Checklist Hand Condo Buyout 2💸🏠

Actually, there aren't many. Today, I will tell you.

First of all, everyone has to look at the room that they like. Choose carefully. The second hand has to look at all parts. Water, fire, various parts. Is there anything decaying? The condo is almost ten years old. Must look carefully. What is the central part? Worth it? If you like it, then arrange it ~

📍 recovery phase.

1. Documentation

Copy of the fur leg dash card

House registration copy

Staement, 6 months back.

Work Certificate / Salary Slip

Or anyone with a Mortgage Welfare document, file it too.

Very interest discount (whichever)

2. Prepare the paperwork, file it to the bank for pre-approval, and then take the schedule plan to apply it to many banks. It is recommended to apply to many banks to compare where the interest is cheaper.

The more people who have Mortgage Welfare, the more interest will be reduced.

3. When deciding which bank to choose, the bank will send an official to the condo to evaluate the actual price of the room. This may not be able to recover 100% of the station, only 90%, no need for support.

Room examination fee 2000 ฿

4. The bank will send the final installment schedule to see again. After the valuation of the room, we will see the loan we can borrow.

We also have to buy life insurance along with it, pay once, cover for 10 years.

5. The bank approves immediately, make an appointment for the transfer of karma with the owner of the bank and the land department. The transfer of land takes half a day.

Transfer done. I got the key to the room. I already own it.

* * * But let me repeat, at first I was very afraid of not passing because I had a lot of credit card debt and shopeelater.

Read many reviews is that the loan is not passed at all, so I decided to close the credit card. The shopeelater is still the same, there is no problem. The credit bureau does not pay on time all the time. Just want to say, do not worry. If you close any debt closed first, the bank will see the financial liquidity and ability to pay installment.

It's enough and will be too long. Now I bought a room for half a year. Just want to share it for everyone to read a little checklist. That's really not difficult. If anyone is making a decision, go ahead. 💖🥳

# Condo purchase loan review # Half-year review # Home experience # Loan to buy a condo