Tree lip product dupes, including lip masks, creams, stains, glosses, and oils, all priced at $1.25, for enhancing a makeup routine.

A Dollar Tree b.pure Hydrating Night Lip Mask, presented as a dupe for the Neutrogena Hydro Boost Hydrating Lip Sleeping Mask, held against a store shelf background.

A Dollar Tree b.pure Silky Lip Cream in Pink Velvet, shown as a dupe for the Tarte Maracuja Juicy Lip Crème, with both products displayed against a store backdrop.

🌳 DOLLAR TREE LIPPIE DUPES!!! 👄✨️

If you're looking for some new lippies to add to your makeup routine, RUN to dollar tree!!! 🌳 As a person who LOVES lip products, I really appreciate a good dupe find. & Dollar Tree has a little bit of everything - from drugstore to high-end - you'll be sure to find something for you

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The Avalanche Debt Reduction Method!

A step by step guide to stop letting interest eat the extra money you put to reducing your credit cards every month! #creditcarddebtpayoff #becomingher #becominghim #adulting *Chat Prompt* “Hey Chat, I want to use the avalanche method to reduce my credit card debt. Here are all the acc

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The 50/30/20 rule changed my money game 💡

Money doesn’t have to be complicated. The 50/30/20 rule makes budgeting simple and stress-free: 50% for needs (rent, food, bills) 30% for savings and debt payoff 💰 20% for wants (fun, shopping, lifestyle) It’s all about balance—live your life and build wealth at the same time. Start small, st

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what to know about cos school🌸

There’s a lot of positive things about cos school but I’d say it’s 50/50. I know the payoff will be worth the struggles, and it’s only for a year. But i will NOT lie it’s been one of the hardest years of my life. #cosmetologyschoolstudent #cosmetologystudent #cosmetologyschool #cosmetologi

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A desk scene with a notebook titled 'Debt Payoff Plan' listing steps like 'Know my numbers' and 'Stop new debt,' alongside a calculator, grocery receipt, cash envelopes, and a coffee mug. The main text reads 'The SIMPLE DEBT PLAN That Helped Me STOP DROWNING,' offering real-life tips.

An infographic detailing a simple debt plan with six steps: Know your numbers, Stop adding new debt, Pick one payoff method, Cut expenses that don't matter, Use extra money with purpose, and Celebrate progress. It emphasizes 'Progress over perfection' and 'Start where you are.'

A monthly budget template for May, showing income, fixed expenses, variable expenses, savings, and debt payments. The text highlights that 'A BUDGET isn't about restriction. IT'S ABOUT FREEDOM, PEACE, AND CHOOSING your future,' emphasizing a workable plan over a perfect one.

💸 The Simple Debt Plan That Helped Me Stop Drowning 🤍

Getting out of debt can feel overwhelming when you’re already trying to survive everyday life. Bills. Groceries. Gas. Kids. Work. Life. What helped me most was realizing I didn’t need a perfect budget… I needed a simple system I could actually stick to. Here are a few things that genuinely

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A pie chart visually explains the 50/30/20 budgeting rule, allocating 50% to needs, 30% to wants, and 20% to savings, investments, and debt payoff. The chart is titled 'The 50/30/20 Rule of Budgeting'.

Handwritten notes on lined paper explain the 50/30/20 budgeting method, detailing examples for needs (groceries, rent), wants (dining out, vacation), and debt recovery (student loans, credit cards). Pens are visible at the bottom.

Handwritten notes on lined paper show a personal breakdown of the 50/30/20 budgeting method, listing specific expenses for needs (rent, car insurance) and debt (credit cards) for August, with calculations.

The 50/30/20 budget explained💡

This is literally a game changer I promise! If you swipe it will show my very own breakdown and a little explanation in writing (: Explaination: The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes mon

250 likes

How to set up a monthly budget

Attention to my budget girlies that want to get better at budgeting ! We must set up a monthly budget ! This allows us to see what we are working with each month ! This is how we simply breakdown a monthly budget ! Income - expenses = savings ! If you feel like you have no control over

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GENX and proud to be

#roadto50k #followme #payoffmydebtcanada #GENX #grewupinthe80s

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Budgeting systems that ACTUALLY work 💸

