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ศศิหล้า พาออม 💰🎀
ศศิหล้า พาออม 💰🎀

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- Savings by date 🌼🗓️

2025/8/9 Edited to

... Read moreถ้าใครกำลังหา “ตารางเก็บเงิน 1 เดือน” ที่ทำตามได้จริงแบบไม่กดดัน เราแนะนำวิธี “ออมตามวันที่” เลยค่ะ หลักการคือให้หยอดเงินทุกวันตามเลขวันที่ (วันที่ 1 หยอด 1 บาท/10 บาท/20 บาท แล้วแต่กำลัง) ทำต่อเนื่องไปเรื่อย ๆ สิ้นเดือนจะได้ยอดรวมที่น่ารักมาก และที่สำคัญคือได้สร้างวินัยแบบค่อยเป็นค่อยไป วิธีทำตารางเก็บเงิน 1 เดือน (ออมตามวันที่) 1) เลือก “สเกล” ก่อน: วันที่ 1–31 จะออมเท่าตัวเลขวัน เช่น 1, 2, 3…31 - สายเบา ๆ: x10 (วันที่ 1 = 10 บาท, วันที่ 31 = 310 บาท) - กำลังดี: x20 - สายโหด: x50 หรือ x100 2) ทำเป็นตารางเช็กถูกในสมุด/โน้ต/แอปก็ได้ วันไหนออมแล้วติ๊ก ✅ จะช่วยให้ไม่ลืม 3) แยกกระปุก/บัญชีเฉพาะ “ออมตามวันที่” จะได้ไม่เผลอเอาไปใช้ ทริคสำหรับคนที่กลัววันท้ายเดือนยอดสูงเกิน - สลับวันได้: ถ้าวันที่ 29–31 หนักไป ให้สลับไปออมวันเลขน้อยแทน แล้วค่อยกลับมาเก็บวันที่หนักในวันที่เงินเข้า - ตั้งเพดาน: เช่น เกิน 200 บาทให้ล็อกไว้ที่ 200 บาทก็พอ เพื่อไม่ให้แผนพัง - ใช้ “วันเงินเดือนออก” ช่วย: วันเงินเข้าให้เลือกออมวันที่หนัก ๆ เช่น 11, 14, 15, 19, 20 (เราเคยทำแล้วรู้สึกว่าเอาอยู่กว่า) อยากเห็นเงินก้อนเร็วขึ้นทำยังไง? - เพิ่ม “โบนัส” รายสัปดาห์: ทุกวันอาทิตย์หยอดเพิ่มอีก 50–100 บาท - เงินทอน/เศษเหรียญ: เอาใส่กระปุกนี้ได้เลย ยอดจะโตไวแบบไม่รู้ตัว สิ่งที่ทำให้เราทำได้ครบเดือน - ไม่ต้องรอให้มีเงินเยอะก่อน แค่เริ่มออมทุกวัน “ไม่มากไม่น้อย” ก็พอ - ติ๊กตารางทุกวันทำให้รู้สึกเหมือนเล่นเกม เก็บเลเวลไปเรื่อย ๆ - พอสิ้นเดือนมีเงินก้อน จะมีกำลังใจทำต่อเดือนถัดไปจริง ๆ ถ้าอยากเริ่มวันนี้ ลองทำตารางเก็บเงิน 1 เดือนแบบออมตามวันที่ด้วยสเกล x10 ก่อนก็ได้ค่ะ ทำให้จบ 1 เดือนครั้งแรกให้สำเร็จ แล้วค่อยเพิ่มยอดในรอบต่อไป รับรองว่าสิ้นเดือนจะยิ้มกับเงินก้อนของตัวเองแน่นอน

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Savings Accounts: Maximize your SAVING goals!
Whether you are in your 20s, 30s, 40s or beyond, having saving accounts for different savings goals is CRUCIAL! 🤔 Don’t know where to start?? 💵 Use a HYSA (high yield saving account) to maximize interest earned on money you keep in there). I use Marcus, but feel free to shop around. 🚑 Star
LindsQpons

LindsQpons

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