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When having money, should keep it well. Tell yourself.✅

2025/8/23 Edited to

... Read moreบางครั้ง “เสียความรู้สึก” ไม่ได้เกิดจากคำพูดแรงๆ แต่เกิดจากเรื่องเงินที่ควรชัดเจนตั้งแต่แรก โดยเฉพาะการยืมเงิน/ทวงหนี้ที่ทำให้ความสัมพันธ์พังแบบเงียบๆ เราเคยคิดว่าแค่ช่วยกันได้ก็ช่วย แต่พอถึงเวลาทวง กลับกลายเป็นเราเองที่รู้สึกผิด ทั้งๆ ที่เงินคือของเรา นั่นแหละคือจุดที่ทำให้เข้าใจคำว่า คำคมเสียความรู้สึก ได้ชัดที่สุด คำคมที่เตือนใจตัวเองเวลาต้องเจอสถานการณ์แบบนี้คือ “เงินที่ให้ยืมไป อาจซื้อความจริงใจกลับมาไม่ได้” เพราะพอเงินเข้าไปอยู่ตรงกลาง บางคนเปลี่ยนจากน่ารักเป็นเงียบหาย จากคุยทุกวันกลายเป็นอ่านไม่ตอบ และจากคำว่า “เดี๋ยวคืน” กลายเป็น “ทำไมต้องทวง” สุดท้ายเราอาจไม่ได้แค่เงินไม่กลับมา แต่ยังเสียเพื่อน เสียพี่น้อง เสียความรู้สึก และบางครั้งได้ “ศัตรู” เพิ่มขึ้นจริงๆ ถ้าอยากเก็บเงินไว้ให้ดีขึ้น (และไม่ต้องเจ็บซ้ำ) เราลองตั้งกติกาให้ตัวเอง 3 ข้อที่ช่วยได้มาก 1) ถ้าจะให้ยืม ต้องคิดว่า “เงินนี้อาจไม่กลับมา” ถ้ารับความเสี่ยงไม่ได้ ให้ปฏิเสธสุภาพไปเลย 2) ถ้าจำเป็นต้องให้ยืม ให้ทำเป็นลายลักษณ์อักษรสั้นๆ ในแชท เช่น จำนวนเงิน วันคืน และวิธีคืน เพื่อไม่ให้ต้องมานั่งเสียความรู้สึกตอนทวง 3) แยก “ช่วยเหลือ” กับ “ให้ยืม” ถ้าเราอยากช่วยจริงๆ อาจช่วยเท่าที่ไหวในรูปแบบให้เลยจำนวนเล็กๆ จะไม่ค้างคาและไม่ทำให้ความสัมพันธ์ตึง ประโยคที่ใช้ปฏิเสธแบบไม่หักหน้า และช่วยลดดราม่าคือ “ช่วงนี้เราต้องจัดการค่าใช้จ่ายตัวเองจริงๆ เลยช่วยไม่ได้ ขอโทษนะ” บางทีการปฏิเสธวันนี้ อาจช่วยให้ไม่ต้องเสียความรู้สึกในอนาคต สุดท้าย ขอย้ำกับตัวเองเหมือนเดิมว่า “ยามมีเงินควรเก็บไว้ดีๆ” ไม่ใช่เพราะเห็นแก่ตัว แต่เพราะเราไม่รู้เลยว่าเรื่องเงินจะพาเราไปเจอสถานการณ์ที่ต้องเสียใจแค่ไหน เก็บเงินไว้คือเก็บความสบายใจ และเก็บความสัมพันธ์ดีๆ ที่ไม่ควรถูกทำลายเพราะหนี้

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BY AGE 30 YOU SHOULD BE SMART ENOUGH TO REALIZE THIS: 1. Someone makes 10x more than you do in a 9-5 job because they have more "leverage" with their work. 2. Distraction is the greatest killer of success. It stunts and destroys your brain. 3. You shouldn't take advice from peo
🎀Solange🎀

🎀Solange🎀

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A black handbag and a black cardholder with cards, including a California Driver License, are displayed on a surface. The image introduces the topic: 'Budgeting your paycheck Pay Yourself First' Rule, accompanied by money-related emojis.
A hand holds a black cardholder containing cards, including a 'SAPPHIRE California DRIVER LICENSE'. Text explains the 'Pay Yourself First' rule: dedicating savings first, then paying bills, and spending the rest.
A black handbag sits on a surface with a plant painting in the background. Text advises that the budgeting method can be used alone or with others, like the 50/30/20 rule, to gain control of finances.
How to budget your paycheck: Pay Yourself First 💸
Saving and budgeting your money doesn’t have to mean leaving none for yourself… in fact, the “Pay Yourself First” budgeting method expects you to do the exact opposite! Having a budgeting plan in place that works for you is essential for getting in control of your money & ensuring you’re awa
hannah 💟

hannah 💟

649 likes

A Coach wallet and scattered US dollar bills on a fuzzy surface, with text overlay "Seven Money Mistakes To Avoid" in pink and white boxes, featuring a money bag icon.
US dollar bills and a Coach wallet on a fuzzy surface, with a teal text box explaining that avoiding beginner money mistakes saves time, stress, and money, and an arrow pointing right.
US dollar bills and a Coach wallet on a fuzzy surface, detailing "1. Not Having a Budget" with the 50/30/20 rule and "2. Ignoring an Emergency Fund" with advice on saving, accompanied by sparkle icons and an arrow.
7 Beginner Money Mistakes (and How to Avoid Them!)
Feeling stuck with money? 🤔 You’re not alone—but avoiding beginner mistakes can help you stay ahead and stress less! 💸 💡 Here’s what NOT to do with your money: 🚫 No budget = Overspending and regret. 🚫 No emergency fund = Stress when life happens. 🚫 Ignoring credit scores = Higher costs later.
Mari 🦋

Mari 🦋

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