1️⃣ Pay Yourself First System (Best overall) This is the system wealthy people use. How it works: • Income comes in • Savings + investments come out FIRST • You live on what’s left Why it works: You’re not “hoping” to save — it’s automatic. Best for: ✔️ I

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Side Hustle you can Start for $10

A side hustle to put money towards my debt- turning a $10 payment into $50 or $100 has never been so easy NOTE: LISTING IN FASHION DESIGN GROUPS OR GROUPS WHERE PEOPLE LOOK FOR SCRAP FABRIC IS THE PLACE TO SELL EASIER #sidehustles #lemon8community #debtpayofftips #hustleforhappiness

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Stop Using the 50/30/20 Budget Rule—Here’s Why

Let’s be real… the 50/30/20 rule sounds nice in theory, but in real life? It doesn’t work for everyone. If your rent alone is 50% of your paycheck, how are you supposed to fit everything else into 30% wants and 20% savings? It’s not you—it’s the formula. Your budget should be built around YOU

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A makeup store display featuring various cosmetic products, with an overlay indicating a "Makeup Brush Guide."

An illustrated guide showcasing various makeup brush types, including foundation, powder, blush, contour, bronzer, highlighter, lip, lash & brow, liner, blending, eyeshadow, crease, and stippling brushes.

A retail display featuring various professional makeup brushes, including those for foundation, contour, and highlight application.

Makeup Brush Guide

Confused about which brush does what? Here’s your go-to guide for mastering every makeup brush in your kit!💐 1. Foundation Brush Use: Applies liquid or cream foundation evenly. Tip: Use a flat or rounded brush to buff for a smooth base. 2. Concealer Brush Use: Covers blemishes or dark spot

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#roadto50k #payoffmydebtcanada #followme #IlovemyCanada #HelloLemon8

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Soft academic goals for next semester

I’m a huge believer in getting things done quickly, but I’m an even bigger fan of soft goals because rushing is not cute. Not even a little bit. Also we make bad decisions when we are stressed out. Here are my soft ✨ academic goals for 2025 that I think might benefit you too!! 📌 Focus on th

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Yes I DO...🫶..🥰

#HelloLemon8 #roadto50k #payoffmydebtcanada #followme #bringonthegoodtimes

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A person holds a smartphone displaying app icons for debt payoff and budgeting. The image features the title 'Best Apps Debt Payoff & Budgeting' in stylized fonts, with a teal dollar sign icon and a green money stack icon.

Screenshots from the 'Debt Free box' app show detailed debt tracking. One screen displays a mortgage payment schedule with principal and interest, while another lists multiple debts like credit cards, mortgage, and car loans with their balances and payoff dates.

Screenshots from the 'EveryDollar Budgeting App' illustrate monthly budgeting. One screen shows a spending schedule with income and expenses, while another details planned income, risk of overspending, and categorized planned expenses for food and bills.

Best Apps: Debt Payoff and Budgeting

The best way to stay motivated and make progress in anything is to track it. Tracking your debt payments is a great way to stay motivated and see your progress over time. To also find extra money to put towards debt is great to use a budgeting app to budget for the month. This will help give ev

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The Prettiest Debt Payoff Dashboard Ever 💕

Trying to become financially responsible…but make it cute 🎀✨ This printable Debt Payoff Dashboard helps you organize all your debts, track your payoff progress, and stay motivated while working toward financial freedom 💸 Perfect for: ♡ debt snowball method ♡ credit card payoff ♡ budgeting

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PAY OFF DEBT WHEN YOU HAVE NO MONEY

Let's break down the steps to pay off debt when you're on a tight budget. I'll provide practical advice, and online jobs to consider for help because having a second job can help. Remember, consistency is key, and even small efforts can make a difference. Here we go #lemon8partner #

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Things to see in Sedona ⬇️

Sedona, AZ is one of the best hiking destinations in the US! They have countless great hiking trails as well as some excellent restaurants and lots of things to do. Here’s my list of all the best things to do for any trip to Sedona: Devil's Bridge This is one of Sedona’s best hikes and end

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#roadto50k #payoffmydebtcanada #followme #withorwithout

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How to Pay off Debt Quickly

Paying off debt faster starts with a solid strategy. I list my debts in order, pick a payoff method, and cut back to redirect savings toward becoming debt-free. These simple steps help me stay focused and make progress faster. Swipe to learn how to speed up your debt payoff today! 🌟 #lemon8partne

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#roadto50k #payoffmydebtcanada #followme #LiveLoveLaugh

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The image shows a person sitting on an ottoman, with text overlay "FINANCIAL FREEDOM GENIUS" and "5 THINGS YOU NEED TO DO TO BE CREDIT CARD DEBT FREE," prompting users to swipe to learn.

