✅ 7 ways to "practice saving as a habit"

✅ 7 ways to "practice saving money as a habit."

1. Start from small, but don't stop.

Start saving 10-20 baht per day, drop a jar or transfer to a separate account.

Don't wait for a lot of money. The key word is "consistent."

2. Separate the cash account from the spending account

Open a new account to save money specifically. Do not withdraw.

Name encouraging accounts, such as "dream house account" or "Japanese travel account."

3. Savings before using

Every time you get a salary or extra income, transfer immediately to your savings account at least 10-20%.

Don't save only the rest. Keep the money aside "from the beginning.

4.Apply rule 3 jar (or 3 accounts)

1st jar = Daily spending

2nd jar = emergency savings

3rd jar = investment or long-term goal.

5. Set clear goals

For example, "10,000 baht will be collected in three months."

With clear goals, it makes you more patient and encouraging.

6. Use savings app

Apps like Piggipo, Money Lover or banking apps help plan and remind savings to be easier.

7. Give yourself a small reward when you can.

For example, this month's savings will be rewarded with items not exceeding 100 baht.

Don't forget to praise yourself every time you succeed.

💡 Extra tips:

Try to stay away from temptations (e.g. unnecessary discounting)

Practice thinking before spending every time, "If you buy today, will it be in trouble tomorrow?"

Automatic savings will help us forget that we are saving (but unwittingly big money!)

If you start practicing every day, within 21 to 30 days, "saving money" will become a permanent habit that carries you for the rest of your life. ✨

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