if you’re keeping your savings in your checking account, or even a regular savings account, you might be missing out on some money! instead, consider an HYSA. checking accounts and savings account offer extremely low interest rates— for example, my savings account through my regular bank only of

after a couple of no-spend days, i decided to pick up a couple of things i’ve been needing! here’s what i spent! 1: dutch bros - $13.47: had to start off with some dutch bros for me and my bf! i always get the dragon slayer iced rebel 😋 2: new gym bag - $43.60: i’ve been needing a new gym bag

sinking funds are a great way to plan and save for expenses before they happen. here are mine! honorable mention: my emergency fund! this not technically a sinking fund, because i NEVER pull money from it, but it’s still worth mentioning. this is to be used in case i ever end up in a position wh

here is my payday routine in my 20s with my first post-grad job! 1. transfer bill amounts into separate checking account: the first step is to transfer the EXACT amount i need for my bills from my direct deposit amount into a second checking account. i do NOT have the debit card for this account

enjoy my recent non-booktok book haul! i love finding recs online, but sometimes i like to discover something new! - kitchen confidential by anthony bourdain: i’m loving this one so far! it was mentioned in another one of my faves, so i had to pick it up. i’m super excited to watch the upcoming

i recently started my first professional full time job! after several years of working retail and other part-time positions, i’m super excited to be back to only having to work one job! however, my professional wardrobe needed an update, so here is what i picked up with part of my first paycheck!

a little different from my regular content but here’s my nintendo handheld collection :) i have a ds lite, a new 3ds xl, and a switch! my ds lite is great for my physical ds games plus gameboy advance games, and i love getting to play lots of titles i missed out on on my 3ds. i also have a huge

here are some recent self-care/hygiene items i picked up a couple of days ago! was super affordable and nothing was over $20. i went to walmart, ulta, and marshalls :) 1. hair glossing mask: $9.97 2. vanilla body spray: $4.97 3. hair ties: $4 4. pimple patches: $12.99 5. assorted combs: $4.9

just for fun, here’s the skincare products i would absolutely bring to a deserted island! 1. pm lightweight moisturizer: this would hydrate my skin after all of the saltwater. i honestly cannot live without this! 2. overnight lip mask: this would go sooo well with the moisturizer. it would ab

sunscreen is one of the most essential parts of your skincare routine! here’s a little more info on why it’s so important and you shouldn’t skip it! uses: sunscreen (spf) is used to protect your skin from uv rays. it helps prevent certain skin concerns, including sun damage, sun burn, aging, and

here are some of unaesthetic skincare faves! these are definitely not that pretty, or even popular, but they work amazingly! 1. dry skin cream: this isn’t super popular with people my age, but it’s an amazing moisturizer. it’s really good for when my skin feels super dry, as well as in the winte

here are my absolutely essential summer skincare products! i hope this helps you prep for the summer months ahead :) 1. salicylic acid cleanser: this is great for the summer months when i break out more due to sweat. this treats acne and cleanses my skin while not being drying or harsh. 2. la

here are some common skincare myths vs the actual truth! 1. “you don’t need spf on cloudy days.” this is not true! uv rays, which spf blocks, can still come through the clouds. spf is essential, don’t skip it! 2. “eating chocolate causes acne.” this is mostly untrue! acne is more often caused

here are some viral skincare products i’ve tried and my thoughts on them! 1. skin barrier serum: i love this! it’s great for hydrating my skin while also soothing and repairing my skin barrier, leading to less inflammation and breakouts. 2. watermelon toner: this wasn’t for me. it’s technical

here’s some information on moisturizer and how to choose the right one for you! 1. uses: moisturizer is used to hydrate your skin. it should be used daily, both am and pm, towards the end of your routine after cleansers/toners/treatments/serums. moisturizer is one of the three essential steps in

here are some of my skincare faves this spring! 1. low ph gentle cleanser: this is perfect for when my acne is under control. it leaves my skin feeling fresh and clean without overly drying. 2. niacinamide drops: these are great for evening out skintone and eliminating redness. plus, they’re

have you been curious about retinol or wondering how to add it into your routine? here’s some advice! 1. what is retinol? retinol is an active skincare ingredient that is used to treat and prevent aging, acne, and sun damage. it is found in both serum and cream forms and comes in varying strengt

adult acne has been one of my biggest skin struggles over the past couple of years! here are some products that i have found make a difference. 1. salicylic acid cleanser: this cleanser works really well for treating acne breakouts and flare ups. the main active ingredient (salicylic acid) is r

here are some things i wish i started (or stopped!) doing earlier. if you’re in your teens, learn from my mistakes! 1. use spf daily: spf is soooo important for your skin! not only does it prevent aging and other skin concerns, it protects you from harmful uv exposure! make sure you add this to

here are 3 steps you can add to your routine to elevate your skincare! make sure you already have a basic routine of cleanser, moisturizer, and spf before adding these. 1. start double-cleansing: double-cleansing (using an oil-based cleanser followed by a water-based cleanser) ensures you both r