#uppermiddleclass #thingsrichpeoplesay 🍋

It's fascinating how often we hear the term 'upper middle class,' but what does it truly signify? For me, it's always been more than just a number in a bank account. I've observed that when someone was "upper middle class", their lifestyle often spoke volumes before their income ever did. It's not about flaunting wealth, but rather a certain comfort and stability that permeates daily life. I see it in their approach to education, for instance. There's often a strong emphasis on top-tier schooling, not just for their children but also in their own continuous learning. Think advanced degrees or specialized certifications. Professionally, it usually means white-collar jobs – doctors, lawyers, engineers, executives – roles that demand significant intellectual capital and offer substantial, stable salaries and benefits. But it's not just the job; it's the financial security that comes with it. They often have robust retirement plans, investments, and a general sense of financial planning for the future. I've noticed they might not own a sprawling mansion, but their homes are typically well-maintained, in desirable neighborhoods, and often have amenities that speak to comfort rather than extravagance – a well-equipped kitchen, a dedicated home office, or a neatly landscaped yard. Their spending habits are also distinctive. While they enjoy quality, they often prioritize value and experiences. It's less about designer labels and more about high-quality, durable goods. Travel is a big one – not necessarily private jets, but often international trips, cultural experiences, and family vacations that are meticulously planned and executed. They invest in experiences that enrich their lives and their families'. Another subtle indicator I've picked up on is their social network and civic engagement. They often participate in community organizations, donate to charities they believe in, and have a wide circle of friends and acquaintances from similar professional or educational backgrounds. There's a sense of responsibility and engagement with the world around them. The 'things rich people say' aspect mentioned in the original post is also interesting. For the upper middle class, it’s often less about direct boasts and more about subtle reflections of their priorities. Conversations might revolve around investment strategies, college admissions, interesting cultural events, or complex work challenges. It’s not necessarily about showing off, but about sharing their world and their concerns, which often stem from a privileged position. It's a nuanced category, distinct from the truly wealthy who have generational wealth or extreme liquidity. The upper middle class often works hard for their status, maintaining it through diligent saving, smart investments, and continuous career development. They are comfortable, but often still feel the need to manage their resources carefully, unlike the ultra-rich who operate on a different scale entirely. They’re also distinct from the broader middle class, who might not have the same level of financial security, educational attainment, or access to certain opportunities. Ultimately, defining the 'upper middle class' is a blend of financial stability, educational background, professional achievement, and a certain lifestyle and mindset. It's a group that values comfort, security, and opportunity, and often strives to provide these for the next generation. What are your observations? I'd love to hear how you define it!