July Grocery Budget Breakdown for a Family of 4

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Monthly Budget Breakdown for our Family of 4 for July! We’ve been maintaining a monthly grocery budget of $300ish since 2017. Whatever is leftover from the previous month’s budget gets rolled over.

With last month’s roll over, we started this month’s budget with $367.71.

We spent a total of $299.29 which means we were $68.42 under budget.

For our monthly Eating Out/Order In Budget of $100, we spent a total of $87.63. This means we were $12.37 under budget.

Since we roll over any under budget money, we will start July Food Budget with $380.79.

I won’t ever roll over more than $100. If we have that much to roll over, the rest will go towards something else such as extra money towards the mortgage principal.

This is NOT all the food we have. If there’s not a lot of meat shown in the current grocery hauls it means I didn’t find good enough deals or my freezers are already full.

This budget includes ALL food/anything we consume. Breakfast, Lunch, Dinner, Snacks, Dessert (if we have it), Drinks, Baking Essentials etc...

How did you do with this month’s Budget?

#paycheckbudget #lemon8challenge #savingmoneyonfood #savingdeals #budgetfriendlyfamily #budgetfriendlycoverage #budgetwithease #budgetlife

2024/8/26 Edited to

Managing a budget effectively can be challenging, especially for families. In this article, we delve into our monthly grocery budget for July, which has been consistently set at around $300 since 2017. Carrying over leftover funds from previous months has allowed us to start this month with a budget of $367.71. With strategic spending, we managed to stay well under our budget and even had some rollover funds to work with. In addition to groceries, our family allocates $100 for dining out, and in July, we spent only $87.63. This mindful approach to spending helps us save, ensuring that any excess funds can contribute to other family needs, such as paying down the mortgage. It’s crucial to keep track of all expenses related to meals—including breakfast, lunch, dinner, snacks, and drinks—to maintain a comprehensive view of our food budget. For families looking to manage their budgets better, monitoring spending and rolling over unspent funds can provide flexibility and help reach savings goals. Join the conversation on budgeting experiences and learn more about saving money on groceries and dining out. Share your budget successes with us! Let's inspire each other towards financial wellness.

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