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🌼 Case Study: i had a miscarriage before…
I recently had a mummy reach out to ask if she could still apply for a maternity plan even though she had a miscarriage before. I realised many women quietly carry this same worry — so I wanted to share this openly. A rejection from one insurer doesn’t mean you no longer have options. Miscarr
Sg/ZephMummy

Sg/ZephMummy

7 likes

Travel Tips For New Mum ✈️👶💛
As a new mum, I totally get the feeling — wanting a break but stressing about bringing baby on a plane. I’ve been there! Here are a few things that really helped me on our first trip: 1. Bring baby along — it’s almost free! Infants usually fly at a very low cost, so take advantage while you can
Sg/ZephMummy

Sg/ZephMummy

11 likes

Why you should consider a maternity plan?
Because smart planning protects both your heart and your wallet! You’re in your second trimester. Baby’s growing, emotions are swirling—and this is the ideal time to start thinking long-term. A maternity plan isn’t just about preparing for birth—it’s about securing your child’s future with dign
Sg/ZephMummy

Sg/ZephMummy

28 likes

My Hardest Goodbye, My Sweetest Hello 🥰
I hate to see you cry when I leave for work. I once thought boundaries were simple, but motherhood reshaped every line. Work gives me goals, yet no achievement shines brighter than you. The balance is never perfect — but I try with bedtime stories, morning hugs, and love stitched into ever
Sg/ZephMummy

Sg/ZephMummy

1 like

With my mircacle baby
“Life changes the moment a child enters it — every day becomes fuller, every silence becomes louder, and every ordinary thing feels extraordinary. And when a child is extra special, life itself teaches us to love deeper, see clearer, and find joy in the smallest miracles.” Singapore Zoo #mir
Sg/ZephMummy

Sg/ZephMummy

1 like

Sg/ZephMummy
9Following
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Sg/ZephMummy

Zeph.farep

Zeph.farep

engage.fa.com.sg/zephanielau/

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Zephanie Lau Xiao Ying, FA representing Financial Alliance | MAS ZLX300012197 |