The image displays "01 FACE THE NUMBERS HEAD ON" with bullet points explaining why it matters and how to list all credit card balances, interest rates, and minimum payments.

The image displays "02 STOP USING THE CARDS (FOR NOW)" with bullet points explaining why it matters and how to make cards inaccessible to avoid adding to debt.

5 Steps to become credit card debt free‼️

Are you Ready to break free from credit card debt? Follow these 5 simple steps to take control of your finances and ditch debt for good! Need help staying on track? Book an accountability session with me today! We can take on this journey together! Bonus Tip: Celebrate the Small Wins Debt pa

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#roadto50k #payoffmydebtcanada #followme #HelloLemon8 #STOPtheviolence

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#roadto50k #payoffmydebtcanada #followme #LiveLoveLaugh

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How I Romanticize My Debt Payoff Journey 💗

Budgeting doesn’t have to feel boring or overwhelming. I created this feminine Debt Freedom Roadmap to help make paying off debt feel more motivating, organized, and intentional ✨ Perfect for tracking: 💸 debt payments 💸 monthly budgets 💸 payoff milestones 💸 financial goals Small steps tod

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A man works on a laptop outdoors, with text overlay 'Quick Tips for Paying Off Debt' and a 'Swipe' indicator, introducing debt payoff strategies.

A spreadsheet lists 10 debts with amounts, interest rates, and monthly payments, totaling $55,000, illustrating the first tip: 'LIST YOUR DEBTS'.

A pie chart titled 'Debts by Amount' visually represents 10 debts, accompanying the second tip: 'FOCUS ON ONE DEBT AT A TIME'.

How to pay off debt quickly 💸

Paying off debt doesn’t have to be overwhelming. Start by listing all your debts, focus on one at a time, and cut back to free up extra cash. With a clear plan and small changes, you’ll be on your way to financial freedom. Swipe for quick and easy tips to tackle your debt today! 💡 #lemon8partner

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3 Debt Facts 🫵 to Know (to prep for a recession)

Debt is one of those topics that has always frightened me. Didn’t matter if it was good debt that was helping me build my credit score or other loans, I wasn’t fully comfortable with debt until I learned about proper debt management. So here are 3 debt facts that can help you understand how deb

39 likes

#roadto50k #payoffmydebtcanada #followme #HelloLemon8 #GENX

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#roadto50k #payoffmydebtcanada #followme #LiveLoveLaugh #laughterhealsthesoul

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An image showcasing five finance apps: DebtPayoffPlan..., GoWish, Carvana, Loot, and EveryDollar. The text highlights these apps help save money and tackle credit card debt, with decorative dollar bags and phone icons.

This image details the DebtPayoffPlan... app, explaining it tracks debt, calculates minimum interest payments, and provides a payoff timeline. It suggests choosing methods like snowball or avalanche and entering loan details.

The image focuses on the Loot app, describing its 'Savings Jar' feature. Users can customize weekly or bi-weekly savings amounts, and the app calculates the time needed to reach their savings goal.

FREE APPS THAT HELP SAVE AND PAYOFF DEBT!💸💸💸

All apps are free they do have in app purchases you can use if you want but I don’t pay for anything on them. The main app I would download is debt payoff planner I’m still surprised that app is still free for how good it is! #Lemon8 #lemon8challenge #lemon8creator #lemon8community #debtf

322 likes

#roadto50k #payoffmydebtcanada #followme #HelloLemon8 #tiktokcreativity

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#HelloLemon8 #roadto50k #payoffmydebtcanada #followme #ilovehumor

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All you need is love ❤️

#payoffmydebtcanada #roadto50k #followme #LiveLoveLaugh #laughterhealsthesoul

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a friendly face can be a curse 🤪

#roadto50k #followme #payoffmydebtcanada #PANCAKEMADNESS #Mybluebestie

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